How Much Can Engineered Wood Member (except Truss) Manufacturing Businesses Get in SBA Loans?
46 SBA loans totaling $19.6M have been approved for engineered wood member (except truss) manufacturing businesses (NAICS 321213). The average approved SBA loan is $426K, which is 25% above avg the $340K national average. 31 active lenders fund this industry.
NAICS 321213 (Engineered Wood Member (except Truss) Manufacturing) received 46 SBA loans worth $19.6M across 5+ states. Average loan $426K, average term 111 months.31 active SBA-approved lenders fund this industry. Manufacturers (NAICS 31-33) qualify for FY2026 SBA fee waivers and the new MARC revolving credit program. There are approximately 111 U.S. establishments in this industry (Census 2022).
Is SBA Lending Growing for Engineered Wood Member (except Truss) Manufacturing?
FY2026 Manufacturing Fee Waivers Active
The SBA has waived guaranty fees for manufacturers (NAICS 31-33) through September 30, 2026:
504 loans — all guaranty fees waived for manufacturing
7(a) loans up to $950K — guaranty fee waived
Revolving credit line — manufacturers only (new Oct 2025)
The proposed Made in America Manufacturing Finance Act (H.R. 3174) would double SBA limits to $10M for domestic manufacturers — currently passed House, awaiting Senate vote.
Which SBA Program Do Engineered Wood Member (except Truss) Manufacturing Businesses Use Most?
What Is the Best SBA Loan for Engineered Wood Member (except Truss) Manufacturing?
Versatile funding for working capital, equipment, and expansion — guaranty fee waiver on loans up to $950K in FY2026
Where Are Engineered Wood Member (except Truss) Manufacturing SBA Loans Most Common?
Top SBA Lenders for Engineered Wood Member (except Truss) Manufacturing
These banks have funded the most SBA loans for engineered wood member (except truss) manufacturing businesses (NAICS 321213). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | JPMorgan Chase Bank, National Association(OH) | 6 | $1.0M |
| 2 | Zions Bank, A Division of(UT) | 3 | $380K |
| 3 | The Huntington National Bank(OH) | 3 | $1.6M |
| 4 | Texas Certified Development Co(TX) | 2 | $554K |
| 5 | Bank of America, National Association(NC) | 2 | $156K |
Engineered Wood Member (except Truss) Manufacturing Industry Context
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How Does SBA Lending Work for Engineered Wood Member (except Truss) Manufacturing Businesses?
Across all SBA loan programs, 46 loans have been approved for businesses classified under NAICS 321213 (Engineered Wood Member (except Truss) Manufacturing), representing $19.6M in total capital deployed. The average approved loan of $426K is 25% above avg the national SBA average of $340K, with typical repayment terms of 111 months.
SBA lending for engineered wood member (except truss) manufacturing has remained relatively stable across recent fiscal years. 31 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.
The industry sees a balanced mix of SBA programs, with 7% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
As a manufacturing business under NAICS 31-33, you qualify for enhanced SBA incentives through September 30, 2026. The SBA has fully waived guaranty fees on all 504 loans and on 7(a) loans up to $950,000 for manufacturers. Additionally, the MARC (Manufacturers' Access to Revolving Credit) program launched in October 2025, offering up to $5M in revolving credit exclusively for domestic manufacturers — a first for SBA lending.
Frequently Asked Questions — Engineered Wood Member (except Truss) Manufacturing SBA Loans
What is the average SBA loan size for engineered wood member (except truss) manufacturing businesses?
Which SBA loan program is best for a engineered wood member (except truss) manufacturing business?
How many lenders fund SBA loans for engineered wood member (except truss) manufacturing?
Are there SBA fee waivers for manufacturing businesses in 2026?
How does PeerSense help engineered wood member (except truss) manufacturing businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Engineered Wood Member (except Truss) Manufacturing defined by NAICS code 321213. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.