Arvest Bank Daylight Donut Shop SBA Loans in Arkansas — 3 Funded
Arkansas loan data 2001–2012 · Updated June 2026
Arvest Bank has funded 3 SBA loans to Daylight Donut Shop franchisees in Arkansas, totaling $190K in approved financing across 3 cities.
The average Daylight Donut Shop loan in Arkansas from Arvest Bank is $63K at a 6.2% average interest rate, with terms averaging 80 months. The Arkansas default rate is 50% based on 2 resolved loans. Arkansas represents 100.0% of Arvest Bank's total Daylight Donut Shop lending nationally. These loans collectively support 5 Arkansas jobs. SBA-guaranteed portion totals $161K (85% of approved volume).
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Arvest Bank is one of 1+ lenders who have funded Daylight Donut Shop in Arkansas. We can help you compare options and connect with lenders experienced in this brand and state — no retainers, referral fee at closing.
Arvest Bank Daylight Donut Shop Loan Performance in Arkansas
Based on 3 SBA loans originated by Arvest Bank for Daylight Donut Shop franchisees with Arkansas addresses, the Arkansas-specific lending relationship spans 2001–2012. Of 2 resolved Arkansas loans, 1 were paid in full and 1 resulted in chargeoffs.
The Arkansas loan size range extends from $35K to $85K, indicating Arvest Bank funds both smaller single-unit Daylight Donut Shop operations and larger multi-unit or renovation projects in Arkansas. Each loan supports an average of 5 jobs in the local economy, and the portfolio collectively supports 5 Arkansas jobs. Most Arkansas Daylight Donut Shop loans from Arvest Bank are classified under "Limited-Service Restaurants" (NAICS).
Recent activity: Arvest Bank has originated 0 Daylight Donut Shop Arkansas loans in the last 2 fiscal years. The most recent Daylight Donut Shop Arkansas approval recorded is from FY2012. Note: lack of recent activity may indicate Arvest Bank has paused, slowed, or exited Daylight Donut Shop Arkansas lending — borrowers should verify current appetite directly.
SBA guarantee profile: The SBA-guaranteed portion of Arvest Bank's Daylight Donut Shop Arkansas loans averages 85% of approved volume, totaling $161K in federally-backed exposure. 7(a) loans typically carry a 75-85% guarantee, so a higher percentage suggests a smaller-loan/SBA Express mix; lower suggests larger PLP deals where the lender retains more risk.
The 50% Arkansas default rate is above the SBA portfolio average. This may reflect local market conditions, the specific Arkansas cities funded, or the economic cycle when these loans originated. Prospective borrowers should compare this to other Arkansas lenders who have funded Daylight Donut Shop (shown below) and consider multiple options before committing.
SBA Programs Used for Daylight Donut Shop Loans in Arkansas
| Program | Loans | Avg Size | Avg Rate | Avg Term |
|---|---|---|---|---|
| SBA 7A | 3 | $63K | 6.2% | 80 mo |
Daylight Donut Shop Loan Size Distribution from Arvest Bank in Arkansas
How Arvest Bank's Daylight Donut Shop Arkansas loan sizes break down by deal size. Useful for sizing your own deal: where do most Arkansas Daylight Donut Shop approvals land?
| Loan Size Range | Loans | Avg Loan Size | % of Arkansas Loans |
|---|---|---|---|
| Under $150K | 3 | $63K | 100% |
How Arvest Bank Originates Daylight Donut Shop Loans in Arkansas
SBA delivery method matters: Preferred Lenders Program (PLP) closes 2-3 weeks faster than General Processing because the lender holds full credit authority. Arvest Bank uses 2 different Arkansas delivery methods for Daylight Donut Shop:
| Delivery Method | Loans | Avg Loan Size |
|---|---|---|
| Low Documentation Program | 2 | $77K |
| Patriot Express Loans | 1 | $35K |
Where in Arkansas Arvest Bank Funds Daylight Donut Shop Locations
| City | Loans | Avg Loan Size | Total Volume | Default Rate |
|---|---|---|---|---|
| Berryville | 1 | $35K | $35K | 0% — Low Risk |
| Fort Smith | 1 | $85K | $85K | N/A |
| Eureka Springs | 1 | $70K | $70K | 100% — High Risk |
Arvest Bank's strongest Daylight Donut Shop lending presence in Arkansas is concentrated in Berryville (1 loans), Fort Smith (1 loans), Eureka Springs (1 loans).
Arvest Bank Daylight Donut Shop Lending in Arkansas Over Time
| Year | Loans | Avg Size | Total Volume | Avg Rate |
|---|---|---|---|---|
| 2012 | 1 | $35K | $35K | 6.2% |
| 2002 | 1 | $85K | $85K | — |
| 2001 | 1 | $70K | $70K | — |
Other Franchises Arvest Bank Funds in Arkansas
Arvest Bank is active in Arkansas franchise lending beyond Daylight Donut Shop. Other Arkansas franchise brands they have funded:
How to Get an SBA Loan for a Daylight Donut Shop Franchise in Arkansas
If you're considering a Daylight Donut Shop franchise in Arkansas and want to finance through Arvest Bank or another SBA lender, here's what you need to know based on our analysis of 3 historical Arkansas loans.
Verify Your Qualifications
Most SBA franchise loans require a 680+ credit score, 20-30% down payment, and relevant industry or management experience.Daylight Donut Shop's franchise fee and total investment determine minimum capital requirements.
Compare Arkansas Lenders
1 lenders have funded Daylight Donut Shop in Arkansas. Lenders with more local Daylight Donut Shop experience typically close faster because they understand both the brand and the local market. Compare rates, default rates, and city coverage above.
Get Pre-Qualified
PeerSense matches Arkansas borrowers with lenders who have a proven track record funding Daylight Donut Shop in your state. No retainers — our referral fee is paid at closing. Get matched in 24 hours.
Expected loan terms based on Arkansas historical data: The average Daylight Donut Shop SBA loan from Arvest Bank in Arkansas is $63K with a 6.2% interest rate and a 80-month term.Arkansas loan amounts range from $35K to $85K.
Ready to Fund Your Daylight Donut Shop Franchise in Arkansas?
We connect you with lenders who have already funded Daylight Donut Shop in Arkansas — so you can compare terms and close with confidence. No retainers. Referral fee paid at closing.