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NAICS 315232ManufacturingFY2026 Fee Waivers

How Much Can Women's and Girls' Cut and Sew Blouse and Shirt Manufacturing Businesses Get in SBA Loans?

80 SBA loans totaling $33.6M have been approved for women's and girls' cut and sew blouse and shirt manufacturing businesses (NAICS 315232). The average approved SBA loan is $420K, which is 23% above avg the $340K national average. 34 active lenders fund this industry.

Quick Answer

NAICS 315232 (Women's and Girls' Cut and Sew Blouse and Shirt Manufacturing) received 80 SBA loans worth $33.6M across 5+ states. Average loan $420K, average term 125 months.34 active SBA-approved lenders fund this industry. Manufacturers (NAICS 31-33) qualify for FY2026 SBA fee waivers and the new MARC revolving credit program.

80
Total SBA Loans
$33.6M
Total Volume
$420K
Avg Loan Size
23% above avg
34
Active Lenders
125 mo
Avg Term
4% below avg
914
Jobs Supported

FY2026 Manufacturing Fee Waivers Active

The SBA has waived guaranty fees for manufacturers (NAICS 31-33) through September 30, 2026:

$0 Fees

504 loans — all guaranty fees waived for manufacturing

$0 Fees

7(a) loans up to $950K — guaranty fee waived

$5M MARC

Revolving credit line — manufacturers only (new Oct 2025)

The proposed Made in America Manufacturing Finance Act (H.R. 3174) would double SBA limits to $10M for domestic manufacturers — currently passed House, awaiting Senate vote.

Which SBA Program Do Women's and Girls' Cut and Sew Blouse and Shirt Manufacturing Businesses Use Most?

SBA 7(a)72 (90%)
SBA 5048 (10%)

What Is the Best SBA Loan for Women's and Girls' Cut and Sew Blouse and Shirt Manufacturing?

SBA 7(a)

Versatile funding for working capital, equipment, and expansion — guaranty fee waiver on loans up to $950K in FY2026

Industry avg loan: $420K
Typical term: 125 months
Historical avg rate: 5.85%
34+ lenders active in this industry

Where Are Women's and Girls' Cut and Sew Blouse and Shirt Manufacturing SBA Loans Most Common?

#1
CA
56 loans
$31.4M
#2
FL
6 loans
$720K
#3
TX
3 loans
$302K
#4
MN
3 loans
$390K
#5
NY
3 loans
$176K

Top SBA Lenders for Women's and Girls' Cut and Sew Blouse and Shirt Manufacturing

These banks have funded the most SBA loans for women's and girls' cut and sew blouse and shirt manufacturing businesses (NAICS 315232). PeerSense routes deals to lenders with proven appetite in your industry.

#LenderLoansVolume
1Bank of America, National Association(NC)15$626K
2Bank of Hope(CA)8$8.8M
3JPMorgan Chase Bank, National Association(OH)6$771K
4U.S. Bank, National Association(OH)4$3.1M
5Mortgage Capital Development C(CA)4$3.2M

Ready to Fund Your Women's and Girls' Cut and Sew Blouse and Shirt Manufacturing Business?

PeerSense places SBA loans for women's and girls' cut and sew blouse and shirt manufacturing businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.

$0

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Financing a Women's and Girls' Cut and Sew Blouse and Shirt Manufacturing business? Get matched to an SBA lender.

Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.

SBA 7(a) / 504 — Response within 4 business hours. No obligation.

No retainers · Referral fee at closing · Or call (317) 452-6990

How Does SBA Lending Work for Women's and Girls' Cut and Sew Blouse and Shirt Manufacturing Businesses?

Across all SBA loan programs, 80 loans have been approved for businesses classified under NAICS 315232 (Women's and Girls' Cut and Sew Blouse and Shirt Manufacturing), representing $33.6M in total capital deployed. The average approved loan of $420K is 23% above avg the national SBA average of $340K, with typical repayment terms of 125 months.

SBA lending for women's and girls' cut and sew blouse and shirt manufacturing has remained relatively stable across recent fiscal years. 34 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.

The industry sees a balanced mix of SBA programs, with 10% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.

As a manufacturing business under NAICS 31-33, you qualify for enhanced SBA incentives through September 30, 2026. The SBA has fully waived guaranty fees on all 504 loans and on 7(a) loans up to $950,000 for manufacturers. Additionally, the MARC (Manufacturers' Access to Revolving Credit) program launched in October 2025, offering up to $5M in revolving credit exclusively for domestic manufacturers — a first for SBA lending.

Frequently Asked Questions — Women's and Girls' Cut and Sew Blouse and Shirt Manufacturing SBA Loans

What is the average SBA loan size for women's and girls' cut and sew blouse and shirt manufacturing businesses?
Based on 80 approved SBA loans, the average loan size for women's and girls' cut and sew blouse and shirt manufacturing (NAICS 315232) is $420K. This compares to the national SBA average of $340K across all industries.
Which SBA loan program is best for a women's and girls' cut and sew blouse and shirt manufacturing business?
SBA 7(a) is the most commonly used SBA program for women's and girls' cut and sew blouse and shirt manufacturing businesses. Versatile funding for working capital, equipment, and expansion — guaranty fee waiver on loans up to $950K in FY2026. PeerSense can analyze your specific deal to determine the optimal program.
How many lenders fund SBA loans for women's and girls' cut and sew blouse and shirt manufacturing?
34 different SBA-approved lenders have funded loans in this industry. Not all lenders are equally active in every industry — PeerSense matches your deal with lenders who have experience and appetite in the women's and girls' cut and sew blouse and shirt manufacturing sector.
Are there SBA fee waivers for manufacturing businesses in 2026?
Yes. Through September 30, 2026, the SBA has waived guaranty fees on all 504 loans and on 7(a) loans up to $950,000 for manufacturers (NAICS 31-33). This can save borrowers thousands in upfront costs. The MARC program also offers revolving credit up to $5M exclusively for manufacturers.
How does PeerSense help women's and girls' cut and sew blouse and shirt manufacturing businesses get SBA loans?
PeerSense is a capital advisory firm — not a lender. We analyze your deal (loan amount, down payment, business financials) and match you with SBA-approved lenders experienced in the women's and girls' cut and sew blouse and shirt manufacturing industry. Our referral fee is established upfront in our agreement and paid at closing. No retainers.

Data aggregated from SBA loan records (1992–2025). Women's and Girls' Cut and Sew Blouse and Shirt Manufacturing defined by NAICS code 315232. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.