How Much Can Community Food Services Businesses Get in SBA Loans?
75 SBA loans totaling $9.1M have been approved for community food services businesses (NAICS 624210). The average approved SBA loan is $121K, which is 65% below avg the $340K national average. 43 active lenders fund this industry.
NAICS 624210 (Community Food Services) received 75 SBA loans worth $9.1M across 5+ states. Average loan $121K, average term 102 months.43 active SBA-approved lenders fund this industry. Most community food services loans use the SBA 7(a) program. There are approximately 5,187 U.S. establishments in this industry (Census 2022).
Is SBA Lending Growing for Community Food Services?+67% growth
Which SBA Program Do Community Food Services Businesses Use Most?
What Is the Best SBA Loan for Community Food Services?
The most widely used SBA program for community food services businesses — flexible terms, multiple use cases
Where Are Community Food Services SBA Loans Most Common?
Top SBA Lenders for Community Food Services
These banks have funded the most SBA loans for community food services businesses (NAICS 624210). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | JPMorgan Chase Bank, National Association(OH) | 7 | $330K |
| 2 | Bank of America, National Association(NC) | 7 | $340K |
| 3 | The Huntington National Bank(OH) | 6 | $283K |
| 4 | TD Bank, National Association(DE) | 4 | $181K |
| 5 | Manufacturers and Traders Trust Company(NY) | 3 | $260K |
Community Food Services Industry Context
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PeerSense places SBA loans for community food services businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.
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How Does SBA Lending Work for Community Food Services Businesses?
Across all SBA loan programs, 75 loans have been approved for businesses classified under NAICS 624210 (Community Food Services), representing $9.1M in total capital deployed. The average approved loan of $121K is 65% below avg the national SBA average of $340K, with typical repayment terms of 102 months.
SBA lending for community food services is accelerating — loan volume has grown approximately 67% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2025.
The overwhelming majority of SBA lending for community food services uses the 7(a) program, which provides the most flexibility — covering working capital, equipment purchases, partner buyouts, debt refinancing, and business acquisitions up to $5M with terms up to 25 years.
PeerSense specializes in matching community food services business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 100+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Community Food Services SBA Loans
What is the average SBA loan size for community food services businesses?
Which SBA loan program is best for a community food services business?
How many lenders fund SBA loans for community food services?
What states have the most SBA lending for community food services?
How does PeerSense help community food services businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Community Food Services defined by NAICS code 624210. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.