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NAICS 326130ManufacturingFY2026 Fee WaiversLending Growing

How Much Can Laminated Plastics Plate, Sheet, and Shape Manufacturing Businesses Get in SBA Loans?

174 SBA loans totaling $90.8M have been approved for laminated plastics plate, sheet, and shape manufacturing businesses (NAICS 326130). The average approved SBA loan is $522K, which is 53% above avg the $340K national average. 92 active lenders fund this industry with a 14.9% default rate on the matured 2018-2021 loan cohort.

Moderate default risk14.9% vs 15.4% all-industry avg

At 14.9%, Laminated Plastics Plate, Sheet, and Shape Manufacturing sits below the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — moderate default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.

Quick Answer

NAICS 326130 (Laminated Plastics Plate, Sheet, and Shape Manufacturing) received 174 SBA loans worth $90.8M across 5+ states. Average loan $522K, average term 136 months, 14.9% default rate (resolved-loan basis).92 active SBA-approved lenders fund this industry. Manufacturers (NAICS 31-33) qualify for FY2026 SBA fee waivers and the new MARC revolving credit program. There are approximately 224 U.S. establishments in this industry (Census 2022).

174
Total SBA Loans
$90.8M
Total Volume
$522K
Avg Loan Size
53% above avg
92
Active Lenders
136 mo
Avg Term
5% above avg
2,265
Jobs Supported

Is SBA Lending Growing for Laminated Plastics Plate, Sheet, and Shape Manufacturing?+100% growth

5
6
3
3
3
1
2
1
1
2
16
17
18
19
20
21
22
23
24
25
$2.4M
$6.4M
$456K
$2.9M
$610K
$660K
$1.3M
$1.1M
$420K
$3.2M

FY2026 Manufacturing Fee Waivers Active

The SBA has waived guaranty fees for manufacturers (NAICS 31-33) through September 30, 2026:

$0 Fees

504 loans — all guaranty fees waived for manufacturing

$0 Fees

7(a) loans up to $950K — guaranty fee waived

$5M MARC

Revolving credit line — manufacturers only (new Oct 2025)

The proposed Made in America Manufacturing Finance Act (H.R. 3174) would double SBA limits to $10M for domestic manufacturers — currently passed House, awaiting Senate vote.

Which SBA Program Do Laminated Plastics Plate, Sheet, and Shape Manufacturing Businesses Use Most?

SBA 7(a)137 (79%)
SBA 50437 (21%)

What Is the Best SBA Loan for Laminated Plastics Plate, Sheet, and Shape Manufacturing?

SBA 504

Most popular for manufacturing equipment and real estate — with 0% guaranty fees in FY2026

Industry avg loan: $522K
Typical term: 136 months
Historical avg rate: 6.05%
92+ lenders active in this industry
Default rate (2018–21 matured cohort): 14.9%

Where Are Laminated Plastics Plate, Sheet, and Shape Manufacturing SBA Loans Most Common?

#1
CA
23 loans
$11.1M
#2
WI
12 loans
$13.7M
#3
GA
10 loans
$5.0M
#4
FL
9 loans
$6.2M
#5
TX
9 loans
$7.4M

Top SBA Lenders for Laminated Plastics Plate, Sheet, and Shape Manufacturing

These banks have funded the most SBA loans for laminated plastics plate, sheet, and shape manufacturing businesses (NAICS 326130). PeerSense routes deals to lenders with proven appetite in your industry.

#LenderLoansVolume
1Wells Fargo Bank National Association(SD)11$2.1M
2U.S. Bank, National Association(OH)8$877K
3UMB Bank, National Association(MO)6$4.6M
4Bank of America, National Association(NC)6$1.2M
5Florida Business Development C(FL)6$6.2M

Laminated Plastics Plate, Sheet, and Shape Manufacturing Industry Context

U.S. Establishments
224
U.S. Census Bureau · 2022
SBA Penetration
77.68%
SBA loans per establishment

Ready to Fund Your Laminated Plastics Plate, Sheet, and Shape Manufacturing Business?

PeerSense places SBA loans for laminated plastics plate, sheet, and shape manufacturing businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Financing a Laminated Plastics Plate, Sheet, and Shape Manufacturing business? Get matched to an SBA lender.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

No retainers · Referral fee at closing · Or call (317) 452-6990

How Does SBA Lending Work for Laminated Plastics Plate, Sheet, and Shape Manufacturing Businesses?

Across all SBA loan programs, 174 loans have been approved for businesses classified under NAICS 326130 (Laminated Plastics Plate, Sheet, and Shape Manufacturing), representing $90.8M in total capital deployed. The average approved loan of $522K is 53% above avg the national SBA average of $340K, with typical repayment terms of 136 months.

SBA lending for laminated plastics plate, sheet, and shape manufacturing is accelerating — loan volume has grown approximately 100% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2017.

Notably, 21% of SBA loans in this industry use the 504 program — well above the national average — indicating that laminated plastics plate, sheet, and shape manufacturing businesses frequently finance major fixed assets like real estate, heavy equipment, or facility buildouts. The 504 program offers up to $5.5M with below-market fixed rates and only 10% down from the borrower.

As a manufacturing business under NAICS 31-33, you qualify for enhanced SBA incentives through September 30, 2026. The SBA has fully waived guaranty fees on all 504 loans and on 7(a) loans up to $950,000 for manufacturers. Additionally, the MARC (Manufacturers' Access to Revolving Credit) program launched in October 2025, offering up to $5M in revolving credit exclusively for domestic manufacturers — a first for SBA lending.

Frequently Asked Questions — Laminated Plastics Plate, Sheet, and Shape Manufacturing SBA Loans

What is the average SBA loan size for laminated plastics plate, sheet, and shape manufacturing businesses?
Based on 174 approved SBA loans, the average loan size for laminated plastics plate, sheet, and shape manufacturing (NAICS 326130) is $522K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a laminated plastics plate, sheet, and shape manufacturing business?
SBA 504 is the most commonly used SBA program for laminated plastics plate, sheet, and shape manufacturing businesses. Most popular for manufacturing equipment and real estate — with 0% guaranty fees in FY2026. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for laminated plastics plate, sheet, and shape manufacturing?
92 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the laminated plastics plate, sheet, and shape manufacturing sector.
Are there SBA fee waivers for manufacturing businesses in 2026?
Yes. Through September 30, 2026, the SBA has waived guaranty fees on all 504 loans and on 7(a) loans up to $950,000 for manufacturers (NAICS 31-33). This can save borrowers thousands in upfront costs. The MARC program also offers revolving credit up to $5M exclusively for manufacturers.
How does PeerSense help laminated plastics plate, sheet, and shape manufacturing businesses get SBA loans?
PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the laminated plastics plate, sheet, and shape manufacturing industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Data aggregated from SBA loan records (1992–2025). Laminated Plastics Plate, Sheet, and Shape Manufacturing defined by NAICS code 326130. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.