How Much Can Setup Paperboard Box Manufacturing Businesses Get in SBA Loans?
138 SBA loans totaling $55.8M have been approved for setup paperboard box manufacturing businesses (NAICS 322213). The average approved SBA loan is $404K, which is 19% above avg the $340K national average. 71 active lenders fund this industry with a 8.2% default rate on the matured 2018-2021 loan cohort.
At 8.2%, Setup Paperboard Box Manufacturing sits well below the 15.4% all industry SBA default rate (charged off as a share of resolved loans), low default risk relative to other SBA industries. The capital source prices this risk into rate and structure.
NAICS 322213 (Setup Paperboard Box Manufacturing) received 138 SBA loans worth $55.8M across 5+ states. Average loan $404K, average term 154 months, 8.2% default rate (resolved loan basis).71 active SBA approved lenders fund this industry.Manufacturers in NAICS 31 to 33 qualify for FY2027 SBA fee terms and can access the MARC revolving credit program.
FY2027 Manufacturing Fee Waivers Active
The SBA has waived both 504 fees for manufacturers in NAICS 31 to 33 through September 30, 2027:
504 loans: all guaranty fees waived for manufacturing
7(a) loans of $700,000 or less: 0% upfront fee for manufacturers
Revolving credit line: manufacturers only, launched Oct 2025
The proposed Made in America Manufacturing Finance Act (H.R. 3174) would double SBA limits to $10M for domestic manufacturers, currently passed House, awaiting Senate vote.
Which SBA Program Do Setup Paperboard Box Manufacturing Businesses Use Most?
What Is the Best SBA Loan for Setup Paperboard Box Manufacturing?
Popular for manufacturing equipment and real estate, with 504 fees waived in FY2027
Where Are Setup Paperboard Box Manufacturing SBA Loans Most Common?
SBA Lending Activity in Setup Paperboard Box Manufacturing
71 SBA lenders have funded 138 loans to setup paperboard box manufacturing businesses (NAICS 322213). Which lender approves your deal depends on your location, loan size, credit profile and time in business, not on who funded someone else. PeerSense makes the introduction.
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SBA 7(a) / 504: PeerSense will reach out. No obligation.
How Does SBA Lending Work for Setup Paperboard Box Manufacturing Businesses?
Across all SBA loan programs, 138 loans have been approved for businesses classified under NAICS 322213 (Setup Paperboard Box Manufacturing), representing $55.8M in total capital deployed. The average approved loan of $404K is 19% above avg the national SBA average of $340K, with typical repayment terms of 154 months.
SBA lending for setup paperboard box manufacturing has remained relatively stable across recent fiscal years. 71 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.
Notably, 31% of SBA loans in this industry use the 504 program (well above the national average), indicating that setup paperboard box manufacturing businesses frequently finance major fixed assets like real estate, heavy equipment, or facility buildouts. The 504 program offers up to $5.5M with below market fixed rates and only 10% down from the borrower.
As a manufacturing business under NAICS 31 to 33, you qualify for FY2027 SBA fee terms through September 30, 2027. For manufacturers, the SBA has waived the 504 upfront guaranty fee and annual service fee, and the 7(a) upfront fee is 0% on loans of $700,000 or less. Additionally, the MARC (Manufacturers' Access to Revolving Credit) program launched in October 2025, offering up to $5M in revolving credit exclusively for domestic manufacturers, a first for SBA lending.
Frequently Asked Questions: Setup Paperboard Box Manufacturing SBA Loans
What is the average SBA loan size for setup paperboard box manufacturing businesses?
Which SBA loan program is best for a setup paperboard box manufacturing business?
How many lenders fund SBA loans for setup paperboard box manufacturing?
Are there SBA fee waivers for manufacturing businesses in 2026?
How does PeerSense help setup paperboard box manufacturing businesses get SBA loans?
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Data aggregated from SBA loan records (1992 to 2025). Setup Paperboard Box Manufacturing defined by NAICS code 322213. Not financial advice. PeerSense sources capital through a curated network of commercial lenders and capital sources. Consult a lending professional before making financial decisions.