Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026
Rates
NAICS 423Franchise Advantage

Wholesale-Durable Goods

SBA loan performance data based on 32,821 resolved loans

Overall Default Rate
17.8%
All businesses
Avg Loan Size
$462K
Non-franchise
Resolved Loans
32,821
In our database
Franchise Advantage
+0.1%
Lower = better

Franchise vs Independent Comparison

MetricAll BusinessesFranchise Only
Default Rate17.8%17.7%
Avg Loan Size$462K$416K
Resolved Loans32,510311
Chargeoffs5,79255
Franchise Brands-208

Default Rate Comparison

All Businesses17.8%
Franchise Businesses17.7%

Franchise Brands in Wholesale-Durable Goods

There are 208 franchise brands in this industry with SBA lending data. Franchise businesses in this sector have a 17.7% default rate compared to 17.8% for all businesses.

Browse 208 Franchise Brands

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About SBA Loans for Wholesale-Durable Goods

The Wholesale-Durable Goods sector (NAICS 423) has 32,821 resolved SBA loans in our database with an overall default rate of 17.8%. This is near the national average for SBA loans.

Franchise businesses in Wholesale-Durable Goods default at 17.7% compared to 17.8% for all businesses, a 0.1 percentage point advantage. This suggests the franchise model provides meaningful operational support in this industry.

The average SBA loan size in this sector is $462K. Franchise operations in this industry have an average loan size of $416K, lower than the industry average.

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