How Much Can Commercial and Industrial Machinery and Equipment (except Automotive a Businesses Get in SBA Loans?
6,133 SBA loans totaling $1.8B have been approved for commercial and industrial machinery and equipment (except automotive a businesses (NAICS 811310). The average approved SBA loan is $300K, which is 12% below avg the $340K national average. 959 active lenders fund this industry with a 10.9% default rate on the matured 2018-2021 loan cohort.
At 10.9%, Commercial and Industrial Machinery and Equipment (except Automotive a sits below the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — moderate default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 811310 (Commercial and Industrial Machinery and Equipment (except Automotive a) received 6,133 SBA loans worth $1.8B across 5+ states. Average loan $300K, average term 130 months, 10.9% default rate (resolved-loan basis).959 active SBA-approved lenders fund this industry. Most commercial and industrial machinery and equipment (except automotive a loans use the SBA 7(a) program. There are approximately 22,433 U.S. establishments in this industry (Census 2022).
Is SBA Lending Growing for Commercial and Industrial Machinery and Equipment (except Automotive a?+68% growth
Which SBA Program Do Commercial and Industrial Machinery and Equipment (except Automotive a Businesses Use Most?
What Is the Best SBA Loan for Commercial and Industrial Machinery and Equipment (except Automotive a?
The most widely used SBA program for commercial and industrial machinery and equipment (except automotive a businesses — flexible terms, multiple use cases
Where Are Commercial and Industrial Machinery and Equipment (except Automotive a SBA Loans Most Common?
Top SBA Lenders for Commercial and Industrial Machinery and Equipment (except Automotive a
These banks have funded the most SBA loans for commercial and industrial machinery and equipment (except automotive a businesses (NAICS 811310). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | Wells Fargo Bank National Association(SD) | 398 | $101.4M |
| 2 | U.S. Bank, National Association(OH) | 285 | $59.6M |
| 3 | The Huntington National Bank(OH) | 281 | $70.1M |
| 4 | Bank of America, National Association(NC) | 264 | $23.4M |
| 5 | JPMorgan Chase Bank, National Association(OH) | 230 | $35.0M |
Commercial and Industrial Machinery and Equipment (except Automotive a Industry Context
Ready to Fund Your Commercial and Industrial Machinery and Equipment (except Automotive a Business?
PeerSense places SBA loans for commercial and industrial machinery and equipment (except automotive a businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.
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How Does SBA Lending Work for Commercial and Industrial Machinery and Equipment (except Automotive a Businesses?
Across all SBA loan programs, 6,133 loans have been approved for businesses classified under NAICS 811310 (Commercial and Industrial Machinery and Equipment (except Automotive a), representing $1.8B in total capital deployed. The average approved loan of $300K is 12% below avg the national SBA average of $340K, with typical repayment terms of 130 months.
SBA lending for commercial and industrial machinery and equipment (except automotive a is accelerating — loan volume has grown approximately 68% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2025.
The industry sees a balanced mix of SBA programs, with 12% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
PeerSense specializes in matching commercial and industrial machinery and equipment (except automotive a business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Commercial and Industrial Machinery and Equipment (except Automotive a SBA Loans
What is the average SBA loan size for commercial and industrial machinery and equipment (except automotive a businesses?
Which SBA loan program is best for a commercial and industrial machinery and equipment (except automotive a business?
How many lenders fund SBA loans for commercial and industrial machinery and equipment (except automotive a?
What states have the most SBA lending for commercial and industrial machinery and equipment (except automotive a?
How does PeerSense help commercial and industrial machinery and equipment (except automotive a businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Commercial and Industrial Machinery and Equipment (except Automotive a defined by NAICS code 811310. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.