Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026
Rates
NAICS 611Independent Advantage

Educational Services

SBA loan performance data based on 14,155 resolved loans

Overall Default Rate
15.1%
All businesses
Avg Loan Size
$311K
Non-franchise
Resolved Loans
14,155
In our database
Franchise Advantage
-2.4%
Lower = better

Franchise vs Independent Comparison

MetricAll BusinessesFranchise Only
Default Rate15.1%17.5%
Avg Loan Size$311K$375K
Resolved Loans12,8201,335
Chargeoffs1,939234
Franchise Brands-376

Default Rate Comparison

All Businesses15.1%
Franchise Businesses17.5%

Franchise Brands in Educational Services

There are 376 franchise brands in this industry with SBA lending data. Franchise businesses in this sector have a 17.5% default rate compared to 15.1% for all businesses.

Browse 376 Franchise Brands

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About SBA Loans for Educational Services

The Educational Services sector (NAICS 611) has 14,155 resolved SBA loans in our database with an overall default rate of 15.1%. This is near the national average for SBA loans.

Interestingly, independent businesses in Educational Services actually perform better than franchises, with a 15.1% default rate vs 17.5% for franchise operations.

The average SBA loan size in this sector is $311K. Franchise operations in this industry have an average loan size of $375K, higher than the industry average.

Educational Services Get Financing