Skip to main content
Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026
Rates
NAICS 423Franchise Advantage

Wholesale-Durable Goods

SBA loan performance data based on 32,821 resolved loans

Overall Default Rate
17.8%
All businesses (resolved-loan basis)
Avg Loan Size
$462K
Non-franchise
Resolved Loans
32,821
In our database
Franchise Advantage
+0.1%
Lower = better

Franchise vs Independent Comparison

MetricAll BusinessesFranchise Only
Default Rate (resolved-loan basis)17.8%17.7%
Avg Loan Size$462K$416K
Resolved Loans32,510311
Chargeoffs5,79255
Franchise Brands-208

Default Rate Comparison (resolved-loan basis)

All Businesses17.8%
Franchise Businesses17.7%

Franchise Brands in Wholesale-Durable Goods

There are 208 franchise brands in this industry with SBA lending data. Franchise businesses in this sector have a 17.7% default rate compared to 17.8% for all businesses (resolved-loan basis).

Browse 208 Franchise Brands

Looking for Wholesale-Durable Goods Financing?

PeerSense connects you with SBA lenders who specialize in your industry. Get matched based on real lending data, not generic directories.

About SBA Loans for Wholesale-Durable Goods

The Wholesale-Durable Goods sector (NAICS 423) has 32,821 resolved SBA loans in our database with an overall default rate of 17.8%. This is near the national average for SBA loans.

Franchise businesses in Wholesale-Durable Goods default at 17.7% compared to 17.8% for all businesses, a 0.1 percentage point advantage. This suggests the franchise model provides meaningful operational support in this industry.

The average SBA loan size in this sector is $462K. Franchise operations in this industry have an average loan size of $416K, lower than the industry average.

Financing a Wholesale-Durable Goods business? Get matched to an SBA lender.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.

SBA 7(a) / 504: Response within 24–48 hours. No obligation.

How big is your deal?
Where are you in the deal?
Equity or down payment ready
Credit score
Timeline to close

Referral fee realized at closing · Or call (317) 452-6990

Wholesale-Durable Goods Get Financing