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NAICS 334310ManufacturingFY2027 Fee WaiversLending Growing

How Much Can Audio and Video Equipment Manufacturing Businesses Get in SBA Loans?

661 SBA loans totaling $256.1M have been approved for audio and video equipment manufacturing businesses (NAICS 334310). The average approved SBA loan is $387K, which is 14% above avg the $340K national average. 200 active lenders fund this industry with a 14.3% default rate on the matured 2018-2021 loan cohort.

Moderate default risk14.3% vs 15.4% all industry avg

At 14.3%, Audio and Video Equipment Manufacturing sits below the 15.4% all industry SBA default rate (charged off as a share of resolved loans), moderate default risk relative to other SBA industries. The capital source prices this risk into rate and structure.

Quick Answer

NAICS 334310 (Audio and Video Equipment Manufacturing) received 661 SBA loans worth $256.1M across 5+ states. Average loan $387K, average term 114 months, 14.3% default rate (resolved loan basis).200 active SBA approved lenders fund this industry.Manufacturers in NAICS 31 to 33 qualify for FY2027 SBA fee terms and can access the MARC revolving credit program. There are approximately 543 U.S. establishments in this industry (Census 2022).

661
Total SBA Loans
$256.1M
Total Volume
$387K
Avg Loan Size
14% above avg
200
Active Lenders
114 mo
Avg Term
12% below avg
6,155
Jobs Supported

Is SBA Lending Growing for Audio and Video Equipment Manufacturing?+100% growth

17
18
17
18
24
12
15
12
30
24
16
17
18
19
20
21
22
23
24
25
$4.2M
$7.5M
$6.0M
$19.9M
$17.7M
$12.2M
$8.2M
$5.7M
$14.4M
$12.8M

FY2027 Manufacturing Fee Waivers Active

The SBA has waived both 504 fees for manufacturers in NAICS 31 to 33 through September 30, 2027:

$0 Fees

504 loans: all guaranty fees waived for manufacturing

$0 Fees

7(a) loans of $700,000 or less: 0% upfront fee for manufacturers

$5M MARC

Revolving credit line: manufacturers only, launched Oct 2025

The proposed Made in America Manufacturing Finance Act (H.R. 3174) would double SBA limits to $10M for domestic manufacturers, currently passed House, awaiting Senate vote.

Which SBA Program Do Audio and Video Equipment Manufacturing Businesses Use Most?

SBA 7(a)595 (90%)
SBA 50466 (10%)

What Is the Best SBA Loan for Audio and Video Equipment Manufacturing?

SBA 7(a)

Versatile funding for working capital, equipment, and expansion. 7(a) upfront fee is 0% for qualifying manufacturers on loans of $700,000 or less in FY2027

Industry avg loan: $387K
Typical term: 114 months
Historical avg rate: 7.69%
200+ lenders active in this industry
Default rate (2018 to 21 matured cohort): 14.3%

Where Are Audio and Video Equipment Manufacturing SBA Loans Most Common?

#1
CA
147 loans
$63.0M
#2
TX
59 loans
$20.8M
#3
NY
42 loans
$15.2M
#4
FL
35 loans
$19.0M
#5
MA
26 loans
$8.3M

SBA Lending Activity in Audio and Video Equipment Manufacturing

200 SBA lenders have funded 661 loans to audio and video equipment manufacturing businesses (NAICS 334310). Which lender approves your deal depends on your location, loan size, credit profile and time in business, not on who funded someone else. PeerSense makes the introduction.

Loans funded
661
Active lenders
200
Total volume
$256.1M
Avg loan size
$387K

Audio and Video Equipment Manufacturing Industry Context

U.S. Establishments
543
U.S. Census Bureau · 2022
SBA Penetration
121.73%
SBA loans per establishment

Talk to PeerSense

PeerSense sources capital for audio and video equipment manufacturing businesses. The capital source sets the terms. No upfront fee. Talk to PeerSense. Referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Talk to PeerSense about financing a Audio and Video Equipment Manufacturing business.

Tell us your loan amount and use of funds. PeerSense sources capital. The capital source sets the terms.

SBA 7(a) / 504: PeerSense will reach out. No obligation.

How big is your deal?
Where are you in the deal?
Equity or down payment ready
Credit score
Timeline to close
SBA already on the books?
What best describes your company
Liquid funds available outside this deal

Referral fee realized at closing · Or call (317) 452 6990

How Does SBA Lending Work for Audio and Video Equipment Manufacturing Businesses?

Across all SBA loan programs, 661 loans have been approved for businesses classified under NAICS 334310 (Audio and Video Equipment Manufacturing), representing $256.1M in total capital deployed. The average approved loan of $387K is 14% above avg the national SBA average of $340K, with typical repayment terms of 114 months.

SBA lending for audio and video equipment manufacturing is accelerating. Loan volume has grown approximately 100% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2024.

The industry sees a balanced mix of SBA programs, with 10% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.

As a manufacturing business under NAICS 31 to 33, you qualify for FY2027 SBA fee terms through September 30, 2027. For manufacturers, the SBA has waived the 504 upfront guaranty fee and annual service fee, and the 7(a) upfront fee is 0% on loans of $700,000 or less. Additionally, the MARC (Manufacturers' Access to Revolving Credit) program launched in October 2025, offering up to $5M in revolving credit exclusively for domestic manufacturers, a first for SBA lending.

Frequently Asked Questions: Audio and Video Equipment Manufacturing SBA Loans

What is the average SBA loan size for audio and video equipment manufacturing businesses?
Based on 661 approved SBA loans, the average loan size for audio and video equipment manufacturing (NAICS 334310) is $387K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a audio and video equipment manufacturing business?
SBA 7(a) is the most commonly used SBA program for audio and video equipment manufacturing businesses. Versatile funding for working capital, equipment, and expansion. 7(a) upfront fee is 0% for qualifying manufacturers on loans of $700,000 or less in FY2027. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for audio and video equipment manufacturing?
200 different SBA approved lenders have funded loans in this industry. Not all lenders are equally active in every industry. Talk to PeerSense. The capital source sets the terms for a audio and video equipment manufacturing file.
Are there SBA fee waivers for manufacturing businesses in 2026?
Yes. In FY2027, the SBA has waived both 504 fees for manufacturers, including debt refinance with or without expansion. The upfront 7(a) fee is also 0% for manufacturers on loans of $700,000 or less. The MARC program offers revolving credit up to $5M for manufacturers.
How does PeerSense help audio and video equipment manufacturing businesses get SBA loans?
PeerSense is a capital advisory firm. Talk to PeerSense about a audio and video equipment manufacturing file. The capital source sets the terms. No upfront fee. The desk is paid at closing.

Data aggregated from SBA loan records (1992 to 2025). Audio and Video Equipment Manufacturing defined by NAICS code 334310. Not financial advice. PeerSense sources capital through a curated network of commercial lenders and capital sources. Consult a lending professional before making financial decisions.