How Much Can Plastics Pipe and Pipe Fitting Manufacturing Businesses Get in SBA Loans?
163 SBA loans totaling $117.0M have been approved for plastics pipe and pipe fitting manufacturing businesses (NAICS 326122). The average approved SBA loan is $718K, which is 111% above avg the $340K national average. 95 active lenders fund this industry with a 4.2% default rate on the matured 2018-2021 loan cohort.
At 4.2%, Plastics Pipe and Pipe Fitting Manufacturing sits well below the 15.4% all industry SBA default rate (charged off as a share of resolved loans), low default risk relative to other SBA industries. The capital source prices this risk into rate and structure.
NAICS 326122 (Plastics Pipe and Pipe Fitting Manufacturing) received 163 SBA loans worth $117.0M across 5+ states. Average loan $718K, average term 141 months, 4.2% default rate (resolved loan basis).95 active SBA approved lenders fund this industry.Manufacturers in NAICS 31 to 33 qualify for FY2027 SBA fee terms and can access the MARC revolving credit program. There are approximately 484 U.S. establishments in this industry (Census 2022).
Is SBA Lending Growing for Plastics Pipe and Pipe Fitting Manufacturing?-60% decline
FY2027 Manufacturing Fee Waivers Active
The SBA has waived both 504 fees for manufacturers in NAICS 31 to 33 through September 30, 2027:
504 loans: all guaranty fees waived for manufacturing
7(a) loans of $700,000 or less: 0% upfront fee for manufacturers
Revolving credit line: manufacturers only, launched Oct 2025
The proposed Made in America Manufacturing Finance Act (H.R. 3174) would double SBA limits to $10M for domestic manufacturers, currently passed House, awaiting Senate vote.
Which SBA Program Do Plastics Pipe and Pipe Fitting Manufacturing Businesses Use Most?
What Is the Best SBA Loan for Plastics Pipe and Pipe Fitting Manufacturing?
Popular for manufacturing equipment and real estate, with 504 fees waived in FY2027
Where Are Plastics Pipe and Pipe Fitting Manufacturing SBA Loans Most Common?
SBA Lending Activity in Plastics Pipe and Pipe Fitting Manufacturing
95 SBA lenders have funded 163 loans to plastics pipe and pipe fitting manufacturing businesses (NAICS 326122). Which lender approves your deal depends on your location, loan size, credit profile and time in business, not on who funded someone else. PeerSense makes the introduction.
Plastics Pipe and Pipe Fitting Manufacturing Industry Context
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PeerSense sources capital for plastics pipe and pipe fitting manufacturing businesses. The capital source sets the terms. No upfront fee. Talk to PeerSense. Referral fee at closing.
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Down with SBA 7(a)
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SBA 7(a) / 504: PeerSense will reach out. No obligation.
How Does SBA Lending Work for Plastics Pipe and Pipe Fitting Manufacturing Businesses?
Across all SBA loan programs, 163 loans have been approved for businesses classified under NAICS 326122 (Plastics Pipe and Pipe Fitting Manufacturing), representing $117.0M in total capital deployed. The average approved loan of $718K is 111% above avg the national SBA average of $340K, with typical repayment terms of 141 months.
SBA lending for plastics pipe and pipe fitting manufacturing has contracted approximately 60% over recent fiscal years. This shift may reflect changing market conditions, industry consolidation, or tightening credit standards in this sector. However, 95 lenders remain active, maintaining competitive options for qualified borrowers.
Notably, 25% of SBA loans in this industry use the 504 program (well above the national average), indicating that plastics pipe and pipe fitting manufacturing businesses frequently finance major fixed assets like real estate, heavy equipment, or facility buildouts. The 504 program offers up to $5.5M with below market fixed rates and only 10% down from the borrower.
As a manufacturing business under NAICS 31 to 33, you qualify for FY2027 SBA fee terms through September 30, 2027. For manufacturers, the SBA has waived the 504 upfront guaranty fee and annual service fee, and the 7(a) upfront fee is 0% on loans of $700,000 or less. Additionally, the MARC (Manufacturers' Access to Revolving Credit) program launched in October 2025, offering up to $5M in revolving credit exclusively for domestic manufacturers, a first for SBA lending.
Frequently Asked Questions: Plastics Pipe and Pipe Fitting Manufacturing SBA Loans
What is the average SBA loan size for plastics pipe and pipe fitting manufacturing businesses?
Which SBA loan program is best for a plastics pipe and pipe fitting manufacturing business?
How many lenders fund SBA loans for plastics pipe and pipe fitting manufacturing?
Are there SBA fee waivers for manufacturing businesses in 2026?
How does PeerSense help plastics pipe and pipe fitting manufacturing businesses get SBA loans?
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Data aggregated from SBA loan records (1992 to 2025). Plastics Pipe and Pipe Fitting Manufacturing defined by NAICS code 326122. Not financial advice. PeerSense sources capital through a curated network of commercial lenders and capital sources. Consult a lending professional before making financial decisions.