How Much Can Transportation Equipment and Supplies (except Motor Vehicle) Merchant Businesses Get in SBA Loans?
790 SBA loans totaling $453.0M have been approved for transportation equipment and supplies (except motor vehicle) merchant businesses (NAICS 423860). The average approved SBA loan is $573K, which is 68% above avg the $340K national average. 184 active lenders fund this industry with a 16.0% default rate on the matured 2018-2021 loan cohort.
At 16.0%, Transportation Equipment and Supplies (except Motor Vehicle) Merchant sits above the 15.4% all industry SBA default rate (charged off as a share of resolved loans), above average default risk relative to other SBA industries. The capital source prices this risk into rate and structure.
NAICS 423860 (Transportation Equipment and Supplies (except Motor Vehicle) Merchant) received 790 SBA loans worth $453.0M across 5+ states. Average loan $573K, average term 100 months, 16.0% default rate (resolved loan basis).184 active SBA approved lenders fund this industry. Most transportation equipment and supplies (except motor vehicle) merchant loans use the SBA 504 program. There are approximately 2,380 U.S. establishments in this industry (Census 2022).
Is SBA Lending Growing for Transportation Equipment and Supplies (except Motor Vehicle) Merchant?+60% growth
Which SBA Program Do Transportation Equipment and Supplies (except Motor Vehicle) Merchant Businesses Use Most?
What Is the Best SBA Loan for Transportation Equipment and Supplies (except Motor Vehicle) Merchant?
11% of transportation equipment and supplies (except motor vehicle) merchant loans use this program, ideal for real estate and major equipment purchases
Where Are Transportation Equipment and Supplies (except Motor Vehicle) Merchant SBA Loans Most Common?
SBA Lending Activity in Transportation Equipment and Supplies (except Motor Vehicle) Merchant
184 SBA lenders have funded 790 loans to transportation equipment and supplies (except motor vehicle) merchant businesses (NAICS 423860). Which lender approves your deal depends on your location, loan size, credit profile and time in business, not on who funded someone else. PeerSense makes the introduction.
Transportation Equipment and Supplies (except Motor Vehicle) Merchant Industry Context
Talk to PeerSense
PeerSense sources capital for transportation equipment and supplies (except motor vehicle) merchant businesses. The capital source sets the terms. No upfront fee. Talk to PeerSense. Referral fee at closing.
Retainers
Down with SBA 7(a)
Terms Available
Talk to PeerSense about financing a Transportation Equipment and Supplies (except Motor Vehicle) Merchant business.
Tell us your loan amount and use of funds. PeerSense sources capital. The capital source sets the terms.
SBA 7(a) / 504: PeerSense will reach out. No obligation.
How Does SBA Lending Work for Transportation Equipment and Supplies (except Motor Vehicle) Merchant Businesses?
Across all SBA loan programs, 790 loans have been approved for businesses classified under NAICS 423860 (Transportation Equipment and Supplies (except Motor Vehicle) Merchant), representing $453.0M in total capital deployed. The average approved loan of $573K is 68% above avg the national SBA average of $340K, with typical repayment terms of 100 months.
SBA lending for transportation equipment and supplies (except motor vehicle) merchant is accelerating. Loan volume has grown approximately 60% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2025.
The industry sees a balanced mix of SBA programs, with 11% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
Talk to PeerSense about a transportation equipment and supplies (except motor vehicle) merchant file. The capital source sets the terms. The desk fee is paid at closing, never upfront.
Frequently Asked Questions: Transportation Equipment and Supplies (except Motor Vehicle) Merchant SBA Loans
What is the average SBA loan size for transportation equipment and supplies (except motor vehicle) merchant businesses?
Which SBA loan program is best for a transportation equipment and supplies (except motor vehicle) merchant business?
How many lenders fund SBA loans for transportation equipment and supplies (except motor vehicle) merchant?
What states have the most SBA lending for transportation equipment and supplies (except motor vehicle) merchant?
How does PeerSense help transportation equipment and supplies (except motor vehicle) merchant businesses get SBA loans?
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Data aggregated from SBA loan records (1992 to 2025). Transportation Equipment and Supplies (except Motor Vehicle) Merchant defined by NAICS code 423860. Not financial advice. PeerSense sources capital through a curated network of commercial lenders and capital sources. Consult a lending professional before making financial decisions.