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NAICS 561439Administrative & Support ServicesLending Growing

How Much Can Other Business Service Centers (including Copy Shops) Businesses Get in SBA Loans?

1,662 SBA loans totaling $333.5M have been approved for other business service centers (including copy shops) businesses (NAICS 561439). The average approved SBA loan is $201K, which is 41% below avg the $340K national average. 335 active lenders fund this industry with a 18.9% default rate on the matured 2018-2021 loan cohort.

Above average default risk18.9% vs 15.4% all-industry avg

At 18.9%, Other Business Service Centers (including Copy Shops) sits above the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — above average default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.

Quick Answer

NAICS 561439 (Other Business Service Centers (including Copy Shops)) received 1,662 SBA loans worth $333.5M across 5+ states. Average loan $201K, average term 104 months, 18.9% default rate (resolved-loan basis).335 active SBA-approved lenders fund this industry. Most other business service centers (including copy shops) loans use the SBA 7(a) program.

1,662
Total SBA Loans
$333.5M
Total Volume
$201K
Avg Loan Size
41% below avg
335
Active Lenders
104 mo
Avg Term
20% below avg
12,034
Jobs Supported

Is SBA Lending Growing for Other Business Service Centers (including Copy Shops)?+30% growth

47
46
31
27
18
35
25
30
41
39
16
17
18
19
20
21
22
23
24
25
$14.5M
$13.8M
$10.5M
$8.0M
$12.4M
$11.6M
$7.0M
$9.9M
$16.2M
$12.1M

Which SBA Program Do Other Business Service Centers (including Copy Shops) Businesses Use Most?

SBA 7(a)1,586 (95%)
SBA 50476 (5%)

What Is the Best SBA Loan for Other Business Service Centers (including Copy Shops)?

SBA 7(a)

The most widely used SBA program for other business service centers (including copy shops) businesses — flexible terms, multiple use cases

Industry avg loan: $201K
Typical term: 104 months
Historical avg rate: 7.11%
335+ lenders active in this industry
Default rate (2018–21 matured cohort): 18.9%

Where Are Other Business Service Centers (including Copy Shops) SBA Loans Most Common?

#1
CA
289 loans
$65.6M
#2
TX
161 loans
$32.1M
#3
FL
96 loans
$20.4M
#4
NY
94 loans
$22.6M
#5
AZ
64 loans
$13.9M

Top SBA Lenders for Other Business Service Centers (including Copy Shops)

These banks have funded the most SBA loans for other business service centers (including copy shops) businesses (NAICS 561439). PeerSense routes deals to lenders with proven appetite in your industry.

#LenderLoansVolume
1Bank of America, National Association(NC)140$6.0M
2Wells Fargo Bank National Association(SD)113$24.4M
3JPMorgan Chase Bank, National Association(OH)101$13.7M
4Business Lenders, LLC(CT)73$12.8M
5Citizens Bank, National Association(RI)61$1.9M

Ready to Fund Your Other Business Service Centers (including Copy Shops) Business?

PeerSense places SBA loans for other business service centers (including copy shops) businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Financing a Other Business Service Centers (including Copy Shops) business? Get matched to an SBA lender.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

No retainers · Referral fee at closing · Or call (317) 452-6990

How Does SBA Lending Work for Other Business Service Centers (including Copy Shops) Businesses?

Across all SBA loan programs, 1,662 loans have been approved for businesses classified under NAICS 561439 (Other Business Service Centers (including Copy Shops)), representing $333.5M in total capital deployed. The average approved loan of $201K is 41% below avg the national SBA average of $340K, with typical repayment terms of 104 months.

SBA lending for other business service centers (including copy shops) is accelerating — loan volume has grown approximately 30% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2016.

The overwhelming majority of SBA lending for other business service centers (including copy shops) uses the 7(a) program, which provides the most flexibility — covering working capital, equipment purchases, partner buyouts, debt refinancing, and business acquisitions up to $5M with terms up to 25 years.

PeerSense specializes in matching other business service centers (including copy shops) business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.

Frequently Asked Questions — Other Business Service Centers (including Copy Shops) SBA Loans

What is the average SBA loan size for other business service centers (including copy shops) businesses?
Based on 1,662 approved SBA loans, the average loan size for other business service centers (including copy shops) (NAICS 561439) is $201K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a other business service centers (including copy shops) business?
SBA 7(a) is the most commonly used SBA program for other business service centers (including copy shops) businesses. The most widely used SBA program for other business service centers (including copy shops) businesses — flexible terms, multiple use cases. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for other business service centers (including copy shops)?
335 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the other business service centers (including copy shops) sector.
What states have the most SBA lending for other business service centers (including copy shops)?
CA leads with 289 SBA loans and $65.6M in total volume for other business service centers (including copy shops) businesses. TX, FL, NY also show strong lending activity in this sector.
How does PeerSense help other business service centers (including copy shops) businesses get SBA loans?
PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the other business service centers (including copy shops) industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Data aggregated from SBA loan records (1992–2025). Other Business Service Centers (including Copy Shops) defined by NAICS code 561439. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.