Skip to main content
Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026
Rates
NAICS 443Independent Advantage

Electronics & Appliance Stores

SBA loan performance data based on 7,825 resolved loans

Overall Default Rate
24.4%
All businesses
Avg Loan Size
$178K
Non-franchise
Resolved Loans
7,825
In our database
Franchise Advantage
-0.8%
Lower = better

Franchise vs Independent Comparison

MetricAll BusinessesFranchise Only
Default Rate24.4%25.2%
Avg Loan Size$178K$158K
Resolved Loans7,401424
Chargeoffs1,809107
Franchise Brands-87

Default Rate Comparison

All Businesses24.4%
Franchise Businesses25.2%

Franchise Brands in Electronics & Appliance Stores

There are 87 franchise brands in this industry with SBA lending data. Franchise businesses in this sector have a 25.2% default rate compared to 24.4% for all businesses.

Browse 87 Franchise Brands

Looking for Electronics & Appliance Stores Financing?

PeerSense connects you with SBA lenders who specialize in your industry. Get matched based on real lending data, not generic directories.

About SBA Loans for Electronics & Appliance Stores

The Electronics & Appliance Stores sector (NAICS 443) has 7,825 resolved SBA loans in our database with an overall default rate of 24.4%. This is above the national average, suggesting higher risk for SBA lenders in this sector.

Interestingly, independent businesses in Electronics & Appliance Stores actually perform better than franchises, with a 24.4% default rate vs 25.2% for franchise operations.

The average SBA loan size in this sector is $178K. Franchise operations in this industry have an average loan size of $158K, lower than the industry average.

Financing a Electronics & Appliance Stores business? Get matched to an SBA lender.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

One more step: check the consent box above and type your full legal name as signature to enable the submit button.

No retainers · Referral fee at closing · Or call (317) 452-6990

Electronics & Appliance Stores Get Financing