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NAICS 315231ManufacturingFY2026 Fee Waivers

How Much Can Women's and Girls' Cut and Sew Lingerie, Loungewear, and Nightwear Man Businesses Get in SBA Loans?

73 SBA loans totaling $17.5M have been approved for women's and girls' cut and sew lingerie, loungewear, and nightwear man businesses (NAICS 315231). The average approved SBA loan is $239K, which is 30% below avg the $340K national average. 36 active lenders fund this industry.

Quick Answer

NAICS 315231 (Women's and Girls' Cut and Sew Lingerie, Loungewear, and Nightwear Man) received 73 SBA loans worth $17.5M across 5+ states. Average loan $239K, average term 113 months.36 active SBA-approved lenders fund this industry. Manufacturers (NAICS 31-33) qualify for FY2026 SBA fee waivers and the new MARC revolving credit program.

73
Total SBA Loans
$17.5M
Total Volume
$239K
Avg Loan Size
30% below avg
36
Active Lenders
113 mo
Avg Term
13% below avg
901
Jobs Supported

FY2026 Manufacturing Fee Waivers Active

The SBA has waived guaranty fees for manufacturers (NAICS 31-33) through September 30, 2026:

$0 Fees

504 loans — all guaranty fees waived for manufacturing

$0 Fees

7(a) loans up to $950K — guaranty fee waived

$5M MARC

Revolving credit line — manufacturers only (new Oct 2025)

The proposed Made in America Manufacturing Finance Act (H.R. 3174) would double SBA limits to $10M for domestic manufacturers — currently passed House, awaiting Senate vote.

Which SBA Program Do Women's and Girls' Cut and Sew Lingerie, Loungewear, and Nightwear Man Businesses Use Most?

SBA 7(a)65 (89%)
SBA 5048 (11%)

What Is the Best SBA Loan for Women's and Girls' Cut and Sew Lingerie, Loungewear, and Nightwear Man?

SBA 7(a)

Versatile funding for working capital, equipment, and expansion — guaranty fee waiver on loans up to $950K in FY2026

Industry avg loan: $239K
Typical term: 113 months
Historical avg rate: 6.90%
36+ lenders active in this industry

Where Are Women's and Girls' Cut and Sew Lingerie, Loungewear, and Nightwear Man SBA Loans Most Common?

#1
CA
36 loans
$14.8M
#2
NY
7 loans
$241K
#3
FL
6 loans
$550K
#4
TX
6 loans
$417K
#5
MN
2 loans
$200K

Top SBA Lenders for Women's and Girls' Cut and Sew Lingerie, Loungewear, and Nightwear Man

These banks have funded the most SBA loans for women's and girls' cut and sew lingerie, loungewear, and nightwear man businesses (NAICS 315231). PeerSense routes deals to lenders with proven appetite in your industry.

#LenderLoansVolume
1Bank of America, National Association(NC)8$358K
2JPMorgan Chase Bank, National Association(OH)7$299K
3Zions Bank, A Division of(UT)4$755K
4VelocitySBA, LLC(TX)4$38K
5Capital One, National Association(VA)4$165K

Ready to Fund Your Women's and Girls' Cut and Sew Lingerie, Loungewear, and Nightwear Man Business?

PeerSense places SBA loans for women's and girls' cut and sew lingerie, loungewear, and nightwear man businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Financing a Women's and Girls' Cut and Sew Lingerie, Loungewear, and Nightwear Man business? Get matched to an SBA lender.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

No retainers · Referral fee at closing · Or call (317) 452-6990

How Does SBA Lending Work for Women's and Girls' Cut and Sew Lingerie, Loungewear, and Nightwear Man Businesses?

Across all SBA loan programs, 73 loans have been approved for businesses classified under NAICS 315231 (Women's and Girls' Cut and Sew Lingerie, Loungewear, and Nightwear Man), representing $17.5M in total capital deployed. The average approved loan of $239K is 30% below avg the national SBA average of $340K, with typical repayment terms of 113 months.

SBA lending for women's and girls' cut and sew lingerie, loungewear, and nightwear man has remained relatively stable across recent fiscal years. 36 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.

The industry sees a balanced mix of SBA programs, with 11% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.

As a manufacturing business under NAICS 31-33, you qualify for enhanced SBA incentives through September 30, 2026. The SBA has fully waived guaranty fees on all 504 loans and on 7(a) loans up to $950,000 for manufacturers. Additionally, the MARC (Manufacturers' Access to Revolving Credit) program launched in October 2025, offering up to $5M in revolving credit exclusively for domestic manufacturers — a first for SBA lending.

Frequently Asked Questions — Women's and Girls' Cut and Sew Lingerie, Loungewear, and Nightwear Man SBA Loans

What is the average SBA loan size for women's and girls' cut and sew lingerie, loungewear, and nightwear man businesses?
Based on 73 approved SBA loans, the average loan size for women's and girls' cut and sew lingerie, loungewear, and nightwear man (NAICS 315231) is $239K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a women's and girls' cut and sew lingerie, loungewear, and nightwear man business?
SBA 7(a) is the most commonly used SBA program for women's and girls' cut and sew lingerie, loungewear, and nightwear man businesses. Versatile funding for working capital, equipment, and expansion — guaranty fee waiver on loans up to $950K in FY2026. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for women's and girls' cut and sew lingerie, loungewear, and nightwear man?
36 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the women's and girls' cut and sew lingerie, loungewear, and nightwear man sector.
Are there SBA fee waivers for manufacturing businesses in 2026?
Yes. Through September 30, 2026, the SBA has waived guaranty fees on all 504 loans and on 7(a) loans up to $950,000 for manufacturers (NAICS 31-33). This can save borrowers thousands in upfront costs. The MARC program also offers revolving credit up to $5M exclusively for manufacturers.
How does PeerSense help women's and girls' cut and sew lingerie, loungewear, and nightwear man businesses get SBA loans?
PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the women's and girls' cut and sew lingerie, loungewear, and nightwear man industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Data aggregated from SBA loan records (1992–2025). Women's and Girls' Cut and Sew Lingerie, Loungewear, and Nightwear Man defined by NAICS code 315231. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.