How Much Can Computer and Office Machine Repair and Maintenance Businesses Get in SBA Loans?
1,451 SBA loans totaling $183.0M have been approved for computer and office machine repair and maintenance businesses (NAICS 811212). The average approved SBA loan is $126K, which is 63% below avg the $340K national average. 259 active lenders fund this industry with a 28.9% default rate on the matured 2018-2021 loan cohort.
At 28.9%, Computer and Office Machine Repair and Maintenance sits well above the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — elevated default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 811212 (Computer and Office Machine Repair and Maintenance) received 1,451 SBA loans worth $183.0M across 5+ states. Average loan $126K, average term 91 months, 28.9% default rate (resolved-loan basis).259 active SBA-approved lenders fund this industry. Most computer and office machine repair and maintenance loans use the SBA 7(a) program. There are approximately 4,675 U.S. establishments in this industry (Census 2022).
Is SBA Lending Growing for Computer and Office Machine Repair and Maintenance?-92% decline
Which SBA Program Do Computer and Office Machine Repair and Maintenance Businesses Use Most?
What Is the Best SBA Loan for Computer and Office Machine Repair and Maintenance?
The most widely used SBA program for computer and office machine repair and maintenance businesses — flexible terms, multiple use cases
Where Are Computer and Office Machine Repair and Maintenance SBA Loans Most Common?
Top SBA Lenders for Computer and Office Machine Repair and Maintenance
These banks have funded the most SBA loans for computer and office machine repair and maintenance businesses (NAICS 811212). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | Bank of America, National Association(NC) | 157 | $8.8M |
| 2 | Citizens Bank, National Association(RI) | 86 | $3.8M |
| 3 | Wells Fargo Bank National Association(SD) | 85 | $10.2M |
| 4 | U.S. Bank, National Association(OH) | 80 | $5.7M |
| 5 | Celtic Bank Corporation(UT) | 80 | $11.6M |
Computer and Office Machine Repair and Maintenance Industry Context
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How Does SBA Lending Work for Computer and Office Machine Repair and Maintenance Businesses?
Across all SBA loan programs, 1,451 loans have been approved for businesses classified under NAICS 811212 (Computer and Office Machine Repair and Maintenance), representing $183.0M in total capital deployed. The average approved loan of $126K is 63% below avg the national SBA average of $340K, with typical repayment terms of 91 months.
SBA lending for computer and office machine repair and maintenance has contracted approximately 92% over recent fiscal years. This shift may reflect changing market conditions, industry consolidation, or tightening credit standards in this sector. However, 259 lenders remain active, maintaining competitive options for qualified borrowers.
The overwhelming majority of SBA lending for computer and office machine repair and maintenance uses the 7(a) program, which provides the most flexibility — covering working capital, equipment purchases, partner buyouts, debt refinancing, and business acquisitions up to $5M with terms up to 25 years.
PeerSense specializes in matching computer and office machine repair and maintenance business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Computer and Office Machine Repair and Maintenance SBA Loans
What is the average SBA loan size for computer and office machine repair and maintenance businesses?
Which SBA loan program is best for a computer and office machine repair and maintenance business?
How many lenders fund SBA loans for computer and office machine repair and maintenance?
What states have the most SBA lending for computer and office machine repair and maintenance?
How does PeerSense help computer and office machine repair and maintenance businesses get SBA loans?
Related Other Services Industries
General Automotive Repair
Beauty Salons
Drycleaning and Laundry Services (except Coin-Operated)
Automotive Body, Paint, and Interior Repair and Maintenance
Car Washes
All Other Personal Services
Data aggregated from SBA loan records (1992–2025). Computer and Office Machine Repair and Maintenance defined by NAICS code 811212. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.