How Much Can Vitreous China, Fine Earthenware, and Other Pottery Manufacturing Businesses Get in SBA Loans?
396 SBA loans totaling $39.5M have been approved for vitreous china, fine earthenware, and other pottery manufacturing businesses (NAICS 327112). The average approved SBA loan is $100K, which is 71% below avg the $340K national average. 150 active lenders fund this industry with a 23.1% default rate on the matured 2018-2021 loan cohort.
At 23.1%, Vitreous China, Fine Earthenware, and Other Pottery Manufacturing sits well above the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — elevated default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 327112 (Vitreous China, Fine Earthenware, and Other Pottery Manufacturing) received 396 SBA loans worth $39.5M across 5+ states. Average loan $100K, average term 97 months, 23.1% default rate (resolved-loan basis).150 active SBA-approved lenders fund this industry. Manufacturers (NAICS 31-33) qualify for FY2026 SBA fee waivers and the new MARC revolving credit program.
FY2026 Manufacturing Fee Waivers Active
The SBA has waived guaranty fees for manufacturers (NAICS 31-33) through September 30, 2026:
504 loans — all guaranty fees waived for manufacturing
7(a) loans up to $950K — guaranty fee waived
Revolving credit line — manufacturers only (new Oct 2025)
The proposed Made in America Manufacturing Finance Act (H.R. 3174) would double SBA limits to $10M for domestic manufacturers — currently passed House, awaiting Senate vote.
Which SBA Program Do Vitreous China, Fine Earthenware, and Other Pottery Manufacturing Businesses Use Most?
What Is the Best SBA Loan for Vitreous China, Fine Earthenware, and Other Pottery Manufacturing?
Versatile funding for working capital, equipment, and expansion — guaranty fee waiver on loans up to $950K in FY2026
Where Are Vitreous China, Fine Earthenware, and Other Pottery Manufacturing SBA Loans Most Common?
Top SBA Lenders for Vitreous China, Fine Earthenware, and Other Pottery Manufacturing
These banks have funded the most SBA loans for vitreous china, fine earthenware, and other pottery manufacturing businesses (NAICS 327112). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | JPMorgan Chase Bank, National Association(OH) | 65 | $3.4M |
| 2 | Citizens Bank, National Association(RI) | 28 | $695K |
| 3 | Bank of America, National Association(NC) | 26 | $781K |
| 4 | Wells Fargo Bank National Association(SD) | 21 | $4.0M |
| 5 | U.S. Bank, National Association(OH) | 9 | $803K |
Ready to Fund Your Vitreous China, Fine Earthenware, and Other Pottery Manufacturing Business?
PeerSense places SBA loans for vitreous china, fine earthenware, and other pottery manufacturing businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.
Retainers
Down with SBA 7(a)
Terms Available
Financing a Vitreous China, Fine Earthenware, and Other Pottery Manufacturing business? Get matched to an SBA lender.
Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.
SBA 7(a) / 504 — Response within 4 business hours. No obligation.
How Does SBA Lending Work for Vitreous China, Fine Earthenware, and Other Pottery Manufacturing Businesses?
Across all SBA loan programs, 396 loans have been approved for businesses classified under NAICS 327112 (Vitreous China, Fine Earthenware, and Other Pottery Manufacturing), representing $39.5M in total capital deployed. The average approved loan of $100K is 71% below avg the national SBA average of $340K, with typical repayment terms of 97 months.
SBA lending for vitreous china, fine earthenware, and other pottery manufacturing has remained relatively stable across recent fiscal years. 150 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.
The overwhelming majority of SBA lending for vitreous china, fine earthenware, and other pottery manufacturing uses the 7(a) program, which provides the most flexibility — covering working capital, equipment purchases, partner buyouts, debt refinancing, and business acquisitions up to $5M with terms up to 25 years.
As a manufacturing business under NAICS 31-33, you qualify for enhanced SBA incentives through September 30, 2026. The SBA has fully waived guaranty fees on all 504 loans and on 7(a) loans up to $950,000 for manufacturers. Additionally, the MARC (Manufacturers' Access to Revolving Credit) program launched in October 2025, offering up to $5M in revolving credit exclusively for domestic manufacturers — a first for SBA lending.
Frequently Asked Questions — Vitreous China, Fine Earthenware, and Other Pottery Manufacturing SBA Loans
What is the average SBA loan size for vitreous china, fine earthenware, and other pottery manufacturing businesses?
Which SBA loan program is best for a vitreous china, fine earthenware, and other pottery manufacturing business?
How many lenders fund SBA loans for vitreous china, fine earthenware, and other pottery manufacturing?
Are there SBA fee waivers for manufacturing businesses in 2026?
How does PeerSense help vitreous china, fine earthenware, and other pottery manufacturing businesses get SBA loans?
Related Manufacturing Industries
Commercial Gravure Printing
Commercial Lithographic Printing
Commercial Screen Printing
All Other Plastics Product Manufacturing
Other Commercial Printing
Cut Stone and Stone Product Manufacturing
Data aggregated from SBA loan records (1992–2025). Vitreous China, Fine Earthenware, and Other Pottery Manufacturing defined by NAICS code 327112. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.