How Much Can Employment Placement Agencies Businesses Get in SBA Loans?
1,635 SBA loans totaling $170.9M have been approved for employment placement agencies businesses (NAICS 561310). The average approved SBA loan is $105K, which is 69% below avg the $340K national average. 217 active lenders fund this industry with a 22.3% default rate on the matured 2018-2021 loan cohort.
At 22.3%, Employment Placement Agencies sits well above the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — elevated default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 561310 (Employment Placement Agencies) received 1,635 SBA loans worth $170.9M across 5+ states. Average loan $105K, average term 82 months, 22.3% default rate (resolved-loan basis).217 active SBA-approved lenders fund this industry. Most employment placement agencies loans use the SBA 7(a) program.
Is SBA Lending Growing for Employment Placement Agencies?+25% growth
Which SBA Program Do Employment Placement Agencies Businesses Use Most?
What Is the Best SBA Loan for Employment Placement Agencies?
The most widely used SBA program for employment placement agencies businesses — flexible terms, multiple use cases
Where Are Employment Placement Agencies SBA Loans Most Common?
Top SBA Lenders for Employment Placement Agencies
These banks have funded the most SBA loans for employment placement agencies businesses (NAICS 561310). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | Bank of America, National Association(NC) | 318 | $14.2M |
| 2 | Bank of Hope(CA) | 109 | $2.1M |
| 3 | PNC Bank, National Association(DE) | 101 | $13.0M |
| 4 | Citizens Bank, National Association(RI) | 99 | $4.0M |
| 5 | Wells Fargo Bank National Association(SD) | 97 | $12.3M |
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PeerSense places SBA loans for employment placement agencies businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.
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How Does SBA Lending Work for Employment Placement Agencies Businesses?
Across all SBA loan programs, 1,635 loans have been approved for businesses classified under NAICS 561310 (Employment Placement Agencies), representing $170.9M in total capital deployed. The average approved loan of $105K is 69% below avg the national SBA average of $340K, with typical repayment terms of 82 months.
SBA lending for employment placement agencies is accelerating — loan volume has grown approximately 25% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2023.
The overwhelming majority of SBA lending for employment placement agencies uses the 7(a) program, which provides the most flexibility — covering working capital, equipment purchases, partner buyouts, debt refinancing, and business acquisitions up to $5M with terms up to 25 years.
PeerSense specializes in matching employment placement agencies business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Employment Placement Agencies SBA Loans
What is the average SBA loan size for employment placement agencies businesses?
Which SBA loan program is best for a employment placement agencies business?
How many lenders fund SBA loans for employment placement agencies?
What states have the most SBA lending for employment placement agencies?
How does PeerSense help employment placement agencies businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Employment Placement Agencies defined by NAICS code 561310. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.