How Much Can Textile and Fabric Finishing Mills Businesses Get in SBA Loans?
115 SBA loans totaling $62.5M have been approved for textile and fabric finishing mills businesses (NAICS 313310). The average approved SBA loan is $544K, which is 60% above avg the $340K national average. 69 active lenders fund this industry.
NAICS 313310 (Textile and Fabric Finishing Mills) received 115 SBA loans worth $62.5M across 5+ states. Average loan $544K, average term 138 months.69 active SBA-approved lenders fund this industry. Manufacturers (NAICS 31-33) qualify for FY2026 SBA fee waivers and the new MARC revolving credit program. There are approximately 599 U.S. establishments in this industry (Census 2022).
Is SBA Lending Growing for Textile and Fabric Finishing Mills?-25% decline
FY2026 Manufacturing Fee Waivers Active
The SBA has waived guaranty fees for manufacturers (NAICS 31-33) through September 30, 2026:
504 loans — all guaranty fees waived for manufacturing
7(a) loans up to $950K — guaranty fee waived
Revolving credit line — manufacturers only (new Oct 2025)
The proposed Made in America Manufacturing Finance Act (H.R. 3174) would double SBA limits to $10M for domestic manufacturers — currently passed House, awaiting Senate vote.
Which SBA Program Do Textile and Fabric Finishing Mills Businesses Use Most?
What Is the Best SBA Loan for Textile and Fabric Finishing Mills?
Versatile funding for working capital, equipment, and expansion — guaranty fee waiver on loans up to $950K in FY2026
Where Are Textile and Fabric Finishing Mills SBA Loans Most Common?
Top SBA Lenders for Textile and Fabric Finishing Mills
These banks have funded the most SBA loans for textile and fabric finishing mills businesses (NAICS 313310). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | BayFirst National Bank(FL) | 6 | $1.7M |
| 2 | Wells Fargo Bank National Association(SD) | 5 | $1.3M |
| 3 | Manufacturers and Traders Trust Company(NY) | 5 | $387K |
| 4 | TD Bank, National Association(DE) | 5 | $522K |
| 5 | The Huntington National Bank(OH) | 5 | $2.8M |
Textile and Fabric Finishing Mills Industry Context
Ready to Fund Your Textile and Fabric Finishing Mills Business?
PeerSense places SBA loans for textile and fabric finishing mills businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.
Retainers
Down with SBA 7(a)
Terms Available
Financing a Textile and Fabric Finishing Mills business? Get matched to an SBA lender.
Tell us your loan amount and use of funds. We route you to the lender most likely to fund a deal in your industry.
SBA 7(a) / 504 — Response within 4 business hours. No obligation.
How Does SBA Lending Work for Textile and Fabric Finishing Mills Businesses?
Across all SBA loan programs, 115 loans have been approved for businesses classified under NAICS 313310 (Textile and Fabric Finishing Mills), representing $62.5M in total capital deployed. The average approved loan of $544K is 60% above avg the national SBA average of $340K, with typical repayment terms of 138 months.
SBA lending for textile and fabric finishing mills has contracted approximately 25% over recent fiscal years. This shift may reflect changing market conditions, industry consolidation, or tightening credit standards in this sector. However, 69 lenders remain active, maintaining competitive options for qualified borrowers.
The industry sees a balanced mix of SBA programs, with 12% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
As a manufacturing business under NAICS 31-33, you qualify for enhanced SBA incentives through September 30, 2026. The SBA has fully waived guaranty fees on all 504 loans and on 7(a) loans up to $950,000 for manufacturers. Additionally, the MARC (Manufacturers' Access to Revolving Credit) program launched in October 2025, offering up to $5M in revolving credit exclusively for domestic manufacturers — a first for SBA lending.
Frequently Asked Questions — Textile and Fabric Finishing Mills SBA Loans
What is the average SBA loan size for textile and fabric finishing mills businesses?
Which SBA loan program is best for a textile and fabric finishing mills business?
How many lenders fund SBA loans for textile and fabric finishing mills?
Are there SBA fee waivers for manufacturing businesses in 2026?
How does PeerSense help textile and fabric finishing mills businesses get SBA loans?
Related Manufacturing Industries
Data aggregated from SBA loan records (1992–2025). Textile and Fabric Finishing Mills defined by NAICS code 313310. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.