How Much Can Consumer Electronics Repair and Maintenance Businesses Get in SBA Loans?
642 SBA loans totaling $109.4M have been approved for consumer electronics repair and maintenance businesses (NAICS 811211). The average approved SBA loan is $170K, which is 50% below avg the $340K national average. 160 active lenders fund this industry with a 20.4% default rate on the matured 2018-2021 loan cohort.
At 20.4%, Consumer Electronics Repair and Maintenance sits well above the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — elevated default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 811211 (Consumer Electronics Repair and Maintenance) received 642 SBA loans worth $109.4M across 5+ states. Average loan $170K, average term 104 months, 20.4% default rate (resolved-loan basis).160 active SBA-approved lenders fund this industry. Most consumer electronics repair and maintenance loans use the SBA 7(a) program. There are approximately 1,635 U.S. establishments in this industry (Census 2022).
Is SBA Lending Growing for Consumer Electronics Repair and Maintenance?-94% decline
Which SBA Program Do Consumer Electronics Repair and Maintenance Businesses Use Most?
What Is the Best SBA Loan for Consumer Electronics Repair and Maintenance?
The most widely used SBA program for consumer electronics repair and maintenance businesses — flexible terms, multiple use cases
Where Are Consumer Electronics Repair and Maintenance SBA Loans Most Common?
Top SBA Lenders for Consumer Electronics Repair and Maintenance
These banks have funded the most SBA loans for consumer electronics repair and maintenance businesses (NAICS 811211). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | Bank of America, National Association(NC) | 60 | $4.6M |
| 2 | Wells Fargo Bank National Association(SD) | 45 | $4.0M |
| 3 | JPMorgan Chase Bank, National Association(OH) | 40 | $3.8M |
| 4 | U.S. Bank, National Association(OH) | 39 | $4.6M |
| 5 | The Huntington National Bank(OH) | 30 | $5.6M |
Consumer Electronics Repair and Maintenance Industry Context
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How Does SBA Lending Work for Consumer Electronics Repair and Maintenance Businesses?
Across all SBA loan programs, 642 loans have been approved for businesses classified under NAICS 811211 (Consumer Electronics Repair and Maintenance), representing $109.4M in total capital deployed. The average approved loan of $170K is 50% below avg the national SBA average of $340K, with typical repayment terms of 104 months.
SBA lending for consumer electronics repair and maintenance has contracted approximately 94% over recent fiscal years. This shift may reflect changing market conditions, industry consolidation, or tightening credit standards in this sector. However, 160 lenders remain active, maintaining competitive options for qualified borrowers.
The overwhelming majority of SBA lending for consumer electronics repair and maintenance uses the 7(a) program, which provides the most flexibility — covering working capital, equipment purchases, partner buyouts, debt refinancing, and business acquisitions up to $5M with terms up to 25 years.
PeerSense specializes in matching consumer electronics repair and maintenance business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Consumer Electronics Repair and Maintenance SBA Loans
What is the average SBA loan size for consumer electronics repair and maintenance businesses?
Which SBA loan program is best for a consumer electronics repair and maintenance business?
How many lenders fund SBA loans for consumer electronics repair and maintenance?
What states have the most SBA lending for consumer electronics repair and maintenance?
How does PeerSense help consumer electronics repair and maintenance businesses get SBA loans?
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All Other Personal Services
Data aggregated from SBA loan records (1992–2025). Consumer Electronics Repair and Maintenance defined by NAICS code 811211. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.