How Much Can Other Grocery and Related Products Wholesalers Businesses Get in SBA Loans?
421 SBA loans totaling $104.0M have been approved for other grocery and related products wholesalers businesses (NAICS 422490). The average approved SBA loan is $247K, which is 27% below avg the $340K national average. 156 active lenders fund this industry with a 14.4% default rate on the matured 2018-2021 loan cohort.
At 14.4%, Other Grocery and Related Products Wholesalers sits below the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — moderate default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 422490 (Other Grocery and Related Products Wholesalers) received 421 SBA loans worth $104.0M across 5+ states. Average loan $247K, average term 111 months, 14.4% default rate (resolved-loan basis).156 active SBA-approved lenders fund this industry. Most other grocery and related products wholesalers loans use the SBA 7(a) program. There are approximately 388,706 U.S. establishments in this industry (Census 2022).
Which SBA Program Do Other Grocery and Related Products Wholesalers Businesses Use Most?
What Is the Best SBA Loan for Other Grocery and Related Products Wholesalers?
The most widely used SBA program for other grocery and related products wholesalers businesses — flexible terms, multiple use cases
Where Are Other Grocery and Related Products Wholesalers SBA Loans Most Common?
Top SBA Lenders for Other Grocery and Related Products Wholesalers
These banks have funded the most SBA loans for other grocery and related products wholesalers businesses (NAICS 422490). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | Bank of America, National Association(NC) | 50 | $3.4M |
| 2 | JPMorgan Chase Bank, National Association(OH) | 19 | $3.3M |
| 3 | Wells Fargo Bank National Association(SD) | 18 | $2.9M |
| 4 | Zions Bank, A Division of(UT) | 15 | $2.3M |
| 5 | U.S. Bank, National Association(OH) | 15 | $3.6M |
Other Grocery and Related Products Wholesalers Industry Context
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How Does SBA Lending Work for Other Grocery and Related Products Wholesalers Businesses?
Across all SBA loan programs, 421 loans have been approved for businesses classified under NAICS 422490 (Other Grocery and Related Products Wholesalers), representing $104.0M in total capital deployed. The average approved loan of $247K is 27% below avg the national SBA average of $340K, with typical repayment terms of 111 months.
SBA lending for other grocery and related products wholesalers has remained relatively stable across recent fiscal years. 156 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.
The industry sees a balanced mix of SBA programs, with 11% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
PeerSense specializes in matching other grocery and related products wholesalers business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Other Grocery and Related Products Wholesalers SBA Loans
What is the average SBA loan size for other grocery and related products wholesalers businesses?
Which SBA loan program is best for a other grocery and related products wholesalers business?
How many lenders fund SBA loans for other grocery and related products wholesalers?
What states have the most SBA lending for other grocery and related products wholesalers?
How does PeerSense help other grocery and related products wholesalers businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Other Grocery and Related Products Wholesalers defined by NAICS code 422490. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.