How Much Can Motor Vehicle Parts (Used) Merchant Wholesalers Businesses Get in SBA Loans?
375 SBA loans totaling $168.5M have been approved for motor vehicle parts (used) merchant wholesalers businesses (NAICS 423140). The average approved SBA loan is $449K, which is 32% above avg the $340K national average. 144 active lenders fund this industry with a 19.2% default rate on the matured 2018-2021 loan cohort.
At 19.2%, Motor Vehicle Parts (Used) Merchant Wholesalers sits well above the 15.4% all industry SBA default rate (charged off as a share of resolved loans), elevated default risk relative to other SBA industries. The capital source prices this risk into rate and structure.
NAICS 423140 (Motor Vehicle Parts (Used) Merchant Wholesalers) received 375 SBA loans worth $168.5M across 5+ states. Average loan $449K, average term 151 months, 19.2% default rate (resolved loan basis).144 active SBA approved lenders fund this industry. Most motor vehicle parts (used) merchant wholesalers loans use the SBA 7(a) program. There are approximately 1,765 U.S. establishments in this industry (Census 2022).
Is SBA Lending Growing for Motor Vehicle Parts (Used) Merchant Wholesalers?
Which SBA Program Do Motor Vehicle Parts (Used) Merchant Wholesalers Businesses Use Most?
What Is the Best SBA Loan for Motor Vehicle Parts (Used) Merchant Wholesalers?
The most widely used SBA program for motor vehicle parts (used) merchant wholesalers businesses: flexible terms, multiple use cases
Where Are Motor Vehicle Parts (Used) Merchant Wholesalers SBA Loans Most Common?
SBA Lending Activity in Motor Vehicle Parts (Used) Merchant Wholesalers
144 SBA lenders have funded 375 loans to motor vehicle parts (used) merchant wholesalers businesses (NAICS 423140). Which lender approves your deal depends on your location, loan size, credit profile and time in business, not on who funded someone else. PeerSense makes the introduction.
Motor Vehicle Parts (Used) Merchant Wholesalers Industry Context
Talk to PeerSense
PeerSense sources capital for motor vehicle parts (used) merchant wholesalers businesses. The capital source sets the terms. No upfront fee. Talk to PeerSense. Referral fee at closing.
Retainers
Down with SBA 7(a)
Terms Available
Talk to PeerSense about financing a Motor Vehicle Parts (Used) Merchant Wholesalers business.
Tell us your loan amount and use of funds. PeerSense sources capital. The capital source sets the terms.
SBA 7(a) / 504: PeerSense will reach out. No obligation.
How Does SBA Lending Work for Motor Vehicle Parts (Used) Merchant Wholesalers Businesses?
Across all SBA loan programs, 375 loans have been approved for businesses classified under NAICS 423140 (Motor Vehicle Parts (Used) Merchant Wholesalers), representing $168.5M in total capital deployed. The average approved loan of $449K is 32% above avg the national SBA average of $340K, with typical repayment terms of 151 months.
SBA lending for motor vehicle parts (used) merchant wholesalers has remained relatively stable across recent fiscal years. 144 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.
The industry sees a balanced mix of SBA programs, with 14% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
Talk to PeerSense about a motor vehicle parts (used) merchant wholesalers file. The capital source sets the terms. The desk fee is paid at closing, never upfront.
Frequently Asked Questions: Motor Vehicle Parts (Used) Merchant Wholesalers SBA Loans
What is the average SBA loan size for motor vehicle parts (used) merchant wholesalers businesses?
Which SBA loan program is best for a motor vehicle parts (used) merchant wholesalers business?
How many lenders fund SBA loans for motor vehicle parts (used) merchant wholesalers?
What states have the most SBA lending for motor vehicle parts (used) merchant wholesalers?
How does PeerSense help motor vehicle parts (used) merchant wholesalers businesses get SBA loans?
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Data aggregated from SBA loan records (1992 to 2025). Motor Vehicle Parts (Used) Merchant Wholesalers defined by NAICS code 423140. Not financial advice. PeerSense sources capital through a curated network of commercial lenders and capital sources. Consult a lending professional before making financial decisions.