How Much Can Women's, Children's, and Infants' Clothing and Accessories Wholesalers Businesses Get in SBA Loans?
892 SBA loans totaling $221.2M have been approved for women's, children's, and infants' clothing and accessories wholesalers businesses (NAICS 422330). The average approved SBA loan is $248K, which is 27% below avg the $340K national average. 201 active lenders fund this industry with a 15.6% default rate on the matured 2018-2021 loan cohort.
At 15.6%, Women's, Children's, and Infants' Clothing and Accessories Wholesalers sits above the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — above average default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 422330 (Women's, Children's, and Infants' Clothing and Accessories Wholesalers) received 892 SBA loans worth $221.2M across 5+ states. Average loan $248K, average term 120 months, 15.6% default rate (resolved-loan basis).201 active SBA-approved lenders fund this industry. Most women's, children's, and infants' clothing and accessories wholesalers loans use the SBA 7(a) program. There are approximately 388,706 U.S. establishments in this industry (Census 2022).
Which SBA Program Do Women's, Children's, and Infants' Clothing and Accessories Wholesalers Businesses Use Most?
What Is the Best SBA Loan for Women's, Children's, and Infants' Clothing and Accessories Wholesalers?
The most widely used SBA program for women's, children's, and infants' clothing and accessories wholesalers businesses — flexible terms, multiple use cases
Where Are Women's, Children's, and Infants' Clothing and Accessories Wholesalers SBA Loans Most Common?
Top SBA Lenders for Women's, Children's, and Infants' Clothing and Accessories Wholesalers
These banks have funded the most SBA loans for women's, children's, and infants' clothing and accessories wholesalers businesses (NAICS 422330). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | Bank of America, National Association(NC) | 107 | $8.7M |
| 2 | Bank of Hope(CA) | 79 | $43.1M |
| 3 | JPMorgan Chase Bank, National Association(OH) | 41 | $2.4M |
| 4 | Wells Fargo Bank National Association(SD) | 36 | $8.6M |
| 5 | U.S. Bank, National Association(OH) | 32 | $11.2M |
Women's, Children's, and Infants' Clothing and Accessories Wholesalers Industry Context
Ready to Fund Your Women's, Children's, and Infants' Clothing and Accessories Wholesalers Business?
PeerSense places SBA loans for women's, children's, and infants' clothing and accessories wholesalers businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.
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How Does SBA Lending Work for Women's, Children's, and Infants' Clothing and Accessories Wholesalers Businesses?
Across all SBA loan programs, 892 loans have been approved for businesses classified under NAICS 422330 (Women's, Children's, and Infants' Clothing and Accessories Wholesalers), representing $221.2M in total capital deployed. The average approved loan of $248K is 27% below avg the national SBA average of $340K, with typical repayment terms of 120 months.
SBA lending for women's, children's, and infants' clothing and accessories wholesalers has remained relatively stable across recent fiscal years. 201 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.
The industry sees a balanced mix of SBA programs, with 6% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
PeerSense specializes in matching women's, children's, and infants' clothing and accessories wholesalers business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Women's, Children's, and Infants' Clothing and Accessories Wholesalers SBA Loans
What is the average SBA loan size for women's, children's, and infants' clothing and accessories wholesalers businesses?
Which SBA loan program is best for a women's, children's, and infants' clothing and accessories wholesalers business?
How many lenders fund SBA loans for women's, children's, and infants' clothing and accessories wholesalers?
What states have the most SBA lending for women's, children's, and infants' clothing and accessories wholesalers?
How does PeerSense help women's, children's, and infants' clothing and accessories wholesalers businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Women's, Children's, and Infants' Clothing and Accessories Wholesalers defined by NAICS code 422330. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.