How Much Can Soap and Other Detergent Manufacturing Businesses Get in SBA Loans?
436 SBA loans totaling $202.1M have been approved for soap and other detergent manufacturing businesses (NAICS 325611). The average approved SBA loan is $464K, which is 36% above avg the $340K national average. 183 active lenders fund this industry with a 16.5% default rate on the matured 2018-2021 loan cohort.
At 16.5%, Soap and Other Detergent Manufacturing sits above the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — above average default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 325611 (Soap and Other Detergent Manufacturing) received 436 SBA loans worth $202.1M across 5+ states. Average loan $464K, average term 124 months, 16.5% default rate (resolved-loan basis).183 active SBA-approved lenders fund this industry. Manufacturers (NAICS 31-33) qualify for FY2026 SBA fee waivers and the new MARC revolving credit program. There are approximately 866 U.S. establishments in this industry (Census 2022).
Is SBA Lending Growing for Soap and Other Detergent Manufacturing?-12% decline
FY2026 Manufacturing Fee Waivers Active
The SBA has waived guaranty fees for manufacturers (NAICS 31-33) through September 30, 2026:
504 loans — all guaranty fees waived for manufacturing
7(a) loans up to $950K — guaranty fee waived
Revolving credit line — manufacturers only (new Oct 2025)
The proposed Made in America Manufacturing Finance Act (H.R. 3174) would double SBA limits to $10M for domestic manufacturers — currently passed House, awaiting Senate vote.
Which SBA Program Do Soap and Other Detergent Manufacturing Businesses Use Most?
What Is the Best SBA Loan for Soap and Other Detergent Manufacturing?
Most popular for manufacturing equipment and real estate — with 0% guaranty fees in FY2026
Where Are Soap and Other Detergent Manufacturing SBA Loans Most Common?
Top SBA Lenders for Soap and Other Detergent Manufacturing
These banks have funded the most SBA loans for soap and other detergent manufacturing businesses (NAICS 325611). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | The Huntington National Bank(OH) | 30 | $11.1M |
| 2 | Citizens Bank, National Association(RI) | 18 | $2.3M |
| 3 | Wells Fargo Bank National Association(SD) | 18 | $5.3M |
| 4 | Readycap Lending, LLC(NJ) | 11 | $3.7M |
| 5 | Live Oak Banking Company(NC) | 9 | $5.8M |
Soap and Other Detergent Manufacturing Industry Context
Ready to Fund Your Soap and Other Detergent Manufacturing Business?
PeerSense places SBA loans for soap and other detergent manufacturing businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.
Retainers
Down with SBA 7(a)
Terms Available
Financing a Soap and Other Detergent Manufacturing business? Get matched to an SBA lender.
Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.
SBA 7(a) / 504 — Response within 4 business hours. No obligation.
How Does SBA Lending Work for Soap and Other Detergent Manufacturing Businesses?
Across all SBA loan programs, 436 loans have been approved for businesses classified under NAICS 325611 (Soap and Other Detergent Manufacturing), representing $202.1M in total capital deployed. The average approved loan of $464K is 36% above avg the national SBA average of $340K, with typical repayment terms of 124 months.
SBA lending for soap and other detergent manufacturing has contracted approximately 12% over recent fiscal years. This shift may reflect changing market conditions, industry consolidation, or tightening credit standards in this sector. However, 183 lenders remain active, maintaining competitive options for qualified borrowers.
The industry sees a balanced mix of SBA programs, with 15% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
As a manufacturing business under NAICS 31-33, you qualify for enhanced SBA incentives through September 30, 2026. The SBA has fully waived guaranty fees on all 504 loans and on 7(a) loans up to $950,000 for manufacturers. Additionally, the MARC (Manufacturers' Access to Revolving Credit) program launched in October 2025, offering up to $5M in revolving credit exclusively for domestic manufacturers — a first for SBA lending.
Frequently Asked Questions — Soap and Other Detergent Manufacturing SBA Loans
What is the average SBA loan size for soap and other detergent manufacturing businesses?
Which SBA loan program is best for a soap and other detergent manufacturing business?
How many lenders fund SBA loans for soap and other detergent manufacturing?
Are there SBA fee waivers for manufacturing businesses in 2026?
How does PeerSense help soap and other detergent manufacturing businesses get SBA loans?
Related Manufacturing Industries
Commercial Gravure Printing
Commercial Lithographic Printing
Commercial Screen Printing
All Other Plastics Product Manufacturing
Other Commercial Printing
Cut Stone and Stone Product Manufacturing
Data aggregated from SBA loan records (1992–2025). Soap and Other Detergent Manufacturing defined by NAICS code 325611. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.