How Much Can Other Farm Product Raw Material Merchant Wholesalers Businesses Get in SBA Loans?
264 SBA loans totaling $203.6M have been approved for other farm product raw material merchant wholesalers businesses (NAICS 424590). The average approved SBA loan is $771K, which is 127% above avg the $340K national average. 105 active lenders fund this industry with a 7.0% default rate on the matured 2018-2021 loan cohort.
At 7.0%, Other Farm Product Raw Material Merchant Wholesalers sits well below the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — low default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 424590 (Other Farm Product Raw Material Merchant Wholesalers) received 264 SBA loans worth $203.6M across 5+ states. Average loan $771K, average term 90 months, 7.0% default rate (resolved-loan basis).105 active SBA-approved lenders fund this industry. Most other farm product raw material merchant wholesalers loans use the SBA 7(a) program. There are approximately 1,098 U.S. establishments in this industry (Census 2022).
Is SBA Lending Growing for Other Farm Product Raw Material Merchant Wholesalers?-20% decline
Which SBA Program Do Other Farm Product Raw Material Merchant Wholesalers Businesses Use Most?
What Is the Best SBA Loan for Other Farm Product Raw Material Merchant Wholesalers?
The most widely used SBA program for other farm product raw material merchant wholesalers businesses — flexible terms, multiple use cases
Where Are Other Farm Product Raw Material Merchant Wholesalers SBA Loans Most Common?
Top SBA Lenders for Other Farm Product Raw Material Merchant Wholesalers
These banks have funded the most SBA loans for other farm product raw material merchant wholesalers businesses (NAICS 424590). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | Bank of Bridger, National Association(MT) | 26 | $3.7M |
| 2 | Bank of Hope(CA) | 21 | $33.0M |
| 3 | Truist Bank(NC) | 13 | $40.1M |
| 4 | Wells Fargo Bank National Association(SD) | 13 | $4.8M |
| 5 | U.S. Bank, National Association(OH) | 8 | $4.9M |
Other Farm Product Raw Material Merchant Wholesalers Industry Context
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How Does SBA Lending Work for Other Farm Product Raw Material Merchant Wholesalers Businesses?
Across all SBA loan programs, 264 loans have been approved for businesses classified under NAICS 424590 (Other Farm Product Raw Material Merchant Wholesalers), representing $203.6M in total capital deployed. The average approved loan of $771K is 127% above avg the national SBA average of $340K, with typical repayment terms of 90 months.
SBA lending for other farm product raw material merchant wholesalers has contracted approximately 20% over recent fiscal years. This shift may reflect changing market conditions, industry consolidation, or tightening credit standards in this sector. However, 105 lenders remain active, maintaining competitive options for qualified borrowers.
The industry sees a balanced mix of SBA programs, with 8% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
PeerSense specializes in matching other farm product raw material merchant wholesalers business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Other Farm Product Raw Material Merchant Wholesalers SBA Loans
What is the average SBA loan size for other farm product raw material merchant wholesalers businesses?
Which SBA loan program is best for a other farm product raw material merchant wholesalers business?
How many lenders fund SBA loans for other farm product raw material merchant wholesalers?
What states have the most SBA lending for other farm product raw material merchant wholesalers?
How does PeerSense help other farm product raw material merchant wholesalers businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Other Farm Product Raw Material Merchant Wholesalers defined by NAICS code 424590. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.