Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026
Rates
NAICS 311Franchise Advantage

Food Manufacturing

SBA loan performance data based on 12,207 resolved loans

Overall Default Rate
14.5%
All businesses
Avg Loan Size
$418K
Non-franchise
Resolved Loans
12,207
In our database
Franchise Advantage
+1.1%
Lower = better

Franchise vs Independent Comparison

MetricAll BusinessesFranchise Only
Default Rate14.5%13.4%
Avg Loan Size$418K$320K
Resolved Loans11,543664
Chargeoffs1,66889
Franchise Brands-226

Default Rate Comparison

All Businesses14.5%
Franchise Businesses13.4%

Franchise Brands in Food Manufacturing

There are 226 franchise brands in this industry with SBA lending data. Franchise businesses in this sector have a 13.4% default rate compared to 14.5% for all businesses.

Browse 226 Franchise Brands

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About SBA Loans for Food Manufacturing

The Food Manufacturing sector (NAICS 311) has 12,207 resolved SBA loans in our database with an overall default rate of 14.5%. This is near the national average for SBA loans.

Franchise businesses in Food Manufacturing default at 13.4% compared to 14.5% for all businesses, a 1.1 percentage point advantage. This suggests the franchise model provides meaningful operational support in this industry.

The average SBA loan size in this sector is $418K. Franchise operations in this industry have an average loan size of $320K, lower than the industry average.

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