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Rates
NAICS 237130Construction

How Much Can Power and Communication Line and Related Structures Construction Businesses Get in SBA Loans?

1,155 SBA loans totaling $467.5M have been approved for power and communication line and related structures construction businesses (NAICS 237130). The average approved SBA loan is $405K, which is 19% above avg the $340K national average. 314 active lenders fund this industry with a 13.9% default rate on the matured 2018-2021 loan cohort.

Moderate default risk13.9% vs 15.4% all industry avg

At 13.9%, Power and Communication Line and Related Structures Construction sits below the 15.4% all industry SBA default rate (charged off as a share of resolved loans), moderate default risk relative to other SBA industries. The capital source prices this risk into rate and structure.

Quick Answer

NAICS 237130 (Power and Communication Line and Related Structures Construction) received 1,155 SBA loans worth $467.5M across 5+ states. Average loan $405K, average term 105 months, 13.9% default rate (resolved loan basis).314 active SBA approved lenders fund this industry. Most power and communication line and related structures construction loans use the SBA 7(a) program. There are approximately 6,737 U.S. establishments in this industry (Census 2022).

1,155
Total SBA Loans
$467.5M
Total Volume
$405K
Avg Loan Size
19% above avg
314
Active Lenders
105 mo
Avg Term
19% below avg
17,852
Jobs Supported

Is SBA Lending Growing for Power and Communication Line and Related Structures Construction?

45
47
56
55
43
52
46
85
76
87
16
17
18
19
20
21
22
23
24
25
$29.4M
$17.9M
$19.7M
$24.7M
$18.7M
$39.2M
$30.6M
$46.8M
$40.1M
$53.5M

Which SBA Program Do Power and Communication Line and Related Structures Construction Businesses Use Most?

SBA 7(a)1,086 (94%)
SBA 50469 (6%)

What Is the Best SBA Loan for Power and Communication Line and Related Structures Construction?

SBA 7(a)

The most widely used SBA program for power and communication line and related structures construction businesses: flexible terms, multiple use cases

Industry avg loan: $405K
Typical term: 105 months
Historical avg rate: 7.69%
314+ lenders active in this industry
Default rate (2018 to 21 matured cohort): 13.9%

Where Are Power and Communication Line and Related Structures Construction SBA Loans Most Common?

#1
CA
104 loans
$61.2M
#2
TX
83 loans
$35.3M
#3
MN
73 loans
$20.3M
#4
OH
67 loans
$36.2M
#5
MI
56 loans
$18.2M

SBA Lending Activity in Power and Communication Line and Related Structures Construction

314 SBA lenders have funded 1,155 loans to power and communication line and related structures construction businesses (NAICS 237130). Which lender approves your deal depends on your location, loan size, credit profile and time in business, not on who funded someone else. PeerSense makes the introduction.

Loans funded
1,155
Active lenders
314
Total volume
$467.5M
Avg loan size
$405K

Power and Communication Line and Related Structures Construction Industry Context

U.S. Establishments
6,737
U.S. Census Bureau · 2022
SBA Penetration
17.14%
SBA loans per establishment

Talk to PeerSense

PeerSense sources capital for power and communication line and related structures construction businesses. The capital source sets the terms. No upfront fee. Talk to PeerSense. Referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Talk to PeerSense about financing a Power and Communication Line and Related Structures Construction business.

Tell us your loan amount and use of funds. PeerSense sources capital. The capital source sets the terms.

SBA 7(a) / 504: PeerSense will reach out. No obligation.

How big is your deal?
Where are you in the deal?
Equity or down payment ready
Credit score
Timeline to close
SBA already on the books?
What best describes your company
Liquid funds available outside this deal

Referral fee realized at closing · Or call (317) 452 6990

How Does SBA Lending Work for Power and Communication Line and Related Structures Construction Businesses?

Across all SBA loan programs, 1,155 loans have been approved for businesses classified under NAICS 237130 (Power and Communication Line and Related Structures Construction), representing $467.5M in total capital deployed. The average approved loan of $405K is 19% above avg the national SBA average of $340K, with typical repayment terms of 105 months.

SBA lending for power and communication line and related structures construction has remained relatively stable across recent fiscal years. 314 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.

The industry sees a balanced mix of SBA programs, with 6% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.

Talk to PeerSense about a power and communication line and related structures construction file. The capital source sets the terms. The desk fee is paid at closing, never upfront.

Frequently Asked Questions: Power and Communication Line and Related Structures Construction SBA Loans

What is the average SBA loan size for power and communication line and related structures construction businesses?
Based on 1,155 approved SBA loans, the average loan size for power and communication line and related structures construction (NAICS 237130) is $405K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a power and communication line and related structures construction business?
SBA 7(a) is the most commonly used SBA program for power and communication line and related structures construction businesses. The most widely used SBA program for power and communication line and related structures construction businesses: flexible terms, multiple use cases. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for power and communication line and related structures construction?
314 different SBA approved lenders have funded loans in this industry. Not all lenders are equally active in every industry. Talk to PeerSense. The capital source sets the terms for a power and communication line and related structures construction file.
What states have the most SBA lending for power and communication line and related structures construction?
CA leads with 104 SBA loans and $61.2M in total volume for power and communication line and related structures construction businesses. TX, MN, OH also show strong lending activity in this sector.
How does PeerSense help power and communication line and related structures construction businesses get SBA loans?
PeerSense is a capital advisory firm. Talk to PeerSense about a power and communication line and related structures construction file. The capital source sets the terms. No upfront fee. The desk is paid at closing.

Data aggregated from SBA loan records (1992 to 2025). Power and Communication Line and Related Structures Construction defined by NAICS code 237130. Not financial advice. PeerSense sources capital through a curated network of commercial lenders and capital sources. Consult a lending professional before making financial decisions.