How Much Can Industrial and Personal Service Paper Wholesalers Businesses Get in SBA Loans?
401 SBA loans totaling $122.1M have been approved for industrial and personal service paper wholesalers businesses (NAICS 422130). The average approved SBA loan is $305K, which is 11% below avg the $340K national average. 146 active lenders fund this industry with a 9.1% default rate on the matured 2018-2021 loan cohort.
At 9.1%, Industrial and Personal Service Paper Wholesalers sits well below the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — low default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 422130 (Industrial and Personal Service Paper Wholesalers) received 401 SBA loans worth $122.1M across 5+ states. Average loan $305K, average term 136 months, 9.1% default rate (resolved-loan basis).146 active SBA-approved lenders fund this industry. Most industrial and personal service paper wholesalers loans use the SBA 7(a) program. There are approximately 388,706 U.S. establishments in this industry (Census 2022).
Which SBA Program Do Industrial and Personal Service Paper Wholesalers Businesses Use Most?
What Is the Best SBA Loan for Industrial and Personal Service Paper Wholesalers?
The most widely used SBA program for industrial and personal service paper wholesalers businesses — flexible terms, multiple use cases
Where Are Industrial and Personal Service Paper Wholesalers SBA Loans Most Common?
Top SBA Lenders for Industrial and Personal Service Paper Wholesalers
These banks have funded the most SBA loans for industrial and personal service paper wholesalers businesses (NAICS 422130). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | Wells Fargo Bank National Association(SD) | 36 | $11.0M |
| 2 | Bank of America, National Association(NC) | 30 | $4.4M |
| 3 | JPMorgan Chase Bank, National Association(OH) | 16 | $3.9M |
| 4 | U.S. Bank, National Association(OH) | 16 | $5.6M |
| 5 | Readycap Lending, LLC(NJ) | 15 | $3.8M |
Industrial and Personal Service Paper Wholesalers Industry Context
Ready to Fund Your Industrial and Personal Service Paper Wholesalers Business?
PeerSense places SBA loans for industrial and personal service paper wholesalers businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.
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How Does SBA Lending Work for Industrial and Personal Service Paper Wholesalers Businesses?
Across all SBA loan programs, 401 loans have been approved for businesses classified under NAICS 422130 (Industrial and Personal Service Paper Wholesalers), representing $122.1M in total capital deployed. The average approved loan of $305K is 11% below avg the national SBA average of $340K, with typical repayment terms of 136 months.
SBA lending for industrial and personal service paper wholesalers has remained relatively stable across recent fiscal years. 146 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.
The industry sees a balanced mix of SBA programs, with 17% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
PeerSense specializes in matching industrial and personal service paper wholesalers business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Industrial and Personal Service Paper Wholesalers SBA Loans
What is the average SBA loan size for industrial and personal service paper wholesalers businesses?
Which SBA loan program is best for a industrial and personal service paper wholesalers business?
How many lenders fund SBA loans for industrial and personal service paper wholesalers?
What states have the most SBA lending for industrial and personal service paper wholesalers?
How does PeerSense help industrial and personal service paper wholesalers businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Industrial and Personal Service Paper Wholesalers defined by NAICS code 422130. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.