How Much Can Business Associations Businesses Get in SBA Loans?
372 SBA loans totaling $49.5M have been approved for business associations businesses (NAICS 813910). The average approved SBA loan is $133K, which is 61% below avg the $340K national average. 113 active lenders fund this industry with a 23.7% default rate on the matured 2018-2021 loan cohort.
At 23.7%, Business Associations sits well above the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — elevated default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 813910 (Business Associations) received 372 SBA loans worth $49.5M across 5+ states. Average loan $133K, average term 94 months, 23.7% default rate (resolved-loan basis).113 active SBA-approved lenders fund this industry. Most business associations loans use the SBA 7(a) program. There are approximately 15,043 U.S. establishments in this industry (Census 2022).
Is SBA Lending Growing for Business Associations?-82% decline
Which SBA Program Do Business Associations Businesses Use Most?
What Is the Best SBA Loan for Business Associations?
The most widely used SBA program for business associations businesses — flexible terms, multiple use cases
Where Are Business Associations SBA Loans Most Common?
Top SBA Lenders for Business Associations
These banks have funded the most SBA loans for business associations businesses (NAICS 813910). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | Comerica Bank(TX) | 41 | $5.3M |
| 2 | Citizens Bank, National Association(RI) | 40 | $1.7M |
| 3 | Wells Fargo Bank National Association(SD) | 29 | $2.7M |
| 4 | Bank of America, National Association(NC) | 26 | $1.3M |
| 5 | JPMorgan Chase Bank, National Association(OH) | 24 | $1.3M |
Business Associations Industry Context
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How Does SBA Lending Work for Business Associations Businesses?
Across all SBA loan programs, 372 loans have been approved for businesses classified under NAICS 813910 (Business Associations), representing $49.5M in total capital deployed. The average approved loan of $133K is 61% below avg the national SBA average of $340K, with typical repayment terms of 94 months.
SBA lending for business associations has contracted approximately 82% over recent fiscal years. This shift may reflect changing market conditions, industry consolidation, or tightening credit standards in this sector. However, 113 lenders remain active, maintaining competitive options for qualified borrowers.
The overwhelming majority of SBA lending for business associations uses the 7(a) program, which provides the most flexibility — covering working capital, equipment purchases, partner buyouts, debt refinancing, and business acquisitions up to $5M with terms up to 25 years.
PeerSense specializes in matching business associations business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Business Associations SBA Loans
What is the average SBA loan size for business associations businesses?
Which SBA loan program is best for a business associations business?
How many lenders fund SBA loans for business associations?
What states have the most SBA lending for business associations?
How does PeerSense help business associations businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Business Associations defined by NAICS code 813910. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.