How Much Can Toy and Hobby Goods and Supplies Wholesalers Businesses Get in SBA Loans?
455 SBA loans totaling $109.8M have been approved for toy and hobby goods and supplies wholesalers businesses (NAICS 421920). The average approved SBA loan is $241K, which is 29% below avg the $340K national average. 152 active lenders fund this industry with a 14.6% default rate on the matured 2018-2021 loan cohort.
At 14.6%, Toy and Hobby Goods and Supplies Wholesalers sits below the 15.4% all industry SBA default rate (charged off as a share of resolved loans), moderate default risk relative to other SBA industries. The capital source prices this risk into rate and structure.
NAICS 421920 (Toy and Hobby Goods and Supplies Wholesalers) received 455 SBA loans worth $109.8M across 5+ states. Average loan $241K, average term 112 months, 14.6% default rate (resolved loan basis).152 active SBA approved lenders fund this industry. Most toy and hobby goods and supplies wholesalers loans use the SBA 7(a) program. There are approximately 388,706 U.S. establishments in this industry (Census 2022).
Which SBA Program Do Toy and Hobby Goods and Supplies Wholesalers Businesses Use Most?
What Is the Best SBA Loan for Toy and Hobby Goods and Supplies Wholesalers?
The most widely used SBA program for toy and hobby goods and supplies wholesalers businesses: flexible terms, multiple use cases
Where Are Toy and Hobby Goods and Supplies Wholesalers SBA Loans Most Common?
SBA Lending Activity in Toy and Hobby Goods and Supplies Wholesalers
152 SBA lenders have funded 455 loans to toy and hobby goods and supplies wholesalers businesses (NAICS 421920). Which lender approves your deal depends on your location, loan size, credit profile and time in business, not on who funded someone else. PeerSense makes the introduction.
Toy and Hobby Goods and Supplies Wholesalers Industry Context
Talk to PeerSense
PeerSense sources capital for toy and hobby goods and supplies wholesalers businesses. The capital source sets the terms. No upfront fee. Talk to PeerSense. Referral fee at closing.
Retainers
Down with SBA 7(a)
Terms Available
Talk to PeerSense about financing a Toy and Hobby Goods and Supplies Wholesalers business.
Tell us your loan amount and use of funds. PeerSense sources capital. The capital source sets the terms.
SBA 7(a) / 504: PeerSense will reach out. No obligation.
How Does SBA Lending Work for Toy and Hobby Goods and Supplies Wholesalers Businesses?
Across all SBA loan programs, 455 loans have been approved for businesses classified under NAICS 421920 (Toy and Hobby Goods and Supplies Wholesalers), representing $109.8M in total capital deployed. The average approved loan of $241K is 29% below avg the national SBA average of $340K, with typical repayment terms of 112 months.
SBA lending for toy and hobby goods and supplies wholesalers has remained relatively stable across recent fiscal years. 152 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.
The industry sees a balanced mix of SBA programs, with 12% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
Talk to PeerSense about a toy and hobby goods and supplies wholesalers file. The capital source sets the terms. The desk fee is paid at closing, never upfront.
Frequently Asked Questions: Toy and Hobby Goods and Supplies Wholesalers SBA Loans
What is the average SBA loan size for toy and hobby goods and supplies wholesalers businesses?
Which SBA loan program is best for a toy and hobby goods and supplies wholesalers business?
How many lenders fund SBA loans for toy and hobby goods and supplies wholesalers?
What states have the most SBA lending for toy and hobby goods and supplies wholesalers?
How does PeerSense help toy and hobby goods and supplies wholesalers businesses get SBA loans?
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Data aggregated from SBA loan records (1992 to 2025). Toy and Hobby Goods and Supplies Wholesalers defined by NAICS code 421920. Not financial advice. PeerSense sources capital through a curated network of commercial lenders and capital sources. Consult a lending professional before making financial decisions.