How Much Can Laminated Plastics Plate, Sheet, and Shape Manufacturing Businesses Get in SBA Loans?
174 SBA loans totaling $90.8M have been approved for laminated plastics plate, sheet, and shape manufacturing businesses (NAICS 326130). The average approved SBA loan is $522K, which is 53% above avg the $340K national average. 92 active lenders fund this industry with a 14.9% default rate on the matured 2018-2021 loan cohort.
At 14.9%, Laminated Plastics Plate, Sheet, and Shape Manufacturing sits below the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — moderate default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 326130 (Laminated Plastics Plate, Sheet, and Shape Manufacturing) received 174 SBA loans worth $90.8M across 5+ states. Average loan $522K, average term 136 months, 14.9% default rate (resolved-loan basis).92 active SBA-approved lenders fund this industry. Manufacturers (NAICS 31-33) qualify for FY2026 SBA fee waivers and the new MARC revolving credit program. There are approximately 224 U.S. establishments in this industry (Census 2022).
Is SBA Lending Growing for Laminated Plastics Plate, Sheet, and Shape Manufacturing?+100% growth
FY2026 Manufacturing Fee Waivers Active
The SBA has waived guaranty fees for manufacturers (NAICS 31-33) through September 30, 2026:
504 loans — all guaranty fees waived for manufacturing
7(a) loans up to $950K — guaranty fee waived
Revolving credit line — manufacturers only (new Oct 2025)
The proposed Made in America Manufacturing Finance Act (H.R. 3174) would double SBA limits to $10M for domestic manufacturers — currently passed House, awaiting Senate vote.
Which SBA Program Do Laminated Plastics Plate, Sheet, and Shape Manufacturing Businesses Use Most?
What Is the Best SBA Loan for Laminated Plastics Plate, Sheet, and Shape Manufacturing?
Most popular for manufacturing equipment and real estate — with 0% guaranty fees in FY2026
Where Are Laminated Plastics Plate, Sheet, and Shape Manufacturing SBA Loans Most Common?
Top SBA Lenders for Laminated Plastics Plate, Sheet, and Shape Manufacturing
These banks have funded the most SBA loans for laminated plastics plate, sheet, and shape manufacturing businesses (NAICS 326130). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | Wells Fargo Bank National Association(SD) | 11 | $2.1M |
| 2 | U.S. Bank, National Association(OH) | 8 | $877K |
| 3 | UMB Bank, National Association(MO) | 6 | $4.6M |
| 4 | Bank of America, National Association(NC) | 6 | $1.2M |
| 5 | Florida Business Development C(FL) | 6 | $6.2M |
Laminated Plastics Plate, Sheet, and Shape Manufacturing Industry Context
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How Does SBA Lending Work for Laminated Plastics Plate, Sheet, and Shape Manufacturing Businesses?
Across all SBA loan programs, 174 loans have been approved for businesses classified under NAICS 326130 (Laminated Plastics Plate, Sheet, and Shape Manufacturing), representing $90.8M in total capital deployed. The average approved loan of $522K is 53% above avg the national SBA average of $340K, with typical repayment terms of 136 months.
SBA lending for laminated plastics plate, sheet, and shape manufacturing is accelerating — loan volume has grown approximately 100% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2017.
Notably, 21% of SBA loans in this industry use the 504 program — well above the national average — indicating that laminated plastics plate, sheet, and shape manufacturing businesses frequently finance major fixed assets like real estate, heavy equipment, or facility buildouts. The 504 program offers up to $5.5M with below-market fixed rates and only 10% down from the borrower.
As a manufacturing business under NAICS 31-33, you qualify for enhanced SBA incentives through September 30, 2026. The SBA has fully waived guaranty fees on all 504 loans and on 7(a) loans up to $950,000 for manufacturers. Additionally, the MARC (Manufacturers' Access to Revolving Credit) program launched in October 2025, offering up to $5M in revolving credit exclusively for domestic manufacturers — a first for SBA lending.
Frequently Asked Questions — Laminated Plastics Plate, Sheet, and Shape Manufacturing SBA Loans
What is the average SBA loan size for laminated plastics plate, sheet, and shape manufacturing businesses?
Which SBA loan program is best for a laminated plastics plate, sheet, and shape manufacturing business?
How many lenders fund SBA loans for laminated plastics plate, sheet, and shape manufacturing?
Are there SBA fee waivers for manufacturing businesses in 2026?
How does PeerSense help laminated plastics plate, sheet, and shape manufacturing businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Laminated Plastics Plate, Sheet, and Shape Manufacturing defined by NAICS code 326130. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.