How Much Can Consumer Electronics Repair and Maintenance Businesses Get in SBA Loans?
642 SBA loans totaling $109.4M have been approved for consumer electronics repair and maintenance businesses (NAICS 811211). The average approved SBA loan is $170K, which is 50% below avg the $340K national average. 160 active lenders fund this industry with a 20.4% default rate on the matured 2018-2021 loan cohort.
At 20.4%, Consumer Electronics Repair and Maintenance sits well above the 15.4% all industry SBA default rate (charged off as a share of resolved loans), elevated default risk relative to other SBA industries. The capital source prices this risk into rate and structure.
NAICS 811211 (Consumer Electronics Repair and Maintenance) received 642 SBA loans worth $109.4M across 5+ states. Average loan $170K, average term 104 months, 20.4% default rate (resolved loan basis).160 active SBA approved lenders fund this industry. Most consumer electronics repair and maintenance loans use the SBA 7(a) program. There are approximately 1,635 U.S. establishments in this industry (Census 2022).
Is SBA Lending Growing for Consumer Electronics Repair and Maintenance?-94% decline
Which SBA Program Do Consumer Electronics Repair and Maintenance Businesses Use Most?
What Is the Best SBA Loan for Consumer Electronics Repair and Maintenance?
The most widely used SBA program for consumer electronics repair and maintenance businesses: flexible terms, multiple use cases
Where Are Consumer Electronics Repair and Maintenance SBA Loans Most Common?
SBA Lending Activity in Consumer Electronics Repair and Maintenance
160 SBA lenders have funded 642 loans to consumer electronics repair and maintenance businesses (NAICS 811211). Which lender approves your deal depends on your location, loan size, credit profile and time in business, not on who funded someone else. PeerSense makes the introduction.
Consumer Electronics Repair and Maintenance Industry Context
Talk to PeerSense
PeerSense sources capital for consumer electronics repair and maintenance businesses. The capital source sets the terms. No upfront fee. Talk to PeerSense. Referral fee at closing.
Retainers
Down with SBA 7(a)
Terms Available
Talk to PeerSense about financing a Consumer Electronics Repair and Maintenance business.
Tell us your loan amount and use of funds. PeerSense sources capital. The capital source sets the terms.
SBA 7(a) / 504: PeerSense will reach out. No obligation.
How Does SBA Lending Work for Consumer Electronics Repair and Maintenance Businesses?
Across all SBA loan programs, 642 loans have been approved for businesses classified under NAICS 811211 (Consumer Electronics Repair and Maintenance), representing $109.4M in total capital deployed. The average approved loan of $170K is 50% below avg the national SBA average of $340K, with typical repayment terms of 104 months.
SBA lending for consumer electronics repair and maintenance has contracted approximately 94% over recent fiscal years. This shift may reflect changing market conditions, industry consolidation, or tightening credit standards in this sector. However, 160 lenders remain active, maintaining competitive options for qualified borrowers.
The overwhelming majority of SBA lending for consumer electronics repair and maintenance uses the 7(a) program, which provides the most flexibility, covering working capital, equipment purchases, partner buyouts, debt refinancing, and business acquisitions up to $5M with terms up to 25 years.
Talk to PeerSense about a consumer electronics repair and maintenance file. The capital source sets the terms. The desk fee is paid at closing, never upfront.
Frequently Asked Questions: Consumer Electronics Repair and Maintenance SBA Loans
What is the average SBA loan size for consumer electronics repair and maintenance businesses?
Which SBA loan program is best for a consumer electronics repair and maintenance business?
How many lenders fund SBA loans for consumer electronics repair and maintenance?
What states have the most SBA lending for consumer electronics repair and maintenance?
How does PeerSense help consumer electronics repair and maintenance businesses get SBA loans?
Related Other Services Industries
General Automotive Repair
Beauty Salons
Drycleaning and Laundry Services (except Coin-Operated)
Automotive Body, Paint, and Interior Repair and Maintenance
Car Washes
All Other Personal Services
Data aggregated from SBA loan records (1992 to 2025). Consumer Electronics Repair and Maintenance defined by NAICS code 811211. Not financial advice. PeerSense sources capital through a curated network of commercial lenders and capital sources. Consult a lending professional before making financial decisions.