Skip to main content
Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026
Rates
NAICS 325920ManufacturingFY2026 Fee Waivers

How Much Can Explosives Manufacturing Businesses Get in SBA Loans?

16 SBA loans totaling $4.9M have been approved for explosives manufacturing businesses (NAICS 325920). The average approved SBA loan is $304K, which is 11% below avg the $340K national average. 13 active lenders fund this industry.

Quick Answer

NAICS 325920 (Explosives Manufacturing) received 16 SBA loans worth $4.9M across 5+ states. Average loan $304K, average term 98 months.13 active SBA-approved lenders fund this industry. Manufacturers (NAICS 31-33) qualify for FY2026 SBA fee waivers and the new MARC revolving credit program. There are approximately 90 U.S. establishments in this industry (Census 2022).

16
Total SBA Loans
$4.9M
Total Volume
$304K
Avg Loan Size
11% below avg
13
Active Lenders
98 mo
Avg Term
25% below avg
73
Jobs Supported

FY2026 Manufacturing Fee Waivers Active

The SBA has waived guaranty fees for manufacturers (NAICS 31-33) through September 30, 2026:

$0 Fees

504 loans — all guaranty fees waived for manufacturing

$0 Fees

7(a) loans up to $950K — guaranty fee waived

$5M MARC

Revolving credit line — manufacturers only (new Oct 2025)

The proposed Made in America Manufacturing Finance Act (H.R. 3174) would double SBA limits to $10M for domestic manufacturers — currently passed House, awaiting Senate vote.

Which SBA Program Do Explosives Manufacturing Businesses Use Most?

SBA 7(a)13 (81%)
SBA 5043 (19%)

What Is the Best SBA Loan for Explosives Manufacturing?

SBA 504

Most popular for manufacturing equipment and real estate — with 0% guaranty fees in FY2026

Industry avg loan: $304K
Typical term: 98 months
Historical avg rate: 6.83%
13+ lenders active in this industry

Where Are Explosives Manufacturing SBA Loans Most Common?

#1
PA
3 loans
$757K
#2
TX
3 loans
$752K
#3
MO
2 loans
$815K
#4
OK
2 loans
$1.0M
#5
NY
2 loans
$125K

Top SBA Lenders for Explosives Manufacturing

These banks have funded the most SBA loans for explosives manufacturing businesses (NAICS 325920). PeerSense routes deals to lenders with proven appetite in your industry.

#LenderLoansVolume
1Wells Fargo Bank National Association(SD)3$752K
2First Oklahoma Bank(OK)2$1.0M
3Citizens Bank, National Association(RI)1$150K
4EverBank National Association(FL)1$150K
5Community Development Corporat(IN)1$327K

Explosives Manufacturing Industry Context

U.S. Establishments
90
U.S. Census Bureau · 2022
U.S. Employment
12,573,000
BLS · 2026
SBA Penetration
17.78%
SBA loans per establishment

Ready to Fund Your Explosives Manufacturing Business?

PeerSense places SBA loans for explosives manufacturing businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Financing a Explosives Manufacturing business? Get matched to an SBA lender.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

No retainers · Referral fee at closing · Or call (317) 452-6990

How Does SBA Lending Work for Explosives Manufacturing Businesses?

Across all SBA loan programs, 16 loans have been approved for businesses classified under NAICS 325920 (Explosives Manufacturing), representing $4.9M in total capital deployed. The average approved loan of $304K is 11% below avg the national SBA average of $340K, with typical repayment terms of 98 months.

SBA lending for explosives manufacturing has remained relatively stable across recent fiscal years. 13 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.

The industry sees a balanced mix of SBA programs, with 19% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.

As a manufacturing business under NAICS 31-33, you qualify for enhanced SBA incentives through September 30, 2026. The SBA has fully waived guaranty fees on all 504 loans and on 7(a) loans up to $950,000 for manufacturers. Additionally, the MARC (Manufacturers' Access to Revolving Credit) program launched in October 2025, offering up to $5M in revolving credit exclusively for domestic manufacturers — a first for SBA lending.

Frequently Asked Questions — Explosives Manufacturing SBA Loans

What is the average SBA loan size for explosives manufacturing businesses?
Based on 16 approved SBA loans, the average loan size for explosives manufacturing (NAICS 325920) is $304K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a explosives manufacturing business?
SBA 504 is the most commonly used SBA program for explosives manufacturing businesses. Most popular for manufacturing equipment and real estate — with 0% guaranty fees in FY2026. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for explosives manufacturing?
13 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the explosives manufacturing sector.
Are there SBA fee waivers for manufacturing businesses in 2026?
Yes. Through September 30, 2026, the SBA has waived guaranty fees on all 504 loans and on 7(a) loans up to $950,000 for manufacturers (NAICS 31-33). This can save borrowers thousands in upfront costs. The MARC program also offers revolving credit up to $5M exclusively for manufacturers.
How does PeerSense help explosives manufacturing businesses get SBA loans?
PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the explosives manufacturing industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Data aggregated from SBA loan records (1992–2025). Explosives Manufacturing defined by NAICS code 325920. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.