How Much Can Fresh Fruit and Vegetable Wholesalers Businesses Get in SBA Loans?
556 SBA loans totaling $176.5M have been approved for fresh fruit and vegetable wholesalers businesses (NAICS 422480). The average approved SBA loan is $317K, which is 7% below avg the $340K national average. 172 active lenders fund this industry with a 14.6% default rate on the matured 2018-2021 loan cohort.
At 14.6%, Fresh Fruit and Vegetable Wholesalers sits below the 15.4% all industry SBA default rate (charged off as a share of resolved loans), moderate default risk relative to other SBA industries. The capital source prices this risk into rate and structure.
NAICS 422480 (Fresh Fruit and Vegetable Wholesalers) received 556 SBA loans worth $176.5M across 5+ states. Average loan $317K, average term 139 months, 14.6% default rate (resolved loan basis).172 active SBA approved lenders fund this industry. Most fresh fruit and vegetable wholesalers loans use the SBA 7(a) program. There are approximately 388,706 U.S. establishments in this industry (Census 2022).
Which SBA Program Do Fresh Fruit and Vegetable Wholesalers Businesses Use Most?
What Is the Best SBA Loan for Fresh Fruit and Vegetable Wholesalers?
The most widely used SBA program for fresh fruit and vegetable wholesalers businesses: flexible terms, multiple use cases
Where Are Fresh Fruit and Vegetable Wholesalers SBA Loans Most Common?
SBA Lending Activity in Fresh Fruit and Vegetable Wholesalers
172 SBA lenders have funded 556 loans to fresh fruit and vegetable wholesalers businesses (NAICS 422480). Which lender approves your deal depends on your location, loan size, credit profile and time in business, not on who funded someone else. PeerSense makes the introduction.
Fresh Fruit and Vegetable Wholesalers Industry Context
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PeerSense sources capital for fresh fruit and vegetable wholesalers businesses. The capital source sets the terms. No upfront fee. Talk to PeerSense. Referral fee at closing.
Retainers
Down with SBA 7(a)
Terms Available
Talk to PeerSense about financing a Fresh Fruit and Vegetable Wholesalers business.
Tell us your loan amount and use of funds. PeerSense sources capital. The capital source sets the terms.
SBA 7(a) / 504: PeerSense will reach out. No obligation.
How Does SBA Lending Work for Fresh Fruit and Vegetable Wholesalers Businesses?
Across all SBA loan programs, 556 loans have been approved for businesses classified under NAICS 422480 (Fresh Fruit and Vegetable Wholesalers), representing $176.5M in total capital deployed. The average approved loan of $317K is 7% below avg the national SBA average of $340K, with typical repayment terms of 139 months.
SBA lending for fresh fruit and vegetable wholesalers has remained relatively stable across recent fiscal years. 172 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.
The industry sees a balanced mix of SBA programs, with 16% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
Talk to PeerSense about a fresh fruit and vegetable wholesalers file. The capital source sets the terms. The desk fee is paid at closing, never upfront.
Frequently Asked Questions: Fresh Fruit and Vegetable Wholesalers SBA Loans
What is the average SBA loan size for fresh fruit and vegetable wholesalers businesses?
Which SBA loan program is best for a fresh fruit and vegetable wholesalers business?
How many lenders fund SBA loans for fresh fruit and vegetable wholesalers?
What states have the most SBA lending for fresh fruit and vegetable wholesalers?
How does PeerSense help fresh fruit and vegetable wholesalers businesses get SBA loans?
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Data aggregated from SBA loan records (1992 to 2025). Fresh Fruit and Vegetable Wholesalers defined by NAICS code 422480. Not financial advice. PeerSense sources capital through a curated network of commercial lenders and capital sources. Consult a lending professional before making financial decisions.