What is the SBA loan default rate for Seafood Product Preparation and Packaging?

64 lenders actively fund Seafood Product Preparation and Packaging. A reliable default rate is shown only for industries with a large enough matured loan cohort; this one is below that threshold, so we do not publish a figure that would mislead.

Which SBA program is best for Seafood Product Preparation and Packaging?

The SBA 7(a) program is the most commonly used for Seafood Product Preparation and Packaging businesses, accounting for the majority of approved loans. The SBA 504 program is popular for larger real estate and equipment purchases.

NAICS 311710ManufacturingFY2027 Fee Waivers

How Much Can Seafood Product Preparation and Packaging Businesses Get in SBA Loans?

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113 SBA loans totaling $100.9M have been approved for seafood product preparation and packaging businesses (NAICS 311710). The average approved SBA loan is $893K, which is 162% above avg the $340K national average. 64 active lenders fund this industry.

Quick Answer

NAICS 311710 (Seafood Product Preparation and Packaging) received 113 SBA loans worth $100.9M across 5+ states. Average loan $893K, average term 134 months.64 active SBA approved lenders fund this industry.Manufacturers in NAICS 31 to 33 qualify for FY2027 SBA fee terms and can access the MARC revolving credit program. There are approximately 528 U.S. establishments in this industry (Census 2022).

113

Total SBA Loans

$100.9M

Total Volume

$893K

Avg Loan Size

162% above avg

Active Lenders

134 mo

Avg Term

3% above avg

2,032

Jobs Supported

Is SBA Lending Growing for Seafood Product Preparation and Packaging?-25% decline

$2.4M

$13.8M

$4.0M

$5.0M

$3.0M

$14.7M

$6.0M

$2.0M

$21.7M

$4.4M

FY2027 Manufacturing Fee Waivers Active

The SBA has waived both 504 fees for manufacturers in NAICS 31 to 33 through September 30, 2027:

$0 Fees

504 loans: all guaranty fees waived for manufacturing

$0 Fees

7(a) loans of $700,000 or less: 0% upfront fee for manufacturers

$5M MARC

Revolving credit line: manufacturers only, launched Oct 2025

The proposed Made in America Manufacturing Finance Act (H.R. 3174) would double SBA limits to $10M for domestic manufacturers, currently passed House, awaiting Senate vote.

Which SBA Program Do Seafood Product Preparation and Packaging Businesses Use Most?

SBA 7(a)97 (86%)

SBA 50416 (14%)

What Is the Best SBA Loan for Seafood Product Preparation and Packaging?

SBA 7(a)

Versatile funding for working capital, equipment, and expansion. 7(a) upfront fee is 0% for qualifying manufacturers on loans of $700,000 or less in FY2027

Industry avg loan: $893K

Typical term: 134 months

Historical avg rate: 7.28%

64+ lenders active in this industry

Where Are Seafood Product Preparation and Packaging SBA Loans Most Common?

14 loans

$15.5M

12 loans

$24.0M

11 loans

$7.4M

10 loans

$5.9M

10 loans

$9.7M

SBA Lending Activity in Seafood Product Preparation and Packaging

64 SBA lenders have funded 113 loans to seafood product preparation and packaging businesses (NAICS 311710). Which lender approves your deal depends on your location, loan size, credit profile and time in business, not on who funded someone else. PeerSense makes the introduction.

Loans funded

113

Active lenders

Total volume

$100.9M

Avg loan size

$893K

Browse all SBA lenders

Seafood Product Preparation and Packaging Industry Context

U.S. Establishments

528

U.S. Census Bureau · 2022

U.S. Employment

12,573,000

BLS · 2026

SBA Penetration

21.40%

SBA loans per establishment

Talk to PeerSense

PeerSense sources capital for seafood product preparation and packaging businesses. The capital source sets the terms. No upfront fee. Talk to PeerSense. Referral fee at closing.

Retainers

10%

Down with SBA 7(a)

25yr

Terms Available

Talk to PeerSense (317) 452-6990

Talk to PeerSense about financing a Seafood Product Preparation and Packaging business.

Tell us your loan amount and use of funds. PeerSense sources capital. The capital source sets the terms.

SBA 7(a) / 504: PeerSense will reach out. No obligation.

How big is your deal?

Where are you in the deal?

Equity or down payment ready

Credit score

Timeline to close

SBA already on the books?

What best describes your company

Liquid funds available outside this deal

Where is the property or business

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How Does SBA Lending Work for Seafood Product Preparation and Packaging Businesses?

Across all SBA loan programs, 113 loans have been approved for businesses classified under NAICS 311710 (Seafood Product Preparation and Packaging), representing $100.9M in total capital deployed. The average approved loan of $893K is 162% above avg the national SBA average of $340K, with typical repayment terms of 134 months.

SBA lending for seafood product preparation and packaging has contracted approximately 25% over recent fiscal years. This shift may reflect changing market conditions, industry consolidation, or tightening credit standards in this sector. However, 64 lenders remain active, maintaining competitive options for qualified borrowers.

The industry sees a balanced mix of SBA programs, with 14% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.

As a manufacturing business under NAICS 31 to 33, you qualify for FY2027 SBA fee terms through September 30, 2027. For manufacturers, the SBA has waived the 504 upfront guaranty fee and annual service fee, and the 7(a) upfront fee is 0% on loans of $700,000 or less. Additionally, the MARC (Manufacturers' Access to Revolving Credit) program launched in October 2025, offering up to $5M in revolving credit exclusively for domestic manufacturers, a first for SBA lending.

SBA Loan Guide SBA Calculator SBA Lender Directory Industry Data Hub Current SBA Rates Contact Us MARC Program

Frequently Asked Questions: Seafood Product Preparation and Packaging SBA Loans

What is the average SBA loan size for seafood product preparation and packaging businesses?

Based on 113 approved SBA loans, the average loan size for seafood product preparation and packaging (NAICS 311710) is $893K. This compares to the national SBA average of $340K across all industries.

Which SBA loan program is best for a seafood product preparation and packaging business?

SBA 7(a) is the most commonly used SBA program for seafood product preparation and packaging businesses. Versatile funding for working capital, equipment, and expansion. 7(a) upfront fee is 0% for qualifying manufacturers on loans of $700,000 or less in FY2027. PeerSense can analyze your specific deal to determine the optimal program.

How many lenders fund SBA loans for seafood product preparation and packaging?

64 different SBA approved lenders have funded loans in this industry. Not all lenders are equally active in every industry. Talk to PeerSense. The capital source sets the terms for a seafood product preparation and packaging file.

Are there SBA fee waivers for manufacturing businesses in 2026?

Yes. In FY2027, the SBA has waived both 504 fees for manufacturers, including debt refinance with or without expansion. The upfront 7(a) fee is also 0% for manufacturers on loans of $700,000 or less. The MARC program offers revolving credit up to $5M for manufacturers.

How does PeerSense help seafood product preparation and packaging businesses get SBA loans?

PeerSense is a capital advisory firm. Talk to PeerSense about a seafood product preparation and packaging file. The capital source sets the terms. No upfront fee. The desk is paid at closing.

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Data aggregated from SBA loan records (1992 to 2025). Seafood Product Preparation and Packaging defined by NAICS code 311710. Not financial advice. PeerSense sources capital through a curated network of commercial lenders and capital sources. Consult a lending professional before making financial decisions.