Skip to main content
✦Prime Rate:7.00%✦Fed Funds:3.88%✦5 Yr Treasury:4.95%↓✦10 Yr Treasury:5.10%↓✦30 Yr Treasury:5.43%↓✦30 Yr Mortgage:7.11%·Updated Nov 12, 2026✦Prime Rate:7.00%✦Fed Funds:3.88%✦5 Yr Treasury:4.95%↓✦10 Yr Treasury:5.10%↓✦30 Yr Treasury:5.43%↓✦30 Yr Mortgage:7.11%·Updated Nov 12, 2026
Rates
NAICS 523910Finance & Insurance

How Much Can Miscellaneous Intermediation Businesses Get in SBA Loans?

217 SBA loans totaling $99.9M have been approved for miscellaneous intermediation businesses (NAICS 523910). The average approved SBA loan is $460K, which is 35% above avg the $340K national average. 95 active lenders fund this industry with a 13.4% default rate on the matured 2018-2021 loan cohort.

Moderate default risk13.4% vs 15.4% all industry avg

At 13.4%, Miscellaneous Intermediation sits below the 15.4% all industry SBA default rate (charged off as a share of resolved loans), moderate default risk relative to other SBA industries. The capital source prices this risk into rate and structure.

Quick Answer

NAICS 523910 (Miscellaneous Intermediation) received 217 SBA loans worth $99.9M across 5+ states. Average loan $460K, average term 146 months, 13.4% default rate (resolved loan basis).95 active SBA approved lenders fund this industry. Most miscellaneous intermediation loans use the SBA 7(a) program. There are approximately 11,596 U.S. establishments in this industry (Census 2022).

217
Total SBA Loans
$99.9M
Total Volume
$460K
Avg Loan Size
35% above avg
95
Active Lenders
146 mo
Avg Term
12% above avg
1,703
Jobs Supported

Is SBA Lending Growing for Miscellaneous Intermediation?-26% decline

12
14
7
6
9
18
13
19
18
14
16
17
18
19
20
21
22
23
24
25
$5.6M
$6.4M
$2.5M
$2.5M
$7.5M
$9.5M
$8.5M
$19.3M
$9.4M
$3.5M

Which SBA Program Do Miscellaneous Intermediation Businesses Use Most?

SBA 7(a)183 (84%)
SBA 50434 (16%)

What Is the Best SBA Loan for Miscellaneous Intermediation?

SBA 7(a)

The most widely used SBA program for miscellaneous intermediation businesses: flexible terms, multiple use cases

Industry avg loan: $460K
Typical term: 146 months
Historical avg rate: 7.20%
95+ lenders active in this industry
Default rate (2018 to 21 matured cohort): 13.4%

Where Are Miscellaneous Intermediation SBA Loans Most Common?

#1
CA
34 loans
$22.2M
#2
FL
17 loans
$6.5M
#3
TX
14 loans
$5.0M
#4
NY
14 loans
$7.8M
#5
MI
12 loans
$4.9M

SBA Lending Activity in Miscellaneous Intermediation

95 SBA lenders have funded 217 loans to miscellaneous intermediation businesses (NAICS 523910). Which lender approves your deal depends on your location, loan size, credit profile and time in business, not on who funded someone else. PeerSense makes the introduction.

Loans funded
217
Active lenders
95
Total volume
$99.9M
Avg loan size
$460K

Miscellaneous Intermediation Industry Context

U.S. Establishments
11,596
U.S. Census Bureau · 2022
SBA Penetration
1.87%
SBA loans per establishment

Talk to PeerSense

PeerSense sources capital for miscellaneous intermediation businesses. The capital source sets the terms. No upfront fee. Talk to PeerSense. Referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Talk to PeerSense about financing a Miscellaneous Intermediation business.

Tell us your loan amount and use of funds. PeerSense sources capital. The capital source sets the terms.

SBA 7(a) / 504: PeerSense will reach out. No obligation.

How big is your deal?
Where are you in the deal?
Equity or down payment ready
Credit score
Timeline to close
SBA already on the books?
What best describes your company
Liquid funds available outside this deal

Referral fee realized at closing · Or call (317) 452 6990

How Does SBA Lending Work for Miscellaneous Intermediation Businesses?

Across all SBA loan programs, 217 loans have been approved for businesses classified under NAICS 523910 (Miscellaneous Intermediation), representing $99.9M in total capital deployed. The average approved loan of $460K is 35% above avg the national SBA average of $340K, with typical repayment terms of 146 months.

SBA lending for miscellaneous intermediation has contracted approximately 26% over recent fiscal years. This shift may reflect changing market conditions, industry consolidation, or tightening credit standards in this sector. However, 95 lenders remain active, maintaining competitive options for qualified borrowers.

The industry sees a balanced mix of SBA programs, with 16% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.

Talk to PeerSense about a miscellaneous intermediation file. The capital source sets the terms. The desk fee is paid at closing, never upfront.

Frequently Asked Questions: Miscellaneous Intermediation SBA Loans

What is the average SBA loan size for miscellaneous intermediation businesses?
Based on 217 approved SBA loans, the average loan size for miscellaneous intermediation (NAICS 523910) is $460K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a miscellaneous intermediation business?
SBA 7(a) is the most commonly used SBA program for miscellaneous intermediation businesses. The most widely used SBA program for miscellaneous intermediation businesses: flexible terms, multiple use cases. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for miscellaneous intermediation?
95 different SBA approved lenders have funded loans in this industry. Not all lenders are equally active in every industry. Talk to PeerSense. The capital source sets the terms for a miscellaneous intermediation file.
What states have the most SBA lending for miscellaneous intermediation?
CA leads with 34 SBA loans and $22.2M in total volume for miscellaneous intermediation businesses. FL, TX, NY also show strong lending activity in this sector.
How does PeerSense help miscellaneous intermediation businesses get SBA loans?
PeerSense is a capital advisory firm. Talk to PeerSense about a miscellaneous intermediation file. The capital source sets the terms. No upfront fee. The desk is paid at closing.

Data aggregated from SBA loan records (1992 to 2025). Miscellaneous Intermediation defined by NAICS code 523910. Not financial advice. PeerSense sources capital through a curated network of commercial lenders and capital sources. Consult a lending professional before making financial decisions.