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NAICS 421460Wholesale Trade

How Much Can Ophthalmic Goods Wholesalers Businesses Get in SBA Loans?

99 SBA loans totaling $20.8M have been approved for ophthalmic goods wholesalers businesses (NAICS 421460). The average approved SBA loan is $210K, which is 38% below avg the $340K national average. 58 active lenders fund this industry.

Quick Answer

NAICS 421460 (Ophthalmic Goods Wholesalers) received 99 SBA loans worth $20.8M across 5+ states. Average loan $210K, average term 109 months.58 active SBA-approved lenders fund this industry. Most ophthalmic goods wholesalers loans use the SBA 7(a) program. There are approximately 388,706 U.S. establishments in this industry (Census 2022).

99
Total SBA Loans
$20.8M
Total Volume
$210K
Avg Loan Size
38% below avg
58
Active Lenders
109 mo
Avg Term
16% below avg
712
Jobs Supported

Which SBA Program Do Ophthalmic Goods Wholesalers Businesses Use Most?

SBA 7(a)84 (85%)
SBA 50415 (15%)

What Is the Best SBA Loan for Ophthalmic Goods Wholesalers?

SBA 7(a)

The most widely used SBA program for ophthalmic goods wholesalers businesses — flexible terms, multiple use cases

Industry avg loan: $210K
Typical term: 109 months
58+ lenders active in this industry

Where Are Ophthalmic Goods Wholesalers SBA Loans Most Common?

#1
CA
22 loans
$4.8M
#2
NH
10 loans
$859K
#3
TX
9 loans
$3.3M
#4
NY
8 loans
$3.4M
#5
FL
8 loans
$1.3M

Top SBA Lenders for Ophthalmic Goods Wholesalers

These banks have funded the most SBA loans for ophthalmic goods wholesalers businesses (NAICS 421460). PeerSense routes deals to lenders with proven appetite in your industry.

#LenderLoansVolume
1Bank of America, National Association(NC)8$1.0M
2Citizens Bank, National Association(RI)6$304K
3Wells Fargo Bank National Association(SD)5$1.2M
4Zions Bank, A Division of(UT)5$1.3M
5Empire State Certified Develop(NY)4$1.9M

Ophthalmic Goods Wholesalers Industry Context

U.S. Establishments
388,706
U.S. Census Bureau · 2022
U.S. Employment
28,615,000
BLS · 2026
SBA Penetration
0.03%
SBA loans per establishment

Ready to Fund Your Ophthalmic Goods Wholesalers Business?

PeerSense places SBA loans for ophthalmic goods wholesalers businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Financing a Ophthalmic Goods Wholesalers business? Get matched to an SBA lender.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

No retainers · Referral fee at closing · Or call (317) 452-6990

How Does SBA Lending Work for Ophthalmic Goods Wholesalers Businesses?

Across all SBA loan programs, 99 loans have been approved for businesses classified under NAICS 421460 (Ophthalmic Goods Wholesalers), representing $20.8M in total capital deployed. The average approved loan of $210K is 38% below avg the national SBA average of $340K, with typical repayment terms of 109 months.

SBA lending for ophthalmic goods wholesalers has remained relatively stable across recent fiscal years. 58 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.

The industry sees a balanced mix of SBA programs, with 15% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.

PeerSense specializes in matching ophthalmic goods wholesalers business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.

Frequently Asked Questions — Ophthalmic Goods Wholesalers SBA Loans

What is the average SBA loan size for ophthalmic goods wholesalers businesses?
Based on 99 approved SBA loans, the average loan size for ophthalmic goods wholesalers (NAICS 421460) is $210K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a ophthalmic goods wholesalers business?
SBA 7(a) is the most commonly used SBA program for ophthalmic goods wholesalers businesses. The most widely used SBA program for ophthalmic goods wholesalers businesses — flexible terms, multiple use cases. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for ophthalmic goods wholesalers?
58 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the ophthalmic goods wholesalers sector.
What states have the most SBA lending for ophthalmic goods wholesalers?
CA leads with 22 SBA loans and $4.8M in total volume for ophthalmic goods wholesalers businesses. NH, TX, NY also show strong lending activity in this sector.
How does PeerSense help ophthalmic goods wholesalers businesses get SBA loans?
PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the ophthalmic goods wholesalers industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Data aggregated from SBA loan records (1992–2025). Ophthalmic Goods Wholesalers defined by NAICS code 421460. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.