How Much Can Toy and Hobby Goods and Supplies Wholesalers Businesses Get in SBA Loans?
455 SBA loans totaling $109.8M have been approved for toy and hobby goods and supplies wholesalers businesses (NAICS 421920). The average approved SBA loan is $241K, which is 29% below avg the $340K national average. 152 active lenders fund this industry with a 14.6% default rate on the matured 2018-2021 loan cohort.
At 14.6%, Toy and Hobby Goods and Supplies Wholesalers sits below the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — moderate default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 421920 (Toy and Hobby Goods and Supplies Wholesalers) received 455 SBA loans worth $109.8M across 5+ states. Average loan $241K, average term 112 months, 14.6% default rate (resolved-loan basis).152 active SBA-approved lenders fund this industry. Most toy and hobby goods and supplies wholesalers loans use the SBA 7(a) program. There are approximately 388,706 U.S. establishments in this industry (Census 2022).
Which SBA Program Do Toy and Hobby Goods and Supplies Wholesalers Businesses Use Most?
What Is the Best SBA Loan for Toy and Hobby Goods and Supplies Wholesalers?
The most widely used SBA program for toy and hobby goods and supplies wholesalers businesses — flexible terms, multiple use cases
Where Are Toy and Hobby Goods and Supplies Wholesalers SBA Loans Most Common?
Top SBA Lenders for Toy and Hobby Goods and Supplies Wholesalers
These banks have funded the most SBA loans for toy and hobby goods and supplies wholesalers businesses (NAICS 421920). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | Wells Fargo Bank National Association(SD) | 36 | $8.2M |
| 2 | Bank of America, National Association(NC) | 28 | $2.4M |
| 3 | JPMorgan Chase Bank, National Association(OH) | 23 | $2.9M |
| 4 | PNC Bank, National Association(DE) | 19 | $3.6M |
| 5 | Zions Bank, A Division of(UT) | 15 | $956K |
Toy and Hobby Goods and Supplies Wholesalers Industry Context
Ready to Fund Your Toy and Hobby Goods and Supplies Wholesalers Business?
PeerSense places SBA loans for toy and hobby goods and supplies wholesalers businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.
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How Does SBA Lending Work for Toy and Hobby Goods and Supplies Wholesalers Businesses?
Across all SBA loan programs, 455 loans have been approved for businesses classified under NAICS 421920 (Toy and Hobby Goods and Supplies Wholesalers), representing $109.8M in total capital deployed. The average approved loan of $241K is 29% below avg the national SBA average of $340K, with typical repayment terms of 112 months.
SBA lending for toy and hobby goods and supplies wholesalers has remained relatively stable across recent fiscal years. 152 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.
The industry sees a balanced mix of SBA programs, with 12% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
PeerSense specializes in matching toy and hobby goods and supplies wholesalers business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Toy and Hobby Goods and Supplies Wholesalers SBA Loans
What is the average SBA loan size for toy and hobby goods and supplies wholesalers businesses?
Which SBA loan program is best for a toy and hobby goods and supplies wholesalers business?
How many lenders fund SBA loans for toy and hobby goods and supplies wholesalers?
What states have the most SBA lending for toy and hobby goods and supplies wholesalers?
How does PeerSense help toy and hobby goods and supplies wholesalers businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Toy and Hobby Goods and Supplies Wholesalers defined by NAICS code 421920. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.