How Much Can Plastics Materials and Basic Forms and Shapes Wholesalers Businesses Get in SBA Loans?
279 SBA loans totaling $80.3M have been approved for plastics materials and basic forms and shapes wholesalers businesses (NAICS 422610). The average approved SBA loan is $288K, which is 15% below avg the $340K national average. 119 active lenders fund this industry with a 7.2% default rate on the matured 2018-2021 loan cohort.
At 7.2%, Plastics Materials and Basic Forms and Shapes Wholesalers sits well below the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — low default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 422610 (Plastics Materials and Basic Forms and Shapes Wholesalers) received 279 SBA loans worth $80.3M across 5+ states. Average loan $288K, average term 132 months, 7.2% default rate (resolved-loan basis).119 active SBA-approved lenders fund this industry. Most plastics materials and basic forms and shapes wholesalers loans use the SBA 7(a) program. There are approximately 388,706 U.S. establishments in this industry (Census 2022).
Which SBA Program Do Plastics Materials and Basic Forms and Shapes Wholesalers Businesses Use Most?
What Is the Best SBA Loan for Plastics Materials and Basic Forms and Shapes Wholesalers?
The most widely used SBA program for plastics materials and basic forms and shapes wholesalers businesses — flexible terms, multiple use cases
Where Are Plastics Materials and Basic Forms and Shapes Wholesalers SBA Loans Most Common?
Top SBA Lenders for Plastics Materials and Basic Forms and Shapes Wholesalers
These banks have funded the most SBA loans for plastics materials and basic forms and shapes wholesalers businesses (NAICS 422610). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | Bank of America, National Association(NC) | 28 | $3.9M |
| 2 | U.S. Bank, National Association(OH) | 16 | $6.8M |
| 3 | Wells Fargo Bank National Association(SD) | 12 | $4.7M |
| 4 | Citizens Bank, National Association(RI) | 12 | $1.1M |
| 5 | Zions Bank, A Division of(UT) | 8 | $1.7M |
Plastics Materials and Basic Forms and Shapes Wholesalers Industry Context
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How Does SBA Lending Work for Plastics Materials and Basic Forms and Shapes Wholesalers Businesses?
Across all SBA loan programs, 279 loans have been approved for businesses classified under NAICS 422610 (Plastics Materials and Basic Forms and Shapes Wholesalers), representing $80.3M in total capital deployed. The average approved loan of $288K is 15% below avg the national SBA average of $340K, with typical repayment terms of 132 months.
SBA lending for plastics materials and basic forms and shapes wholesalers has remained relatively stable across recent fiscal years. 119 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.
The industry sees a balanced mix of SBA programs, with 15% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
PeerSense specializes in matching plastics materials and basic forms and shapes wholesalers business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Plastics Materials and Basic Forms and Shapes Wholesalers SBA Loans
What is the average SBA loan size for plastics materials and basic forms and shapes wholesalers businesses?
Which SBA loan program is best for a plastics materials and basic forms and shapes wholesalers business?
How many lenders fund SBA loans for plastics materials and basic forms and shapes wholesalers?
What states have the most SBA lending for plastics materials and basic forms and shapes wholesalers?
How does PeerSense help plastics materials and basic forms and shapes wholesalers businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Plastics Materials and Basic Forms and Shapes Wholesalers defined by NAICS code 422610. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.