How Much Can Tile, Marble, Terrazzo, and Mosaic Contractors Businesses Get in SBA Loans?
171 SBA loans totaling $37.9M have been approved for tile, marble, terrazzo, and mosaic contractors businesses (NAICS 235430). The average approved SBA loan is $222K, which is 35% below avg the $340K national average. 73 active lenders fund this industry with a 16.4% default rate on the matured 2018-2021 loan cohort.
At 16.4%, Tile, Marble, Terrazzo, and Mosaic Contractors sits above the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — above average default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 235430 (Tile, Marble, Terrazzo, and Mosaic Contractors) received 171 SBA loans worth $37.9M across 5+ states. Average loan $222K, average term 133 months, 16.4% default rate (resolved-loan basis).73 active SBA-approved lenders fund this industry. Most tile, marble, terrazzo, and mosaic contractors loans use the SBA 7(a) program. There are approximately 800,651 U.S. establishments in this industry (Census 2022).
Which SBA Program Do Tile, Marble, Terrazzo, and Mosaic Contractors Businesses Use Most?
What Is the Best SBA Loan for Tile, Marble, Terrazzo, and Mosaic Contractors?
The most widely used SBA program for tile, marble, terrazzo, and mosaic contractors businesses — flexible terms, multiple use cases
Where Are Tile, Marble, Terrazzo, and Mosaic Contractors SBA Loans Most Common?
Top SBA Lenders for Tile, Marble, Terrazzo, and Mosaic Contractors
These banks have funded the most SBA loans for tile, marble, terrazzo, and mosaic contractors businesses (NAICS 235430). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | JPMorgan Chase Bank, National Association(OH) | 22 | $2.4M |
| 2 | Bank of America, National Association(NC) | 18 | $892K |
| 3 | U.S. Bank, National Association(OH) | 11 | $2.8M |
| 4 | Wells Fargo Bank National Association(SD) | 8 | $2.9M |
| 5 | Citizens Bank, National Association(RI) | 6 | $524K |
Tile, Marble, Terrazzo, and Mosaic Contractors Industry Context
Ready to Fund Your Tile, Marble, Terrazzo, and Mosaic Contractors Business?
PeerSense places SBA loans for tile, marble, terrazzo, and mosaic contractors businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.
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How Does SBA Lending Work for Tile, Marble, Terrazzo, and Mosaic Contractors Businesses?
Across all SBA loan programs, 171 loans have been approved for businesses classified under NAICS 235430 (Tile, Marble, Terrazzo, and Mosaic Contractors), representing $37.9M in total capital deployed. The average approved loan of $222K is 35% below avg the national SBA average of $340K, with typical repayment terms of 133 months.
SBA lending for tile, marble, terrazzo, and mosaic contractors has remained relatively stable across recent fiscal years. 73 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.
The industry sees a balanced mix of SBA programs, with 17% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
PeerSense specializes in matching tile, marble, terrazzo, and mosaic contractors business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Tile, Marble, Terrazzo, and Mosaic Contractors SBA Loans
What is the average SBA loan size for tile, marble, terrazzo, and mosaic contractors businesses?
Which SBA loan program is best for a tile, marble, terrazzo, and mosaic contractors business?
How many lenders fund SBA loans for tile, marble, terrazzo, and mosaic contractors?
What states have the most SBA lending for tile, marble, terrazzo, and mosaic contractors?
How does PeerSense help tile, marble, terrazzo, and mosaic contractors businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Tile, Marble, Terrazzo, and Mosaic Contractors defined by NAICS code 235430. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.