How Much Can Cutting Tool and Machine Tool Accessory Manufacturing Businesses Get in SBA Loans?
522 SBA loans totaling $209.3M have been approved for cutting tool and machine tool accessory manufacturing businesses (NAICS 333515). The average approved SBA loan is $401K, which is 18% above avg the $340K national average. 175 active lenders fund this industry with a 9.3% default rate on the matured 2018-2021 loan cohort.
At 9.3%, Cutting Tool and Machine Tool Accessory Manufacturing sits well below the 15.4% all industry SBA default rate (charged off as a share of resolved loans), low default risk relative to other SBA industries. The capital source prices this risk into rate and structure.
NAICS 333515 (Cutting Tool and Machine Tool Accessory Manufacturing) received 522 SBA loans worth $209.3M across 5+ states. Average loan $401K, average term 123 months, 9.3% default rate (resolved loan basis).175 active SBA approved lenders fund this industry.Manufacturers in NAICS 31 to 33 qualify for FY2027 SBA fee terms and can access the MARC revolving credit program. There are approximately 1,094 U.S. establishments in this industry (Census 2022).
Is SBA Lending Growing for Cutting Tool and Machine Tool Accessory Manufacturing?+38% growth
FY2027 Manufacturing Fee Waivers Active
The SBA has waived both 504 fees for manufacturers in NAICS 31 to 33 through September 30, 2027:
504 loans: all guaranty fees waived for manufacturing
7(a) loans of $700,000 or less: 0% upfront fee for manufacturers
Revolving credit line: manufacturers only, launched Oct 2025
The proposed Made in America Manufacturing Finance Act (H.R. 3174) would double SBA limits to $10M for domestic manufacturers, currently passed House, awaiting Senate vote.
Which SBA Program Do Cutting Tool and Machine Tool Accessory Manufacturing Businesses Use Most?
What Is the Best SBA Loan for Cutting Tool and Machine Tool Accessory Manufacturing?
Versatile funding for working capital, equipment, and expansion. 7(a) upfront fee is 0% for qualifying manufacturers on loans of $700,000 or less in FY2027
Where Are Cutting Tool and Machine Tool Accessory Manufacturing SBA Loans Most Common?
SBA Lending Activity in Cutting Tool and Machine Tool Accessory Manufacturing
175 SBA lenders have funded 522 loans to cutting tool and machine tool accessory manufacturing businesses (NAICS 333515). Which lender approves your deal depends on your location, loan size, credit profile and time in business, not on who funded someone else. PeerSense makes the introduction.
Cutting Tool and Machine Tool Accessory Manufacturing Industry Context
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PeerSense sources capital for cutting tool and machine tool accessory manufacturing businesses. The capital source sets the terms. No upfront fee. Talk to PeerSense. Referral fee at closing.
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How Does SBA Lending Work for Cutting Tool and Machine Tool Accessory Manufacturing Businesses?
Across all SBA loan programs, 522 loans have been approved for businesses classified under NAICS 333515 (Cutting Tool and Machine Tool Accessory Manufacturing), representing $209.3M in total capital deployed. The average approved loan of $401K is 18% above avg the national SBA average of $340K, with typical repayment terms of 123 months.
SBA lending for cutting tool and machine tool accessory manufacturing is accelerating. Loan volume has grown approximately 38% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2016.
The industry sees a balanced mix of SBA programs, with 15% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
As a manufacturing business under NAICS 31 to 33, you qualify for FY2027 SBA fee terms through September 30, 2027. For manufacturers, the SBA has waived the 504 upfront guaranty fee and annual service fee, and the 7(a) upfront fee is 0% on loans of $700,000 or less. Additionally, the MARC (Manufacturers' Access to Revolving Credit) program launched in October 2025, offering up to $5M in revolving credit exclusively for domestic manufacturers, a first for SBA lending.
Frequently Asked Questions: Cutting Tool and Machine Tool Accessory Manufacturing SBA Loans
What is the average SBA loan size for cutting tool and machine tool accessory manufacturing businesses?
Which SBA loan program is best for a cutting tool and machine tool accessory manufacturing business?
How many lenders fund SBA loans for cutting tool and machine tool accessory manufacturing?
Are there SBA fee waivers for manufacturing businesses in 2026?
How does PeerSense help cutting tool and machine tool accessory manufacturing businesses get SBA loans?
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Data aggregated from SBA loan records (1992 to 2025). Cutting Tool and Machine Tool Accessory Manufacturing defined by NAICS code 333515. Not financial advice. PeerSense sources capital through a curated network of commercial lenders and capital sources. Consult a lending professional before making financial decisions.