How Much Can Commercial, Industrial, and Institutional Electric Lighting Fixture Ma Businesses Get in SBA Loans?

Across all SBA loan programs, 344 loans have been approved for businesses classified under NAICS 335122 (Commercial, Industrial, and Institutional Electric Lighting Fixture Ma), representing $197.4M in total capital deployed. The average approved loan of $574K is 69% above avg the national SBA average of $340K, with typical repayment terms of 141 months.

SBA lending for commercial, industrial, and institutional electric lighting fixture ma has contracted approximately 86% over recent fiscal years. This shift may reflect changing market conditions, industry consolidation, or tightening credit standards in this sector. However, 136 lenders remain active, maintaining competitive options for qualified borrowers.

Notably, 22% of SBA loans in this industry use the 504 program (well above the national average), indicating that commercial, industrial, and institutional electric lighting fixture ma businesses frequently finance major fixed assets like real estate, heavy equipment, or facility buildouts. The 504 program offers up to $5.5M with below market fixed rates and only 10% down from the borrower.

As a manufacturing business under NAICS 31 to 33, you qualify for FY2027 SBA fee terms through September 30, 2027. For manufacturers, the SBA has waived the 504 upfront guaranty fee and annual service fee, and the 7(a) upfront fee is 0% on loans of $700,000 or less. Additionally, the MARC (Manufacturers' Access to Revolving Credit) program launched in October 2025, offering up to $5M in revolving credit exclusively for domestic manufacturers, a first for SBA lending.