How Much Can All Other Converted Paper Product Manufacturing Businesses Get in SBA Loans?
315 SBA loans totaling $208.1M have been approved for all other converted paper product manufacturing businesses (NAICS 322299). The average approved SBA loan is $661K, which is 94% above avg the $340K national average. 121 active lenders fund this industry with a 11.1% default rate on the matured 2018-2021 loan cohort.
At 11.1%, All Other Converted Paper Product Manufacturing sits below the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — moderate default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 322299 (All Other Converted Paper Product Manufacturing) received 315 SBA loans worth $208.1M across 5+ states. Average loan $661K, average term 133 months, 11.1% default rate (resolved-loan basis).121 active SBA-approved lenders fund this industry. Manufacturers (NAICS 31-33) qualify for FY2026 SBA fee waivers and the new MARC revolving credit program. There are approximately 364 U.S. establishments in this industry (Census 2022).
Is SBA Lending Growing for All Other Converted Paper Product Manufacturing?+20% growth
FY2026 Manufacturing Fee Waivers Active
The SBA has waived guaranty fees for manufacturers (NAICS 31-33) through September 30, 2026:
504 loans — all guaranty fees waived for manufacturing
7(a) loans up to $950K — guaranty fee waived
Revolving credit line — manufacturers only (new Oct 2025)
The proposed Made in America Manufacturing Finance Act (H.R. 3174) would double SBA limits to $10M for domestic manufacturers — currently passed House, awaiting Senate vote.
Which SBA Program Do All Other Converted Paper Product Manufacturing Businesses Use Most?
What Is the Best SBA Loan for All Other Converted Paper Product Manufacturing?
Most popular for manufacturing equipment and real estate — with 0% guaranty fees in FY2026
Where Are All Other Converted Paper Product Manufacturing SBA Loans Most Common?
Top SBA Lenders for All Other Converted Paper Product Manufacturing
These banks have funded the most SBA loans for all other converted paper product manufacturing businesses (NAICS 322299). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | WBD, Inc.(WI) | 12 | $12.1M |
| 2 | American National Bank-Fox Cities(WI) | 12 | $3.6M |
| 3 | Wells Fargo Bank National Association(SD) | 10 | $3.8M |
| 4 | PNC Bank, National Association(DE) | 10 | $2.1M |
| 5 | Manufacturers and Traders Trust Company(NY) | 10 | $3.0M |
All Other Converted Paper Product Manufacturing Industry Context
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How Does SBA Lending Work for All Other Converted Paper Product Manufacturing Businesses?
Across all SBA loan programs, 315 loans have been approved for businesses classified under NAICS 322299 (All Other Converted Paper Product Manufacturing), representing $208.1M in total capital deployed. The average approved loan of $661K is 94% above avg the national SBA average of $340K, with typical repayment terms of 133 months.
SBA lending for all other converted paper product manufacturing is accelerating — loan volume has grown approximately 20% over recent fiscal years. This upward trajectory suggests expanding access to capital and growing lender confidence in this sector. Peak activity occurred in FY2016.
Notably, 23% of SBA loans in this industry use the 504 program — well above the national average — indicating that all other converted paper product manufacturing businesses frequently finance major fixed assets like real estate, heavy equipment, or facility buildouts. The 504 program offers up to $5.5M with below-market fixed rates and only 10% down from the borrower.
As a manufacturing business under NAICS 31-33, you qualify for enhanced SBA incentives through September 30, 2026. The SBA has fully waived guaranty fees on all 504 loans and on 7(a) loans up to $950,000 for manufacturers. Additionally, the MARC (Manufacturers' Access to Revolving Credit) program launched in October 2025, offering up to $5M in revolving credit exclusively for domestic manufacturers — a first for SBA lending.
Frequently Asked Questions — All Other Converted Paper Product Manufacturing SBA Loans
What is the average SBA loan size for all other converted paper product manufacturing businesses?
Which SBA loan program is best for a all other converted paper product manufacturing business?
How many lenders fund SBA loans for all other converted paper product manufacturing?
Are there SBA fee waivers for manufacturing businesses in 2026?
How does PeerSense help all other converted paper product manufacturing businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). All Other Converted Paper Product Manufacturing defined by NAICS code 322299. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.