How Much Can Computer and Computer Peripheral Equipment and Software Wholesalers Businesses Get in SBA Loans?
358 SBA loans totaling $101.8M have been approved for computer and computer peripheral equipment and software wholesalers businesses (NAICS 421430). The average approved SBA loan is $284K, which is 16% below avg the $340K national average. 98 active lenders fund this industry with a 17.3% default rate on the matured 2018-2021 loan cohort.
At 17.3%, Computer and Computer Peripheral Equipment and Software Wholesalers sits above the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — above average default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 421430 (Computer and Computer Peripheral Equipment and Software Wholesalers) received 358 SBA loans worth $101.8M across 5+ states. Average loan $284K, average term 107 months, 17.3% default rate (resolved-loan basis).98 active SBA-approved lenders fund this industry. Most computer and computer peripheral equipment and software wholesalers loans use the SBA 7(a) program. There are approximately 388,706 U.S. establishments in this industry (Census 2022).
Which SBA Program Do Computer and Computer Peripheral Equipment and Software Wholesalers Businesses Use Most?
What Is the Best SBA Loan for Computer and Computer Peripheral Equipment and Software Wholesalers?
The most widely used SBA program for computer and computer peripheral equipment and software wholesalers businesses — flexible terms, multiple use cases
Where Are Computer and Computer Peripheral Equipment and Software Wholesalers SBA Loans Most Common?
Top SBA Lenders for Computer and Computer Peripheral Equipment and Software Wholesalers
These banks have funded the most SBA loans for computer and computer peripheral equipment and software wholesalers businesses (NAICS 421430). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | Bank of America, National Association(NC) | 46 | $4.7M |
| 2 | Bank of Hope(CA) | 31 | $994K |
| 3 | Wells Fargo Bank National Association(SD) | 28 | $8.5M |
| 4 | Zions Bank, A Division of(UT) | 17 | $3.9M |
| 5 | U.S. Bank, National Association(OH) | 12 | $10.0M |
Computer and Computer Peripheral Equipment and Software Wholesalers Industry Context
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How Does SBA Lending Work for Computer and Computer Peripheral Equipment and Software Wholesalers Businesses?
Across all SBA loan programs, 358 loans have been approved for businesses classified under NAICS 421430 (Computer and Computer Peripheral Equipment and Software Wholesalers), representing $101.8M in total capital deployed. The average approved loan of $284K is 16% below avg the national SBA average of $340K, with typical repayment terms of 107 months.
SBA lending for computer and computer peripheral equipment and software wholesalers has remained relatively stable across recent fiscal years. 98 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.
The industry sees a balanced mix of SBA programs, with 14% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
PeerSense specializes in matching computer and computer peripheral equipment and software wholesalers business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Computer and Computer Peripheral Equipment and Software Wholesalers SBA Loans
What is the average SBA loan size for computer and computer peripheral equipment and software wholesalers businesses?
Which SBA loan program is best for a computer and computer peripheral equipment and software wholesalers business?
How many lenders fund SBA loans for computer and computer peripheral equipment and software wholesalers?
What states have the most SBA lending for computer and computer peripheral equipment and software wholesalers?
How does PeerSense help computer and computer peripheral equipment and software wholesalers businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Computer and Computer Peripheral Equipment and Software Wholesalers defined by NAICS code 421430. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.