How Much Can Ground or Treated Mineral and Earth Manufacturing Businesses Get in SBA Loans?
34 SBA loans totaling $22.6M have been approved for ground or treated mineral and earth manufacturing businesses (NAICS 327992). The average approved SBA loan is $666K, which is 96% above avg the $340K national average. 21 active lenders fund this industry.
NAICS 327992 (Ground or Treated Mineral and Earth Manufacturing) received 34 SBA loans worth $22.6M across 5+ states. Average loan $666K, average term 105 months.21 active SBA-approved lenders fund this industry. Manufacturers (NAICS 31-33) qualify for FY2026 SBA fee waivers and the new MARC revolving credit program. There are approximately 265 U.S. establishments in this industry (Census 2022).
Is SBA Lending Growing for Ground or Treated Mineral and Earth Manufacturing?-50% decline
FY2026 Manufacturing Fee Waivers Active
The SBA has waived guaranty fees for manufacturers (NAICS 31-33) through September 30, 2026:
504 loans — all guaranty fees waived for manufacturing
7(a) loans up to $950K — guaranty fee waived
Revolving credit line — manufacturers only (new Oct 2025)
The proposed Made in America Manufacturing Finance Act (H.R. 3174) would double SBA limits to $10M for domestic manufacturers — currently passed House, awaiting Senate vote.
Which SBA Program Do Ground or Treated Mineral and Earth Manufacturing Businesses Use Most?
What Is the Best SBA Loan for Ground or Treated Mineral and Earth Manufacturing?
Versatile funding for working capital, equipment, and expansion — guaranty fee waiver on loans up to $950K in FY2026
Where Are Ground or Treated Mineral and Earth Manufacturing SBA Loans Most Common?
Top SBA Lenders for Ground or Treated Mineral and Earth Manufacturing
These banks have funded the most SBA loans for ground or treated mineral and earth manufacturing businesses (NAICS 327992). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | The Huntington National Bank(OH) | 6 | $281K |
| 2 | Bank of America, National Association(NC) | 4 | $635K |
| 3 | Fulton Bank, National Association(PA) | 2 | $4.8M |
| 4 | JPMorgan Chase Bank, National Association(OH) | 2 | $200K |
| 5 | Busey Bank(IL) | 2 | $810K |
Ground or Treated Mineral and Earth Manufacturing Industry Context
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How Does SBA Lending Work for Ground or Treated Mineral and Earth Manufacturing Businesses?
Across all SBA loan programs, 34 loans have been approved for businesses classified under NAICS 327992 (Ground or Treated Mineral and Earth Manufacturing), representing $22.6M in total capital deployed. The average approved loan of $666K is 96% above avg the national SBA average of $340K, with typical repayment terms of 105 months.
SBA lending for ground or treated mineral and earth manufacturing has contracted approximately 50% over recent fiscal years. This shift may reflect changing market conditions, industry consolidation, or tightening credit standards in this sector. However, 21 lenders remain active, maintaining competitive options for qualified borrowers.
The industry sees a balanced mix of SBA programs, with 6% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
As a manufacturing business under NAICS 31-33, you qualify for enhanced SBA incentives through September 30, 2026. The SBA has fully waived guaranty fees on all 504 loans and on 7(a) loans up to $950,000 for manufacturers. Additionally, the MARC (Manufacturers' Access to Revolving Credit) program launched in October 2025, offering up to $5M in revolving credit exclusively for domestic manufacturers — a first for SBA lending.
Frequently Asked Questions — Ground or Treated Mineral and Earth Manufacturing SBA Loans
What is the average SBA loan size for ground or treated mineral and earth manufacturing businesses?
Which SBA loan program is best for a ground or treated mineral and earth manufacturing business?
How many lenders fund SBA loans for ground or treated mineral and earth manufacturing?
Are there SBA fee waivers for manufacturing businesses in 2026?
How does PeerSense help ground or treated mineral and earth manufacturing businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Ground or Treated Mineral and Earth Manufacturing defined by NAICS code 327992. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.