How Much Can Women's and Girls' Cut and Sew Other Outerwear Manufacturing Businesses Get in SBA Loans?
186 SBA loans totaling $75.8M have been approved for women's and girls' cut and sew other outerwear manufacturing businesses (NAICS 315239). The average approved SBA loan is $407K, which is 20% above avg the $340K national average. 62 active lenders fund this industry with a 21.6% default rate on the matured 2018-2021 loan cohort.
At 21.6%, Women's and Girls' Cut and Sew Other Outerwear Manufacturing sits well above the 15.4% all industry SBA default rate (charged off as a share of resolved loans), elevated default risk relative to other SBA industries. The capital source prices this risk into rate and structure.
NAICS 315239 (Women's and Girls' Cut and Sew Other Outerwear Manufacturing) received 186 SBA loans worth $75.8M across 5+ states. Average loan $407K, average term 126 months, 21.6% default rate (resolved loan basis).62 active SBA approved lenders fund this industry.Manufacturers in NAICS 31 to 33 qualify for FY2027 SBA fee terms and can access the MARC revolving credit program.
FY2027 Manufacturing Fee Waivers Active
The SBA has waived both 504 fees for manufacturers in NAICS 31 to 33 through September 30, 2027:
504 loans: all guaranty fees waived for manufacturing
7(a) loans of $700,000 or less: 0% upfront fee for manufacturers
Revolving credit line: manufacturers only, launched Oct 2025
The proposed Made in America Manufacturing Finance Act (H.R. 3174) would double SBA limits to $10M for domestic manufacturers, currently passed House, awaiting Senate vote.
Which SBA Program Do Women's and Girls' Cut and Sew Other Outerwear Manufacturing Businesses Use Most?
What Is the Best SBA Loan for Women's and Girls' Cut and Sew Other Outerwear Manufacturing?
Versatile funding for working capital, equipment, and expansion. 7(a) upfront fee is 0% for qualifying manufacturers on loans of $700,000 or less in FY2027
Where Are Women's and Girls' Cut and Sew Other Outerwear Manufacturing SBA Loans Most Common?
SBA Lending Activity in Women's and Girls' Cut and Sew Other Outerwear Manufacturing
62 SBA lenders have funded 186 loans to women's and girls' cut and sew other outerwear manufacturing businesses (NAICS 315239). Which lender approves your deal depends on your location, loan size, credit profile and time in business, not on who funded someone else. PeerSense makes the introduction.
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PeerSense sources capital for women's and girls' cut and sew other outerwear manufacturing businesses. The capital source sets the terms. No upfront fee. Talk to PeerSense. Referral fee at closing.
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Down with SBA 7(a)
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SBA 7(a) / 504: PeerSense will reach out. No obligation.
How Does SBA Lending Work for Women's and Girls' Cut and Sew Other Outerwear Manufacturing Businesses?
Across all SBA loan programs, 186 loans have been approved for businesses classified under NAICS 315239 (Women's and Girls' Cut and Sew Other Outerwear Manufacturing), representing $75.8M in total capital deployed. The average approved loan of $407K is 20% above avg the national SBA average of $340K, with typical repayment terms of 126 months.
SBA lending for women's and girls' cut and sew other outerwear manufacturing has remained relatively stable across recent fiscal years. 62 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.
The industry sees a balanced mix of SBA programs, with 12% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
As a manufacturing business under NAICS 31 to 33, you qualify for FY2027 SBA fee terms through September 30, 2027. For manufacturers, the SBA has waived the 504 upfront guaranty fee and annual service fee, and the 7(a) upfront fee is 0% on loans of $700,000 or less. Additionally, the MARC (Manufacturers' Access to Revolving Credit) program launched in October 2025, offering up to $5M in revolving credit exclusively for domestic manufacturers, a first for SBA lending.
Frequently Asked Questions: Women's and Girls' Cut and Sew Other Outerwear Manufacturing SBA Loans
What is the average SBA loan size for women's and girls' cut and sew other outerwear manufacturing businesses?
Which SBA loan program is best for a women's and girls' cut and sew other outerwear manufacturing business?
How many lenders fund SBA loans for women's and girls' cut and sew other outerwear manufacturing?
Are there SBA fee waivers for manufacturing businesses in 2026?
How does PeerSense help women's and girls' cut and sew other outerwear manufacturing businesses get SBA loans?
Related Manufacturing Industries
Data aggregated from SBA loan records (1992 to 2025). Women's and Girls' Cut and Sew Other Outerwear Manufacturing defined by NAICS code 315239. Not financial advice. PeerSense sources capital through a curated network of commercial lenders and capital sources. Consult a lending professional before making financial decisions.