How Much Can Other Miscellaneous Nondurable Goods Wholesalers Businesses Get in SBA Loans?
828 SBA loans totaling $208.7M have been approved for other miscellaneous nondurable goods wholesalers businesses (NAICS 422990). The average approved SBA loan is $252K, which is 26% below avg the $340K national average. 187 active lenders fund this industry with a 13.8% default rate on the matured 2018-2021 loan cohort.
At 13.8%, Other Miscellaneous Nondurable Goods Wholesalers sits below the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — moderate default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 422990 (Other Miscellaneous Nondurable Goods Wholesalers) received 828 SBA loans worth $208.7M across 5+ states. Average loan $252K, average term 109 months, 13.8% default rate (resolved-loan basis).187 active SBA-approved lenders fund this industry. Most other miscellaneous nondurable goods wholesalers loans use the SBA 7(a) program. There are approximately 388,706 U.S. establishments in this industry (Census 2022).
Which SBA Program Do Other Miscellaneous Nondurable Goods Wholesalers Businesses Use Most?
What Is the Best SBA Loan for Other Miscellaneous Nondurable Goods Wholesalers?
The most widely used SBA program for other miscellaneous nondurable goods wholesalers businesses — flexible terms, multiple use cases
Where Are Other Miscellaneous Nondurable Goods Wholesalers SBA Loans Most Common?
Top SBA Lenders for Other Miscellaneous Nondurable Goods Wholesalers
These banks have funded the most SBA loans for other miscellaneous nondurable goods wholesalers businesses (NAICS 422990). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | Bank of America, National Association(NC) | 149 | $8.6M |
| 2 | Wells Fargo Bank National Association(SD) | 33 | $5.9M |
| 3 | Bank of Hope(CA) | 30 | $15.0M |
| 4 | PNC Bank, National Association(DE) | 27 | $4.2M |
| 5 | Citibank, N.A.(SD) | 26 | $869K |
Other Miscellaneous Nondurable Goods Wholesalers Industry Context
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PeerSense places SBA loans for other miscellaneous nondurable goods wholesalers businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.
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How Does SBA Lending Work for Other Miscellaneous Nondurable Goods Wholesalers Businesses?
Across all SBA loan programs, 828 loans have been approved for businesses classified under NAICS 422990 (Other Miscellaneous Nondurable Goods Wholesalers), representing $208.7M in total capital deployed. The average approved loan of $252K is 26% below avg the national SBA average of $340K, with typical repayment terms of 109 months.
SBA lending for other miscellaneous nondurable goods wholesalers has remained relatively stable across recent fiscal years. 187 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.
The industry sees a balanced mix of SBA programs, with 11% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
PeerSense specializes in matching other miscellaneous nondurable goods wholesalers business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Other Miscellaneous Nondurable Goods Wholesalers SBA Loans
What is the average SBA loan size for other miscellaneous nondurable goods wholesalers businesses?
Which SBA loan program is best for a other miscellaneous nondurable goods wholesalers business?
How many lenders fund SBA loans for other miscellaneous nondurable goods wholesalers?
What states have the most SBA lending for other miscellaneous nondurable goods wholesalers?
How does PeerSense help other miscellaneous nondurable goods wholesalers businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Other Miscellaneous Nondurable Goods Wholesalers defined by NAICS code 422990. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.