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NAICS 811310Other ServicesLending Growing

How Much Can Commercial and Industrial Machinery and Equipment (except Automotive a Businesses Get in SBA Loans?

6,133 SBA loans totaling $1.8B have been approved for commercial and industrial machinery and equipment (except automotive a businesses (NAICS 811310). The average approved SBA loan is $300K, which is 12% below avg the $340K national average. 959 active lenders fund this industry with a 10.9% default rate on the matured 2018-2021 loan cohort.

Moderate default risk10.9% vs 15.4% all industry avg

At 10.9%, Commercial and Industrial Machinery and Equipment (except Automotive a sits below the 15.4% all industry SBA default rate (charged off as a share of resolved loans), moderate default risk relative to other SBA industries. The capital source prices this risk into rate and structure.

Quick Answer

NAICS 811310 (Commercial and Industrial Machinery and Equipment (except Automotive a) received 6,133 SBA loans worth $1.8B across 5+ states. Average loan $300K, average term 130 months, 10.9% default rate (resolved loan basis).959 active SBA approved lenders fund this industry. Most commercial and industrial machinery and equipment (except automotive a loans use the SBA 7(a) program. There are approximately 22,433 U.S. establishments in this industry (Census 2022).

6,133
Total SBA Loans
$1.8B
Total Volume
$300K
Avg Loan Size
12% below avg
959
Active Lenders
130 mo
Avg Term
near national avg
46,741
Jobs Supported

Is SBA Lending Growing for Commercial and Industrial Machinery and Equipment (except Automotive a?+68% growth

222
237
223
185
172
192
148
162
248
272
16
17
18
19
20
21
22
23
24
25
$74.7M
$100.1M
$81.3M
$83.2M
$88.5M
$111.8M
$89.8M
$83.3M
$117.3M
$131.9M

Which SBA Program Do Commercial and Industrial Machinery and Equipment (except Automotive a Businesses Use Most?

SBA 7(a)5,387 (88%)
SBA 504746 (12%)

What Is the Best SBA Loan for Commercial and Industrial Machinery and Equipment (except Automotive a?

SBA 7(a)

The most widely used SBA program for commercial and industrial machinery and equipment (except automotive a businesses: flexible terms, multiple use cases

Industry avg loan: $300K
Typical term: 130 months
Historical avg rate: 7.20%
959+ lenders active in this industry
Default rate (2018 to 21 matured cohort): 10.9%

Where Are Commercial and Industrial Machinery and Equipment (except Automotive a SBA Loans Most Common?

#1
CA
704 loans
$284.7M
#2
TX
491 loans
$174.3M
#3
FL
378 loans
$144.3M
#4
OH
315 loans
$63.4M
#5
NY
278 loans
$55.0M

SBA Lending Activity in Commercial and Industrial Machinery and Equipment (except Automotive a

959 SBA lenders have funded 6,133 loans to commercial and industrial machinery and equipment (except automotive a businesses (NAICS 811310). Which lender approves your deal depends on your location, loan size, credit profile and time in business, not on who funded someone else. PeerSense makes the introduction.

Loans funded
6,133
Active lenders
959
Total volume
$1.8B
Avg loan size
$300K
Browse all SBA lenders

Commercial and Industrial Machinery and Equipment (except Automotive a Industry Context

U.S. Establishments
22,433
U.S. Census Bureau · 2022
U.S. Employment
6,039,000
BLS · 2026
SBA Penetration
27.34%
SBA loans per establishment

Talk to PeerSense

PeerSense sources capital for commercial and industrial machinery and equipment (except automotive a businesses. The capital source sets the terms. No upfront fee. Talk to PeerSense. Referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Talk to PeerSense (317) 452-6990

Talk to PeerSense about financing a Commercial and Industrial Machinery and Equipment (except Automotive a business.

Tell us your loan amount and use of funds. PeerSense sources capital. The capital source sets the terms.

SBA 7(a) / 504: PeerSense will reach out. No obligation.

How big is your deal?
Where are you in the deal?
Equity or down payment ready
Credit score
Timeline to close
SBA already on the books?
What best describes your company
Liquid funds available outside this deal

Referral fee realized at closing · Or call (317) 452 6990

How Does SBA Lending Work for Commercial and Industrial Machinery and Equipment (except Automotive a Businesses?

Across all SBA loan programs, 6,133 loans have been approved for businesses classified under NAICS 811310 (Commercial and Industrial Machinery and Equipment (except Automotive a), representing $1.8B in total capital deployed. The average approved loan of $300K is 12% below avg the national SBA average of $340K, with typical repayment terms of 130 months.

SBA lending for commercial and industrial machinery and equipment (except automotive a is accelerating. Loan volume has grown approximately 68% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2025.

The industry sees a balanced mix of SBA programs, with 12% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.

Talk to PeerSense about a commercial and industrial machinery and equipment (except automotive a file. The capital source sets the terms. The desk fee is paid at closing, never upfront.

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Frequently Asked Questions: Commercial and Industrial Machinery and Equipment (except Automotive a SBA Loans

What is the average SBA loan size for commercial and industrial machinery and equipment (except automotive a businesses?
Based on 6,133 approved SBA loans, the average loan size for commercial and industrial machinery and equipment (except automotive a (NAICS 811310) is $300K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a commercial and industrial machinery and equipment (except automotive a business?
SBA 7(a) is the most commonly used SBA program for commercial and industrial machinery and equipment (except automotive a businesses. The most widely used SBA program for commercial and industrial machinery and equipment (except automotive a businesses: flexible terms, multiple use cases. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for commercial and industrial machinery and equipment (except automotive a?
959 different SBA approved lenders have funded loans in this industry. Not all lenders are equally active in every industry. Talk to PeerSense. The capital source sets the terms for a commercial and industrial machinery and equipment (except automotive a file.
What states have the most SBA lending for commercial and industrial machinery and equipment (except automotive a?
CA leads with 704 SBA loans and $284.7M in total volume for commercial and industrial machinery and equipment (except automotive a businesses. TX, FL, OH also show strong lending activity in this sector.
How does PeerSense help commercial and industrial machinery and equipment (except automotive a businesses get SBA loans?
PeerSense is a capital advisory firm. Talk to PeerSense about a commercial and industrial machinery and equipment (except automotive a file. The capital source sets the terms. No upfront fee. The desk is paid at closing.

Related Other Services Industries

General Automotive Repair

34,967 loans · N/A
Avg: $257K

Beauty Salons

25,737 loans · N/A
Avg: $141K

Drycleaning and Laundry Services (except Coin-Operated)

14,554 loans · N/A
Avg: $251K

Automotive Body, Paint, and Interior Repair and Maintenance

13,969 loans · N/A
Avg: $326K

Car Washes

12,724 loans · N/A
Avg: $782K

All Other Personal Services

12,450 loans · N/A
Avg: $238K

Data aggregated from SBA loan records (1992 to 2025). Commercial and Industrial Machinery and Equipment (except Automotive a defined by NAICS code 811310. Not financial advice. PeerSense sources capital through a curated network of commercial lenders and capital sources. Consult a lending professional before making financial decisions.