How Much Can Roofing, Siding, and Insulation Material Wholesalers Businesses Get in SBA Loans?
212 SBA loans totaling $61.6M have been approved for roofing, siding, and insulation material wholesalers businesses (NAICS 421330). The average approved SBA loan is $291K, which is 15% below avg the $340K national average. 100 active lenders fund this industry with a 7.5% default rate on the matured 2018-2021 loan cohort.
At 7.5%, Roofing, Siding, and Insulation Material Wholesalers sits well below the 15.4% all industry SBA default rate (charged off as a share of resolved loans), low default risk relative to other SBA industries. The capital source prices this risk into rate and structure.
NAICS 421330 (Roofing, Siding, and Insulation Material Wholesalers) received 212 SBA loans worth $61.6M across 5+ states. Average loan $291K, average term 135 months, 7.5% default rate (resolved loan basis).100 active SBA approved lenders fund this industry. Most roofing, siding, and insulation material wholesalers loans use the SBA 7(a) program. There are approximately 388,706 U.S. establishments in this industry (Census 2022).
Which SBA Program Do Roofing, Siding, and Insulation Material Wholesalers Businesses Use Most?
What Is the Best SBA Loan for Roofing, Siding, and Insulation Material Wholesalers?
The most widely used SBA program for roofing, siding, and insulation material wholesalers businesses: flexible terms, multiple use cases
Where Are Roofing, Siding, and Insulation Material Wholesalers SBA Loans Most Common?
SBA Lending Activity in Roofing, Siding, and Insulation Material Wholesalers
100 SBA lenders have funded 212 loans to roofing, siding, and insulation material wholesalers businesses (NAICS 421330). Which lender approves your deal depends on your location, loan size, credit profile and time in business, not on who funded someone else. PeerSense makes the introduction.
Roofing, Siding, and Insulation Material Wholesalers Industry Context
Talk to PeerSense
PeerSense sources capital for roofing, siding, and insulation material wholesalers businesses. The capital source sets the terms. No upfront fee. Talk to PeerSense. Referral fee at closing.
Retainers
Down with SBA 7(a)
Terms Available
Talk to PeerSense about financing a Roofing, Siding, and Insulation Material Wholesalers business.
Tell us your loan amount and use of funds. PeerSense sources capital. The capital source sets the terms.
SBA 7(a) / 504: PeerSense will reach out. No obligation.
How Does SBA Lending Work for Roofing, Siding, and Insulation Material Wholesalers Businesses?
Across all SBA loan programs, 212 loans have been approved for businesses classified under NAICS 421330 (Roofing, Siding, and Insulation Material Wholesalers), representing $61.6M in total capital deployed. The average approved loan of $291K is 15% below avg the national SBA average of $340K, with typical repayment terms of 135 months.
SBA lending for roofing, siding, and insulation material wholesalers has remained relatively stable across recent fiscal years. 100 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.
The industry sees a balanced mix of SBA programs, with 18% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
Talk to PeerSense about a roofing, siding, and insulation material wholesalers file. The capital source sets the terms. The desk fee is paid at closing, never upfront.
Frequently Asked Questions: Roofing, Siding, and Insulation Material Wholesalers SBA Loans
What is the average SBA loan size for roofing, siding, and insulation material wholesalers businesses?
Which SBA loan program is best for a roofing, siding, and insulation material wholesalers business?
How many lenders fund SBA loans for roofing, siding, and insulation material wholesalers?
What states have the most SBA lending for roofing, siding, and insulation material wholesalers?
How does PeerSense help roofing, siding, and insulation material wholesalers businesses get SBA loans?
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Data aggregated from SBA loan records (1992 to 2025). Roofing, Siding, and Insulation Material Wholesalers defined by NAICS code 421330. Not financial advice. PeerSense sources capital through a curated network of commercial lenders and capital sources. Consult a lending professional before making financial decisions.