How Much Can Men's and Boys' Clothing and Furnishing Wholesalers Businesses Get in SBA Loans?
632 SBA loans totaling $172.3M have been approved for men's and boys' clothing and furnishing wholesalers businesses (NAICS 422320). The average approved SBA loan is $273K, which is 20% below avg the $340K national average. 160 active lenders fund this industry with a 16.2% default rate on the matured 2018-2021 loan cohort.
At 16.2%, Men's and Boys' Clothing and Furnishing Wholesalers sits above the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — above average default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 422320 (Men's and Boys' Clothing and Furnishing Wholesalers) received 632 SBA loans worth $172.3M across 5+ states. Average loan $273K, average term 112 months, 16.2% default rate (resolved-loan basis).160 active SBA-approved lenders fund this industry. Most men's and boys' clothing and furnishing wholesalers loans use the SBA 7(a) program. There are approximately 388,706 U.S. establishments in this industry (Census 2022).
Which SBA Program Do Men's and Boys' Clothing and Furnishing Wholesalers Businesses Use Most?
What Is the Best SBA Loan for Men's and Boys' Clothing and Furnishing Wholesalers?
The most widely used SBA program for men's and boys' clothing and furnishing wholesalers businesses — flexible terms, multiple use cases
Where Are Men's and Boys' Clothing and Furnishing Wholesalers SBA Loans Most Common?
Top SBA Lenders for Men's and Boys' Clothing and Furnishing Wholesalers
These banks have funded the most SBA loans for men's and boys' clothing and furnishing wholesalers businesses (NAICS 422320). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | Bank of America, National Association(NC) | 75 | $8.8M |
| 2 | Bank of Hope(CA) | 38 | $15.2M |
| 3 | Wells Fargo Bank National Association(SD) | 36 | $8.5M |
| 4 | JPMorgan Chase Bank, National Association(OH) | 33 | $7.2M |
| 5 | U.S. Bank, National Association(OH) | 22 | $7.5M |
Men's and Boys' Clothing and Furnishing Wholesalers Industry Context
Ready to Fund Your Men's and Boys' Clothing and Furnishing Wholesalers Business?
PeerSense places SBA loans for men's and boys' clothing and furnishing wholesalers businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.
Retainers
Down with SBA 7(a)
Terms Available
Financing a Men's and Boys' Clothing and Furnishing Wholesalers business? Get matched to an SBA lender.
Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.
SBA 7(a) / 504 — Response within 4 business hours. No obligation.
How Does SBA Lending Work for Men's and Boys' Clothing and Furnishing Wholesalers Businesses?
Across all SBA loan programs, 632 loans have been approved for businesses classified under NAICS 422320 (Men's and Boys' Clothing and Furnishing Wholesalers), representing $172.3M in total capital deployed. The average approved loan of $273K is 20% below avg the national SBA average of $340K, with typical repayment terms of 112 months.
SBA lending for men's and boys' clothing and furnishing wholesalers has remained relatively stable across recent fiscal years. 160 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.
The industry sees a balanced mix of SBA programs, with 9% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
PeerSense specializes in matching men's and boys' clothing and furnishing wholesalers business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Men's and Boys' Clothing and Furnishing Wholesalers SBA Loans
What is the average SBA loan size for men's and boys' clothing and furnishing wholesalers businesses?
Which SBA loan program is best for a men's and boys' clothing and furnishing wholesalers business?
How many lenders fund SBA loans for men's and boys' clothing and furnishing wholesalers?
What states have the most SBA lending for men's and boys' clothing and furnishing wholesalers?
How does PeerSense help men's and boys' clothing and furnishing wholesalers businesses get SBA loans?
Related Wholesale Trade Industries
Other Miscellaneous Durable Goods Merchant Wholesalers
Other Miscellaneous Nondurable Goods Merchant Wholesalers
Other Grocery and Related Products Merchant Wholesalers
Medical, Dental, and Hospital Equipment and Supplies Merchant Wholesal
Industrial Machinery and Equipment Merchant Wholesalers
Women's, Children's, and Infants' Clothing and Accessories Merchant Wh
Data aggregated from SBA loan records (1992–2025). Men's and Boys' Clothing and Furnishing Wholesalers defined by NAICS code 422320. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.