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NAICS 422430Wholesale Trade

How Much Can Dairy Product (except Dried or Canned) Wholesalers Businesses Get in SBA Loans?

216 SBA loans totaling $57.9M have been approved for dairy product (except dried or canned) wholesalers businesses (NAICS 422430). The average approved SBA loan is $268K, which is 21% below avg the $340K national average. 93 active lenders fund this industry with a 15.8% default rate on the matured 2018-2021 loan cohort.

Above average default risk15.8% vs 15.4% all-industry avg

At 15.8%, Dairy Product (except Dried or Canned) Wholesalers sits above the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — above average default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.

Quick Answer

NAICS 422430 (Dairy Product (except Dried or Canned) Wholesalers) received 216 SBA loans worth $57.9M across 5+ states. Average loan $268K, average term 127 months, 15.8% default rate (resolved-loan basis).93 active SBA-approved lenders fund this industry. Most dairy product (except dried or canned) wholesalers loans use the SBA 7(a) program. There are approximately 388,706 U.S. establishments in this industry (Census 2022).

216
Total SBA Loans
$57.9M
Total Volume
$268K
Avg Loan Size
21% below avg
93
Active Lenders
127 mo
Avg Term
near national avg
1,315
Jobs Supported

Which SBA Program Do Dairy Product (except Dried or Canned) Wholesalers Businesses Use Most?

SBA 7(a)190 (88%)
SBA 50426 (12%)

What Is the Best SBA Loan for Dairy Product (except Dried or Canned) Wholesalers?

SBA 7(a)

The most widely used SBA program for dairy product (except dried or canned) wholesalers businesses — flexible terms, multiple use cases

Industry avg loan: $268K
Typical term: 127 months
93+ lenders active in this industry
Default rate (2018–21 matured cohort): 15.8%

Where Are Dairy Product (except Dried or Canned) Wholesalers SBA Loans Most Common?

#1
CA
54 loans
$18.5M
#2
NY
21 loans
$5.9M
#3
PR
17 loans
$1.5M
#4
TX
15 loans
$4.6M
#5
WI
11 loans
$3.8M

Top SBA Lenders for Dairy Product (except Dried or Canned) Wholesalers

These banks have funded the most SBA loans for dairy product (except dried or canned) wholesalers businesses (NAICS 422430). PeerSense routes deals to lenders with proven appetite in your industry.

#LenderLoansVolume
1Wells Fargo Bank National Association(SD)24$6.9M
2U.S. Bank, National Association(OH)12$3.2M
3Bank of America, National Association(NC)10$1.9M
4Banco Popular de Puerto Rico(PR)9$898K
5JPMorgan Chase Bank, National Association(OH)8$1.9M

Dairy Product (except Dried or Canned) Wholesalers Industry Context

U.S. Establishments
388,706
U.S. Census Bureau · 2022
SBA Penetration
0.06%
SBA loans per establishment

Ready to Fund Your Dairy Product (except Dried or Canned) Wholesalers Business?

PeerSense places SBA loans for dairy product (except dried or canned) wholesalers businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Financing a Dairy Product (except Dried or Canned) Wholesalers business? Get matched to an SBA lender.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

No retainers · Referral fee at closing · Or call (317) 452-6990

How Does SBA Lending Work for Dairy Product (except Dried or Canned) Wholesalers Businesses?

Across all SBA loan programs, 216 loans have been approved for businesses classified under NAICS 422430 (Dairy Product (except Dried or Canned) Wholesalers), representing $57.9M in total capital deployed. The average approved loan of $268K is 21% below avg the national SBA average of $340K, with typical repayment terms of 127 months.

SBA lending for dairy product (except dried or canned) wholesalers has remained relatively stable across recent fiscal years. 93 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.

The industry sees a balanced mix of SBA programs, with 12% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.

PeerSense specializes in matching dairy product (except dried or canned) wholesalers business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.

Frequently Asked Questions — Dairy Product (except Dried or Canned) Wholesalers SBA Loans

What is the average SBA loan size for dairy product (except dried or canned) wholesalers businesses?
Based on 216 approved SBA loans, the average loan size for dairy product (except dried or canned) wholesalers (NAICS 422430) is $268K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a dairy product (except dried or canned) wholesalers business?
SBA 7(a) is the most commonly used SBA program for dairy product (except dried or canned) wholesalers businesses. The most widely used SBA program for dairy product (except dried or canned) wholesalers businesses — flexible terms, multiple use cases. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for dairy product (except dried or canned) wholesalers?
93 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the dairy product (except dried or canned) wholesalers sector.
What states have the most SBA lending for dairy product (except dried or canned) wholesalers?
CA leads with 54 SBA loans and $18.5M in total volume for dairy product (except dried or canned) wholesalers businesses. NY, PR, TX also show strong lending activity in this sector.
How does PeerSense help dairy product (except dried or canned) wholesalers businesses get SBA loans?
PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the dairy product (except dried or canned) wholesalers industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Data aggregated from SBA loan records (1992–2025). Dairy Product (except Dried or Canned) Wholesalers defined by NAICS code 422430. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.