How Much Can Ophthalmic Goods Wholesalers Businesses Get in SBA Loans?
99 SBA loans totaling $20.8M have been approved for ophthalmic goods wholesalers businesses (NAICS 421460). The average approved SBA loan is $210K, which is 38% below avg the $340K national average. 58 active lenders fund this industry.
NAICS 421460 (Ophthalmic Goods Wholesalers) received 99 SBA loans worth $20.8M across 5+ states. Average loan $210K, average term 109 months.58 active SBA-approved lenders fund this industry. Most ophthalmic goods wholesalers loans use the SBA 7(a) program. There are approximately 388,706 U.S. establishments in this industry (Census 2022).
Which SBA Program Do Ophthalmic Goods Wholesalers Businesses Use Most?
What Is the Best SBA Loan for Ophthalmic Goods Wholesalers?
The most widely used SBA program for ophthalmic goods wholesalers businesses — flexible terms, multiple use cases
Where Are Ophthalmic Goods Wholesalers SBA Loans Most Common?
Top SBA Lenders for Ophthalmic Goods Wholesalers
These banks have funded the most SBA loans for ophthalmic goods wholesalers businesses (NAICS 421460). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | Bank of America, National Association(NC) | 8 | $1.0M |
| 2 | Citizens Bank, National Association(RI) | 6 | $304K |
| 3 | Wells Fargo Bank National Association(SD) | 5 | $1.2M |
| 4 | Zions Bank, A Division of(UT) | 5 | $1.3M |
| 5 | Empire State Certified Develop(NY) | 4 | $1.9M |
Ophthalmic Goods Wholesalers Industry Context
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How Does SBA Lending Work for Ophthalmic Goods Wholesalers Businesses?
Across all SBA loan programs, 99 loans have been approved for businesses classified under NAICS 421460 (Ophthalmic Goods Wholesalers), representing $20.8M in total capital deployed. The average approved loan of $210K is 38% below avg the national SBA average of $340K, with typical repayment terms of 109 months.
SBA lending for ophthalmic goods wholesalers has remained relatively stable across recent fiscal years. 58 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.
The industry sees a balanced mix of SBA programs, with 15% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
PeerSense specializes in matching ophthalmic goods wholesalers business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Ophthalmic Goods Wholesalers SBA Loans
What is the average SBA loan size for ophthalmic goods wholesalers businesses?
Which SBA loan program is best for a ophthalmic goods wholesalers business?
How many lenders fund SBA loans for ophthalmic goods wholesalers?
What states have the most SBA lending for ophthalmic goods wholesalers?
How does PeerSense help ophthalmic goods wholesalers businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Ophthalmic Goods Wholesalers defined by NAICS code 421460. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.