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NAICS 424470Wholesale Trade

How Much Can Meat and Meat Product Merchant Wholesalers Businesses Get in SBA Loans?

1,022 SBA loans totaling $640.1M have been approved for meat and meat product merchant wholesalers businesses (NAICS 424470). The average approved SBA loan is $626K, which is 84% above avg the $340K national average. 257 active lenders fund this industry with a 13.1% default rate on the matured 2018-2021 loan cohort.

Moderate default risk13.1% vs 15.4% all-industry avg

At 13.1%, Meat and Meat Product Merchant Wholesalers sits below the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — moderate default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.

Quick Answer

NAICS 424470 (Meat and Meat Product Merchant Wholesalers) received 1,022 SBA loans worth $640.1M across 5+ states. Average loan $626K, average term 127 months, 13.1% default rate (resolved-loan basis).257 active SBA-approved lenders fund this industry. Most meat and meat product merchant wholesalers loans use the SBA 504 program. There are approximately 2,198 U.S. establishments in this industry (Census 2022).

1,022
Total SBA Loans
$640.1M
Total Volume
$626K
Avg Loan Size
84% above avg
257
Active Lenders
127 mo
Avg Term
near national avg
11,269
Jobs Supported

Is SBA Lending Growing for Meat and Meat Product Merchant Wholesalers?

38
47
48
46
32
47
52
47
37
47
16
17
18
19
20
21
22
23
24
25
$27.9M
$45.0M
$32.7M
$35.6M
$33.0M
$49.3M
$44.7M
$32.6M
$33.1M
$48.1M

Which SBA Program Do Meat and Meat Product Merchant Wholesalers Businesses Use Most?

SBA 7(a)885 (87%)
SBA 504137 (13%)

What Is the Best SBA Loan for Meat and Meat Product Merchant Wholesalers?

SBA 504

13% of meat and meat product merchant wholesalers loans use this program — ideal for real estate and major equipment purchases

Industry avg loan: $626K
Typical term: 127 months
Historical avg rate: 6.87%
257+ lenders active in this industry
Default rate (2018–21 matured cohort): 13.1%

Where Are Meat and Meat Product Merchant Wholesalers SBA Loans Most Common?

#1
CA
171 loans
$130.0M
#2
NY
120 loans
$46.2M
#3
TX
95 loans
$86.1M
#4
FL
58 loans
$50.4M
#5
IL
55 loans
$38.8M

Top SBA Lenders for Meat and Meat Product Merchant Wholesalers

These banks have funded the most SBA loans for meat and meat product merchant wholesalers businesses (NAICS 424470). PeerSense routes deals to lenders with proven appetite in your industry.

#LenderLoansVolume
1JPMorgan Chase Bank, National Association(OH)63$16.7M
2TD Bank, National Association(DE)40$8.0M
3Wells Fargo Bank National Association(SD)37$23.9M
4U.S. Bank, National Association(OH)35$15.0M
5Bank of America, National Association(NC)34$3.8M

Meat and Meat Product Merchant Wholesalers Industry Context

U.S. Establishments
2,198
U.S. Census Bureau · 2022
U.S. Employment
28,615,000
BLS · 2026
SBA Penetration
46.50%
SBA loans per establishment

Ready to Fund Your Meat and Meat Product Merchant Wholesalers Business?

PeerSense places SBA loans for meat and meat product merchant wholesalers businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Financing a Meat and Meat Product Merchant Wholesalers business? Get matched to an SBA lender.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

No retainers · Referral fee at closing · Or call (317) 452-6990

How Does SBA Lending Work for Meat and Meat Product Merchant Wholesalers Businesses?

Across all SBA loan programs, 1,022 loans have been approved for businesses classified under NAICS 424470 (Meat and Meat Product Merchant Wholesalers), representing $640.1M in total capital deployed. The average approved loan of $626K is 84% above avg the national SBA average of $340K, with typical repayment terms of 127 months.

SBA lending for meat and meat product merchant wholesalers has remained relatively stable across recent fiscal years. 257 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.

The industry sees a balanced mix of SBA programs, with 13% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.

PeerSense specializes in matching meat and meat product merchant wholesalers business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.

Frequently Asked Questions — Meat and Meat Product Merchant Wholesalers SBA Loans

What is the average SBA loan size for meat and meat product merchant wholesalers businesses?
Based on 1,022 approved SBA loans, the average loan size for meat and meat product merchant wholesalers (NAICS 424470) is $626K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a meat and meat product merchant wholesalers business?
SBA 504 is the most commonly used SBA program for meat and meat product merchant wholesalers businesses. 13% of meat and meat product merchant wholesalers loans use this program — ideal for real estate and major equipment purchases. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for meat and meat product merchant wholesalers?
257 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the meat and meat product merchant wholesalers sector.
What states have the most SBA lending for meat and meat product merchant wholesalers?
CA leads with 171 SBA loans and $130.0M in total volume for meat and meat product merchant wholesalers businesses. NY, TX, FL also show strong lending activity in this sector.
How does PeerSense help meat and meat product merchant wholesalers businesses get SBA loans?
PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the meat and meat product merchant wholesalers industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Data aggregated from SBA loan records (1992–2025). Meat and Meat Product Merchant Wholesalers defined by NAICS code 424470. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.