How Much Can Coin-Operated Laundries and Drycleaners Businesses Get in SBA Loans?
8,407 SBA loans totaling $3.0B have been approved for coin-operated laundries and drycleaners businesses (NAICS 812310). The average approved SBA loan is $363K, which is 7% above avg the $340K national average. 1009 active lenders fund this industry with a 13.3% default rate on the matured 2018-2021 loan cohort.
At 13.3%, Coin-Operated Laundries and Drycleaners sits below the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — moderate default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 812310 (Coin-Operated Laundries and Drycleaners) received 8,407 SBA loans worth $3.0B across 5+ states. Average loan $363K, average term 139 months, 13.3% default rate (resolved-loan basis).1009 active SBA-approved lenders fund this industry. Most coin-operated laundries and drycleaners loans use the SBA 7(a) program.
Is SBA Lending Growing for Coin-Operated Laundries and Drycleaners?+11% growth
Which SBA Program Do Coin-Operated Laundries and Drycleaners Businesses Use Most?
What Is the Best SBA Loan for Coin-Operated Laundries and Drycleaners?
The most widely used SBA program for coin-operated laundries and drycleaners businesses — flexible terms, multiple use cases
Where Are Coin-Operated Laundries and Drycleaners SBA Loans Most Common?
Top SBA Lenders for Coin-Operated Laundries and Drycleaners
These banks have funded the most SBA loans for coin-operated laundries and drycleaners businesses (NAICS 812310). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | Bank of Hope(CA) | 706 | $348.0M |
| 2 | Bank of America, National Association(NC) | 373 | $26.9M |
| 3 | Wells Fargo Bank National Association(SD) | 331 | $77.6M |
| 4 | JPMorgan Chase Bank, National Association(OH) | 244 | $37.0M |
| 5 | PNC Bank, National Association(DE) | 213 | $38.7M |
Coin-Operated Laundries and Drycleaners Industry Context
Ready to Fund Your Coin-Operated Laundries and Drycleaners Business?
PeerSense places SBA loans for coin-operated laundries and drycleaners businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.
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How Does SBA Lending Work for Coin-Operated Laundries and Drycleaners Businesses?
Across all SBA loan programs, 8,407 loans have been approved for businesses classified under NAICS 812310 (Coin-Operated Laundries and Drycleaners), representing $3.0B in total capital deployed. The average approved loan of $363K is 7% above avg the national SBA average of $340K, with typical repayment terms of 139 months.
SBA lending for coin-operated laundries and drycleaners is accelerating — loan volume has grown approximately 11% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2017.
The industry sees a balanced mix of SBA programs, with 7% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
PeerSense specializes in matching coin-operated laundries and drycleaners business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Coin-Operated Laundries and Drycleaners SBA Loans
What is the average SBA loan size for coin-operated laundries and drycleaners businesses?
Which SBA loan program is best for a coin-operated laundries and drycleaners business?
How many lenders fund SBA loans for coin-operated laundries and drycleaners?
What states have the most SBA lending for coin-operated laundries and drycleaners?
How does PeerSense help coin-operated laundries and drycleaners businesses get SBA loans?
Related Other Services Industries
General Automotive Repair
Beauty Salons
Drycleaning and Laundry Services (except Coin-Operated)
Automotive Body, Paint, and Interior Repair and Maintenance
Car Washes
All Other Personal Services
Data aggregated from SBA loan records (1992–2025). Coin-Operated Laundries and Drycleaners defined by NAICS code 812310. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.