Postal Service
SBA loan performance data based on 391 resolved loans
Franchise vs Independent Comparison
| Metric | All Businesses | Franchise Only |
|---|---|---|
| Default Rate (resolved-loan basis) | 21.2% | 17.6% |
| Avg Loan Size | $150K | $150K |
| Resolved Loans | 226 | 165 |
| Chargeoffs | 48 | 29 |
| Franchise Brands | - | 23 |
Default Rate Comparison (resolved-loan basis)
Franchise Brands in Postal Service
There are 23 franchise brands in this industry with SBA lending data. Franchise businesses in this sector have a 17.6% default rate compared to 21.2% for all businesses (resolved-loan basis).
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About SBA Loans for Postal Service
The Postal Service sector (NAICS 491) has 391 resolved SBA loans in our database with an overall default rate of 21.2%. This is above the national average, suggesting higher risk for SBA lenders in this sector.
Franchise businesses in Postal Service default at 17.6% compared to 21.2% for all businesses, a 3.6 percentage point advantage. This suggests the franchise model provides meaningful operational support in this industry.
The average SBA loan size in this sector is $150K. Franchise operations in this industry have an average loan size of $150K, higher than the industry average.
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